Bank of Hawaii (parent: Bank of Hawaii Corporation, NYSE: BOH) is one of the two largest banks headquartered in Hawaii (the other being First Hawaiian Bank), with approximately $24 billion in total assets and approximately 52 branches across the State of Hawaii, Guam, Saipan (Northern Mariana Islands), and Palau. The bank is headquartered in Honolulu, Hawaii at 130 Merchant Street in the downtown Honolulu financial district, and was founded in December 17, 1897, making it one of the oldest continuously operating banks in the United States. Bank of Hawaii is one of the only US-headquartered banks with significant retail branch operations in the US Pacific territories of Guam and the Northern Mariana Islands. The bank serves all major Hawaiian Islands (Oahu, Maui, Kauai, the Big Island of Hawaii, Molokai, and Lanai) plus US Pacific Insular Areas, giving Bank of Hawaii customers branch access across the entire Hawaii / US Pacific region.
Map of Bank of Hawaii locations near me
Use the Bank of Hawaii branch locator below to find the nearest Bank of Hawaii branch in your location, with branch hours, services, and contact details. The map covers all 52 Bank of Hawaii branches across Hawaii, Guam, Saipan, and Palau. You can click ‘Use my location‘ to view branches and ATMs around you on the map.
Bank of Hawaii at a glance
- Official name: Bank of Hawaii (a Hawaii state-chartered bank, Member FDIC)
- Parent company: Bank of Hawaii Corporation (NYSE: BOH)
- Headquarters: 130 Merchant Street, Honolulu, Hawaii 96813 (downtown Honolulu financial district)
- West Pacific Regional Headquarters: Tamuning, Guam
- Founded: December 17, 1897 (over 128 years of continuous Hawaiian banking)
- Branches: approximately 52 across Hawaii, Guam, Saipan (Northern Mariana Islands), and Palau
- Total assets: approximately $24 billion
- Stock ticker: BOH on NYSE
- Customer service (Hawaii local): 808-643-3888
- Customer service (toll-free): 1-888-643-3888
- Customer service hours: specialists available 7:00 AM to 7:00 PM Hawaii Standard Time (HST), 7 days a week; self-service automated banking available 24/7
- Hawaii routing number: 121301028
- Guam and Saipan routing number: 121405018
- SWIFT code (international wire transfers): BOHIUS77
- Branch of Tomorrow: Bank of Hawaii’s modern branch design concept featuring updated technology, layout, and convenience features
- FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category
Bank of Hawaii branch near me
Bank of Hawaii operates approximately 52 retail branches across the State of Hawaii (all major islands), the territories of Guam and the Northern Mariana Islands (Saipan), and Palau. Use the official Bank of Hawaii branch locator at boh.com to find a branch with addresses, phone numbers, hours, services, and a map.
Bank of Hawaii on Oahu (Honolulu HQ island, densest concentration)
Oahu is Bank of Hawaii’s home island, with the corporate headquarters in downtown Honolulu and the densest concentration of Bank of Hawaii branches:
- Downtown Honolulu: Bank of Hawaii Main Branch (130 Merchant Street, the corporate HQ), Bishop Street, Fort Street Mall, Chinatown area
- Waikiki: branches serving the Waikiki tourist district at Kalakaua Avenue and Kuhio Avenue locations
- Ala Moana and Kakaako: Ala Moana Center area, Ward, Kakaako
- East Honolulu: Hawaii Kai, Aina Haina, Niu Valley, Kuliouou
- Manoa and the University area
- Central Oahu: Pearl City, Aiea, Waipahu, Mililani, Wahiawa
- West Oahu and Leeward: Kapolei, Ewa Beach, Waianae, Nanakuli
- Windward Oahu: Kailua, Kaneohe, Waimanalo
- North Shore: Haleiwa, Wahiawa
Bank of Hawaii on Maui
Maui Bank of Hawaii branches span the major Maui markets including Kahului (the airport / commercial center), Wailuku (the historic county seat), Lahaina, Kihei, Wailea, Makawao, and Hana. After the August 2023 Lahaina wildfire that destroyed the historic Lahaina Front Street branch, Bank of Hawaii temporarily relocated services and supported affected customers through specialized financial assistance programs.
Bank of Hawaii on the Big Island (Hawaii Island)
Big Island Bank of Hawaii locations span Hilo (East Hawaii’s commercial center), Kailua-Kona (West Hawaii’s largest city), Waimea, Captain Cook, Pahoa, Honokaa, and other Big Island community markets.
Bank of Hawaii on Kauai
Kauai Bank of Hawaii branches include Lihue (the airport / county seat), Kapaa, Princeville, Hanapepe, Waimea, and the Poipu resort area.
Bank of Hawaii on Molokai and Lanai
Bank of Hawaii operates branches on the smaller Hawaiian Islands of Molokai (Kaunakakai) and Lanai (Lanai City), serving these communities that have limited banking competition.
Bank of Hawaii in Guam (West Pacific Regional HQ)
Guam is Bank of Hawaii’s West Pacific Regional Headquarters, with the regional HQ in Tamuning. Guam branches include the Tamuning Branch (Bank of Hawaii’s first Branch of Tomorrow location in the West Pacific), Hagatna (the Guam capital), Harmon, Micronesia Mall (kiosk), and Dededo, serving Guam residents and US military personnel stationed at Naval Base Guam and Andersen Air Force Base.
Bank of Hawaii in Saipan (Northern Mariana Islands)
Saipan is the capital of the Commonwealth of the Northern Mariana Islands (CNMI), a US territory. Bank of Hawaii operates branches in Saipan including Gualo Rai, serving the Saipan local population, US military, and Northern Marianas tourism economy.
Bank of Hawaii in Palau
Palau (the independent Republic of Palau, which uses the US dollar as its official currency) has Bank of Hawaii presence, primarily serving Palau-based businesses, US tourism / dive industry visitors, and the Compact of Free Association banking relationship with the United States.
For the official locator with branch addresses, see boh.com/locations.
Bank of Hawaii ATM near me
Use the Bank of Hawaii ATM finder to find the closest Bank of Hawaii ATM machine around you, including drive-up and 24-hour ATMs at branches and major retail locations. Bank of Hawaii operates the largest ATM network in Hawaii and a substantial network across the West Pacific footprint.
- Bank of Hawaii branded ATMs: Bank of Hawaii checking and savings customers can use any Bank of Hawaii ATM in Hawaii, Guam, Saipan, and Palau fee-free for withdrawals, deposits, and balance inquiries.
- Out-of-network ATMs: using a non-Bank of Hawaii ATM may incur a fee from Bank of Hawaii plus the ATM operator’s surcharge. Some premium account tiers refund a limited number of out-of-network ATM fees per statement cycle.
- Tourist ATM access: Bank of Hawaii ATMs are commonly found at Honolulu International Airport (HNL / Daniel K. Inouye International Airport), Kahului Airport (OGG, Maui), Kona International Airport (KOA), Lihue Airport (LIH, Kauai), Antonio B. Won Pat International Airport (GUM, Guam), Saipan International Airport (SPN), and major resort areas including Waikiki, Wailea, Kaanapali, Poipu, and Kona.
- Deposit ATMs: modern Bank of Hawaii branch ATMs accept cash and check deposits without an envelope, with funds typically available the next business day.
Bank of Hawaii distinctive features
Hawaii / US Pacific specialty footprint
Bank of Hawaii operates one of the only US bank footprints that spans the State of Hawaii and the US Pacific Insular Areas of Guam, the Northern Mariana Islands (Saipan), and the independent (but USD-using) Republic of Palau. This Hawaii / West Pacific specialty footprint makes Bank of Hawaii the natural banking partner for residents, businesses, and US military personnel across the entire Hawaii / US Pacific region.
128-year Hawaiian banking heritage
Founded December 17, 1897, Bank of Hawaii has served Hawaiian customers continuously for over 128 years, predating Hawaii statehood (1959) by more than six decades. The bank operated through the Hawaiian Kingdom annexation, Hawaii Territory status, World War II, statehood, and the post-statehood Hawaiian tourism boom, building deep multi-generational customer relationships across the islands.
Branch of Tomorrow transformation
Bank of Hawaii is investing in Branch of Tomorrow branch transformations, with five completed in 2025 and additional transformations underway in 2026, including the flagship Tamuning Branch in Guam (the first Branch of Tomorrow in the West Pacific). Branch of Tomorrow locations feature modern design, updated banking technology, and convenience features tailored to Hawaii and West Pacific customer needs.
1897 Republic of Hawaii incorporation
Bank of Hawaii was incorporated on December 17, 1897, in the Republic of Hawaii (the brief period between the 1893 overthrow of the Hawaiian Kingdom and the 1898 US annexation). The bank was chartered as a separate, new institution to serve the Hawaiian banking economy of the late 1890s. Bank of Hawaii is a distinct institution from the older Bishop & Co. banking firm (founded 1858), which is the corporate predecessor of First Hawaiian Bank, the other half of the Hawaii banking duopoly.
Bank of Hawaii hours, Saturday hours, and open now
Bank of Hawaii branch hours vary by location, but most branches follow this typical schedule (Hawaii Standard Time, which is UTC-10 year-round, since Hawaii does not observe Daylight Saving Time):
| Day | Typical hours (HST) |
|---|---|
| Monday to Friday | 8:30 AM to 4:00 PM at many Hawaii branches; some until 5:00 PM |
| Saturday | 9:00 AM to 12:00 PM or 1:00 PM at many branches, especially in tourist areas and major shopping centers |
| Sunday | Closed at most locations; some supermarket-based branches may have limited Sunday hours |
Bank of Hawaii branches are closed on the standard 11 US federal holidays plus the Hawaii state holidays of Prince Jonah Kuhio Kalanianaole Day (March 26), Kamehameha Day (June 11), and Statehood Day (third Friday of August). ATMs at all branches are available 24/7 even when the branch is closed. The Bank of Hawaii customer service line at 808-643-3888 (toll-free 1-888-643-3888) has specialists available 7:00 AM to 7:00 PM Hawaii Standard Time, 7 days a week, with self-service automated banking 24/7. Note that Hawaii Standard Time is 2 to 3 hours behind Pacific Time depending on Daylight Saving status, and 5 to 6 hours behind Eastern Time.
Federal holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (third Monday of January)
- Presidents Day (third Monday of February)
- Prince Jonah Kuhio Kalanianaole Day (March 26, Hawaii state holiday)
- Memorial Day (last Monday of May)
- Kamehameha Day (June 11, Hawaii state holiday honoring King Kamehameha I)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Statehood Day (third Friday of August, Hawaii state holiday)
- Labor Day (first Monday of September)
- Columbus Day / Discoverers’ Day (second Monday of October)
- Veterans Day (November 11)
- Thanksgiving Day (fourth Thursday of November)
- Christmas Day (December 25)
Is Bank of Hawaii open now near me? Most Bank of Hawaii branches keep weekday business hours (8:30 AM to 4:00 PM HST) plus Saturday morning hours at many locations. ATMs at all branches are available 24/7. The customer service line at 808-643-3888 (or 1-888-643-3888 toll-free) has live specialists 7 AM to 7 PM HST seven days a week (note: Hawaii is 2-3 hours behind US Pacific Time and 5-6 hours behind US Eastern Time).
Contact Bank of Hawaii: customer service phone numbers
- Bank of Hawaii Customer Service (Hawaii local): 808-643-3888
- Bank of Hawaii Customer Service (toll-free): 1-888-643-3888
- Customer service hours: 7:00 AM to 7:00 PM Hawaii Standard Time (HST), 7 days a week, including holidays
- Self-service automated banking: 24 hours a day, 7 days a week at the same numbers
- International SWIFT code (for wire transfers from abroad): BOHIUS77
- Online and Mobile Banking technical support: 808-643-3888 (same as customer service)
- Mortgage: contact through the main line or your dedicated mortgage banker
- Visit a branch: use the locator at boh.com to find your nearest branch and its direct phone number
About Bank of Hawaii: 1897 Honolulu founding to modern Hawaii / US Pacific regional
December 17, 1897 Republic of Hawaii incorporation
Bank of Hawaii Ltd. was incorporated on December 17, 1897 in the Republic of Hawaii (the brief 1894 to 1898 period between the 1893 overthrow of the Hawaiian Kingdom and the 1898 US annexation). The bank was chartered as a new institution by a group of Honolulu businessmen including Peter Cushman Jones to serve the Honolulu banking economy of the late 1890s. The newer Bank of Hawaii grew in parallel with the older Bishop & Co. (founded 1858 by Charles Reed Bishop, which became First Hawaiian Bank); the two banks have competed across Hawaii ever since.
20th-century Hawaiian expansion
Through the 20th century, Bank of Hawaii expanded across all major Hawaiian Islands, building branches on Oahu, Maui, Kauai, the Big Island, and the smaller Molokai and Lanai. The bank served Hawaii through World War II, the postwar tourism boom, and Hawaii’s 1959 statehood.
US Pacific Insular Areas expansion
In the second half of the 20th century, Bank of Hawaii expanded into the US Pacific Insular Areas of Guam (Bank of Hawaii has operated in Guam for over 60 years), the Northern Mariana Islands (Saipan), American Samoa, and Palau, making Bank of Hawaii one of the only US banks with significant Pacific Insular Area retail operations.
Early 2000s consolidation
In the early 2000s, Bank of Hawaii consolidated its operations, divesting non-core business lines in Asia and other Pacific markets to focus on its core Hawaii / US Pacific Insular Area franchise. The consolidation strengthened the Hawaii local-banking focus.
Bank of Hawaii today
Bank of Hawaii is now a $24 billion regional bank with 52 branches across Hawaii, Guam, Saipan, and Palau. The bank serves both consumer (checking, savings, mortgages, credit cards) and commercial (middle-market commercial banking, treasury management, small business banking, commercial real estate, hospitality lending) customers across its Hawaii / West Pacific footprint, plus US military banking at Hawaii and Guam military installations.
Frequently asked questions
Where is the Nearest Bank of Hawaii Branch Near Me?
Use the official Bank of Hawaii locator at boh.com to find your nearest branch by ZIP code, city, or island. Bank of Hawaii operates approximately 52 branches across the State of Hawaii (all major islands: Oahu, Maui, Kauai, the Big Island, Molokai, Lanai), Guam (West Pacific Regional HQ), Saipan (Northern Mariana Islands), and Palau. The densest concentration is on Oahu, particularly downtown Honolulu (the HQ at 130 Merchant Street), Waikiki, Ala Moana, and the major Oahu suburbs.
How to Find the Closest Bank of Hawaii ATM Around Your Location
Use the Bank of Hawaii ATM finder at boh.com to find the closest Bank of Hawaii ATM machine around you. Bank of Hawaii operates the largest ATM network in Hawaii and a substantial network across Guam, Saipan, and Palau. ATMs are commonly found at Honolulu International Airport (HNL), Kahului Airport (OGG, Maui), Kona Airport (KOA, Big Island), Lihue Airport (LIH, Kauai), Guam Airport (GUM), Saipan Airport (SPN), and major resort areas including Waikiki, Wailea, Kaanapali, Poipu, and Kona.
Use the Map to See Locations of Bank of Hawaii Around You
The map on this page shows Bank of Hawaii branches and ATMs near your location. Bank of Hawaii has the densest branch concentrations on Oahu (the home island, with downtown Honolulu HQ, Waikiki, Ala Moana, and major suburban markets), Maui (Kahului, Wailuku, Lahaina, Kihei, Wailea), the Big Island (Hilo, Kailua-Kona, Waimea), Kauai (Lihue, Kapaa, Princeville), and Guam (the West Pacific Regional HQ).
What is the Bank of Hawaii customer service phone number?
The main Bank of Hawaii customer service number is 808-643-3888 (local Hawaii) or 1-888-643-3888 (toll-free). Live specialists are available 7:00 AM to 7:00 PM Hawaii Standard Time, 7 days a week, including holidays. Self-service automated banking is available 24/7 at the same numbers. Note that Hawaii Standard Time is 2 to 3 hours behind US Pacific Time and 5 to 6 hours behind US Eastern Time. For international wire transfers from abroad, use SWIFT code BOHIUS77.
What is the Bank of Hawaii routing number?
Bank of Hawaii has two routing numbers depending on where you opened your account: 121301028 for Hawaii accounts, and 121405018 for Guam and Saipan accounts. To find your specific routing number, check the bottom of your checks (the first 9 digits), log in to Bank of Hawaii Online Banking, look in the Bank of Hawaii mobile app under account details, or call customer service at 808-643-3888.
Is Bank of Hawaii FDIC insured?
Yes. Bank of Hawaii is FDIC insured. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category. FDIC insurance applies to deposits at Bank of Hawaii branches in Hawaii, Guam, Saipan, and Palau.
Where is Bank of Hawaii headquartered?
Bank of Hawaii is headquartered at 130 Merchant Street, Honolulu, Hawaii 96813 in the downtown Honolulu financial district, and has been Honolulu-headquartered since its December 17, 1897 founding. Bank of Hawaii also opened a new West Pacific Regional Headquarters in Tamuning, Guam, to better serve the bank’s growing West Pacific footprint.
How many Bank of Hawaii locations are there?
Bank of Hawaii operates approximately 52 branches across the State of Hawaii, Guam, Saipan (Northern Mariana Islands), and Palau, with approximately $24 billion in total assets. The largest concentration is on Oahu (Honolulu HQ island), followed by Maui, the Big Island, Kauai, Guam, and the smaller branch counts on Molokai, Lanai, Saipan, and Palau.
What is the difference between Bank of Hawaii and First Hawaiian Bank?
Bank of Hawaii (founded December 17, 1897, NYSE: BOH, ~$24B assets, 52 branches) and First Hawaiian Bank (founded 1858 as Bishop & Co. then split off, NASDAQ: FHB, ~$25B assets, ~46 branches) are the two largest banks headquartered in Hawaii, both Honolulu-headquartered, and together dominate the Hawaii banking market as a duopoly. The two banks are direct competitors with overlapping branch footprints across all Hawaiian Islands plus Guam and Saipan. Bank of Hawaii has a broader US Pacific Insular Area network (including Palau) and First Hawaiian Bank is slightly larger by assets.
Does Bank of Hawaii operate outside Hawaii?
Yes. In addition to all major Hawaiian Islands, Bank of Hawaii operates branches in Guam (where its West Pacific Regional HQ is located), Saipan in the Commonwealth of the Northern Mariana Islands (CNMI, a US territory), and Palau (an independent US Compact of Free Association country that uses the US dollar). Bank of Hawaii does not operate retail branches in the continental US or any other US state besides Hawaii.
What time zone is Bank of Hawaii on?
Bank of Hawaii branches in Hawaii operate on Hawaii Standard Time (HST), which is UTC-10 year-round. Hawaii does not observe Daylight Saving Time, so HST is 2 hours behind US Pacific Time during Pacific Standard Time, 3 hours behind during Pacific Daylight Time, and 5 to 6 hours behind US Eastern Time. Bank of Hawaii Guam, Saipan, and Palau branches operate on Chamorro Standard Time (UTC+10), which is across the international date line from Hawaii (about a calendar day difference). The Bank of Hawaii customer service line at 1-888-643-3888 has specialists available 7 AM to 7 PM HST seven days a week.
Are Bank of Hawaii branches open on Saturday?
Yes, at many branches. Most Bank of Hawaii branches on Oahu, Maui, Kauai, the Big Island, and Guam have Saturday hours, typically 9:00 AM to 12:00 PM or 1:00 PM HST, especially branches in tourist areas and major shopping centers. Some branches in smaller markets are closed Saturday. The Bank of Hawaii customer service phone line at 808-643-3888 is open Saturday 7 AM to 7 PM HST. Confirm Saturday hours with the specific branch using the locator at boh.com.
Are Bank of Hawaii branches open on Sunday?
No, most Bank of Hawaii branches are closed on Sundays. Some supermarket-based branches in Hawaii may have limited Sunday hours. ATMs at all branches are available 24/7. The Bank of Hawaii customer service phone line at 808-643-3888 is open Sunday 7 AM to 7 PM HST. See our Banks Open on Sunday Near Me page for the list of banks with broader Sunday hours.
Does Bank of Hawaii have a 24/7 customer service line?
Bank of Hawaii live specialist customer service is available 7:00 AM to 7:00 PM Hawaii Standard Time, 7 days a week including holidays (call 808-643-3888 local Hawaii, or 1-888-643-3888 toll-free). Self-service automated phone banking is available 24/7 at the same numbers. Online banking and the Bank of Hawaii mobile app handle routine banking 24/7. For overnight emergencies such as a lost or stolen card, the toll-free line at 1-888-643-3888 connects to lost/stolen card support 24/7.
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