Looking for the nearest ATM near me, open right now and close to your current location? The interactive ATM map below shows ATM locations near you, including bank ATMs, fee-free network ATMs, drive-thru ATMs, 24-hour cash machines, and Bitcoin ATMs. ATMs are also known as cash machines, cash points, automated teller machines, or “bankomat” in some countries.
ATM map: find the closest ATM to my current location
Use the ATM finder map below to locate the closest cash machine to your current location. Allow your browser to share your location for the most accurate results, or zoom and pan to a specific area. Click any ATM icon for the exact address and directions.
ATM near me open now, and 24-hour ATMs
Most bank-branded ATMs are available 24 hours a day, 7 days a week, including overnight, weekends, and federal holidays when bank branches are closed, so they’re almost always open right now. ATMs located inside stores, supermarkets, or shopping centers are only accessible during the host store’s hours of operation. For round-the-clock access, an exterior wall-mounted or drive-thru ATM at a bank branch is usually your best bet.
Which ATMs near me are open right now? Walk-up and drive-thru ATMs at major U.S. bank branches, including Chase, Bank of America, Wells Fargo, U.S. Bank, PNC, TD Bank, Capital One, Citibank, Huntington, Fifth Third, and Truist, operate 24/7. Inside-store ATMs follow the store’s hours: typically 7 AM to 10 PM at supermarkets, 24/7 at most convenience stores and many gas stations.
ATM fees: how to avoid surcharges
If you use an ATM that’s part of your own bank’s network or a partner network, you typically pay no surcharge. If you use a non-network ATM, you may be charged twice, once by your own bank and once by the ATM operator. The biggest fee-free ATM networks in the U.S. include:
- Allpoint: 55,000+ ATMs, used by many online banks, credit unions, and prepaid cards
- MoneyPass: used by U.S. Bank customers, U.S. Bank ReliaCard/Focus prepaid cards, and many credit unions
- Fifth Third Partner ATM: surcharge-free for Fifth Third Bank customers
- Co-op Network: used by many credit unions
Always check your card’s terms to see which networks are surcharge-free for you.
Find ATMs by bank
If you have an account at a specific bank, you’ll usually get the lowest fees by using one of your own bank’s ATMs. Pick your bank to see its branch + ATM locator, hours, and customer service:
- Chase ATMs: largest U.S. bank by branches
- Bank of America ATMs: about 15,000 nationwide, 24-hour walk-up and drive-up
- Wells Fargo ATMs: about 11,000 nationwide
- Citibank ATMs
- U.S. Bank ATMs, plus surcharge-free MoneyPass access
- Fifth Third Bank ATMs, plus surcharge-free Partner ATM access
- PNC Bank ATMs
- TD Bank ATMs
- Huntington Bank ATMs
Bitcoin ATM near me
Bitcoin ATMs (BTMs) let you exchange cash for Bitcoin and, at some machines, other cryptocurrencies. They’re separate from regular bank ATMs and are typically located in convenience stores, gas stations, and standalone kiosks. See our dedicated Bitcoin ATM locator for nearby BTMs.
What is an ATM?
An ATM (Automated Teller Machine) is a self-service banking terminal that lets you perform financial transactions without visiting a bank branch. ATMs are widely available in bank branches, convenience stores, gas stations, supermarkets, shopping centers, airports, and standalone kiosks.
What you can do at an ATM:
- Withdraw cash from your checking, savings, or credit card account
- Deposit cash or checks (at deposit-enabled ATMs, which includes most modern bank-branded ATMs)
- Check your account balance
- Transfer funds between your accounts
- Print a mini-statement showing recent transactions
- Change your PIN
Types of ATMs
- Standard ATM (cash withdrawal): The basic machine. You insert your card, enter your PIN, and withdraw cash.
- Drive-thru ATM: An ATM accessible from your car at a drive-up lane. Common at many bank branches.
- Walk-up ATM: A standalone ATM accessible by foot, often at a bank branch entrance.
- 24-hour ATM: An ATM accessible around the clock, every day. Most bank-branded ATMs at branches are 24-hour.
- Cash-deposit ATM: An ATM that accepts cash deposits in addition to withdrawals. Most major bank ATMs now accept deposits.
- Cardless ATM: An ATM that lets you withdraw cash using a code or QR code from your bank’s mobile app, with no physical card needed.
- Interactive Teller Machine (ITM): An ATM with a live video teller available for transactions that go beyond a standard ATM’s capabilities. Sometimes called a “live teller ATM.”
- Public ATM: An ATM open to anyone (no membership required), regardless of which bank issued your card. Both bank-branded and independent ATMs at retail locations are typically public.
- No-surcharge / fee-free ATM: An ATM where you don’t pay an extra fee, usually because it’s part of your bank’s own network or a partner network like Allpoint, MoneyPass, or Co-op.
- Bitcoin ATM: A specialized kiosk that lets you exchange cash for Bitcoin or other cryptocurrencies. Not connected to traditional bank accounts.
Where can you find ATMs?
ATMs are installed almost anywhere people need cash. The most common places to find one:
- Bank branches: walk-up and drive-thru ATMs at the branch itself, fee-free for that bank’s customers and usually available 24/7.
- Supermarkets and grocery stores: chains such as Safeway, Kroger, and Publix usually host an ATM near the entrance or the customer service desk.
- Big-box stores: most Walmart stores have an ATM near the front of the store, often on the MoneyPass or Allpoint network.
- Convenience stores and gas stations: nearly always have an independent ATM available whenever the store is open, often 24/7, but surcharges are common.
- Pharmacies: many CVS and Walgreens locations host in-store ATMs, frequently surcharge-free through networks like Allpoint.
- Malls, airports, hotels, and casinos: convenient in a pinch, but these machines usually carry the highest surcharges, especially at airports and casinos.
For the lowest fees, start with your own bank’s ATM or a partner network machine, and save store and travel-hub ATMs for when convenience matters more than the surcharge.
Frequently asked questions
Where is the nearest ATM to my current location?
Use the ATM map at the top of this page. It shows cash machines near your current location. Allow your browser to share your location for the most accurate results, then click any pin for the exact address. For ATMs filtered to your own bank (to avoid surcharges), use that bank’s official locator. We link to every major U.S. bank’s locator from the bank pages above.
Where is the closest ATM open right now?
Most ATMs at bank branches operate 24/7, so the closest bank-branded ATM on the map above is almost certainly open right now. ATMs inside stores, supermarkets, and shopping centers are only available during the host store’s hours of operation, so if you’re searching late at night, look for an exterior wall-mounted ATM or a drive-thru ATM at a bank branch rather than an inside-store machine.
Is there an ATM near me that is open 24/7?
Most bank-branded ATMs are accessible 24 hours a day, 7 days a week, including weekends and federal holidays. ATMs inside stores or supermarkets are typically only accessible during the store’s hours. To confirm 24/7 access, use your bank’s official ATM locator or check the map at the top of this page for branch-attached ATMs.
Is there a public ATM I can use?
Yes. Almost every ATM you’ll see on the map above is a public ATM, meaning anyone with a debit or credit card can use it, regardless of which bank issued the card. Bank-branded ATMs (Chase, Bank of America, Wells Fargo, U.S. Bank, etc.) are public; independent ATMs at convenience stores, gas stations, and retail locations are also public. The trade-off: non-network ATMs may charge a surcharge of $2 to $5 per withdrawal in addition to your bank’s out-of-network fee.
How do I find a fee-free ATM?
Yes, use an ATM that’s part of your bank’s own network or a partner network you have access to. The biggest fee-free networks in the U.S. are Allpoint (55,000+ ATMs), MoneyPass (U.S. Bank customers), Fifth Third Partner ATM (Fifth Third customers), and Co-op Network (many credit unions). Using an ATM outside your network typically triggers two fees, one from your bank and one from the ATM operator.
What is a cash machine?
“Cash machine” is another name for an ATM (Automated Teller Machine). Other names you might see, especially in different countries, include cashpoint or cash point (UK), bank machine (Canada), bankomat (Germany, Eastern Europe), and automated teller machine (the formal name).
Can I deposit cash at an ATM?
Most modern bank-branded ATMs accept cash and check deposits, but third-party or convenience-store ATMs typically only let you withdraw cash. To find a deposit-enabled ATM, check your bank’s official ATM locator and filter for “deposit-enabled” or use a Branch ATM at one of your bank’s locations.
What is a cardless ATM?
A cardless ATM lets you withdraw cash using your bank’s mobile app, typically by generating a one-time code or QR code in the app, then scanning or entering it at the ATM. You don’t need to insert a physical debit card. Cardless withdrawal is offered by many major U.S. banks including Chase, Bank of America, Wells Fargo, and U.S. Bank.
How much can I withdraw at an ATM?
ATM withdrawal limits depend on your bank and your specific account, but typical daily limits for major U.S. banks range from $500 to $1,500 per day. You can find your specific limit in your bank’s mobile app, in your account agreement, or by calling customer service.
Are ATMs available on federal holidays?
Yes. ATMs are typically available 24/7, including all federal holidays when bank branches are closed. Online banking, mobile banking, and customer service phone lines also remain available on most federal holidays.
Where are ATMs usually located?
Bank branches, supermarkets, Walmart and other big-box stores, convenience stores, gas stations, pharmacies like CVS and Walgreens, malls, airports, hotels, and casinos all commonly host ATMs. Bank-branch and pharmacy-network machines are usually the cheapest to use; airport and casino machines usually charge the highest surcharges.
Can I withdraw $5 or $10 at an ATM?
At most standalone and store ATMs, no – they only dispense $20 bills. To get smaller bills, use a branch ATM from a bank that supports custom denominations: many Chase, Wells Fargo, PNC, and TD Bank branch ATMs can dispense $1, $5, or $10 bills. Look for a “choose your bills” or “custom denominations” option on the withdrawal screen; the exact bills available depend on the specific machine.
Can I find an ATM by its terminal number?
No public directory maps ATM terminal numbers to street addresses. The terminal ID printed on your receipt or statement identifies the machine internally for the bank and the ATM network. If you need to know where a transaction happened, contact your bank with the terminal ID and the transaction date – they can look up the machine’s location, which is the standard first step when disputing a charge.
Get support
If you have a question about ATMs or finding a specific bank’s ATMs, you can browse the bank directory on our homepage or email us at info@bank-nearme.com.