Looking for the nearest Bank of Scotland near me, ideally a branch or cash machine open right now and close to your current location? The Bank of Scotland locations map below shows branches and cashpoints near you. Bank of Scotland is a retail bank operating primarily in Scotland, with a small number of branches in northern England. It is one of the oldest banks in the world (founded 1695, second-oldest UK bank after the Bank of England) and has been part of Lloyds Banking Group since 2009. For everyday banking in England and Wales, customers usually use sister brands Lloyds Bank or Halifax.
Bank of Scotland at a glance
- Founded: 17 July 1695 (second-oldest bank in the UK, by Act of Scottish Parliament)
- HQ: The Mound, Edinburgh EH1 1YZ, Scotland
- Parent: Lloyds Banking Group plc (since the 2009 HBOS acquisition)
- Sister brands: Lloyds Bank (England and Wales), Halifax (UK-wide personal banking)
- Banknote issuer: Yes, Bank of Scotland is one of three Scottish banks authorised to print Scottish pound banknotes (along with Royal Bank of Scotland and Clydesdale Bank)
- Branches: Concentrated in Scotland, with a smaller number in northern England
- General customer service: 0345 721 3141 (24/7 for existing customers)
- From outside the UK: +44 131 337 4218 (8 AM to 6 PM UK time)
- Card fraud (24/7): 0800 0288 335 (from abroad: +44 131 454 1605)
- Lost or stolen credit card: 0345 964 5645 (8 AM to 6 PM, 7 days, closed bank holidays; from abroad: +44 173 357 4121)
- Online banking fraud (24/7): 0800 567 4971 (from abroad: +44 1132 888 408)
- Internet Banking helpdesk: 0345 602 0000 (Mon-Fri 9 AM to 5:30 PM)
- Textphone (accessibility): 0345 732 3436 (Mon-Fri 9 AM to 5:30 PM)
- Branch finder: branches.bankofscotland.co.uk/search
- Mobile app: Bank of Scotland Mobile Banking (iOS and Android)
Bank of Scotland branch and ATM (cash machine) near me
Map of Bank of Scotland locations near me
Use the map below to find your nearest Bank of Scotland branch or cash machine (cashpoint, ATM) based on your current location. Click any pin for the exact address and directions. For the most accurate result, allow your browser to share your location, or zoom and pan to the area you want.
You can also use the Bank of Scotland branch locator below to find the nearest Bank of Scotland branch in your location, with opening times, services, and contact details.
Caption: The official Bank of Scotland branch finder lets you search by street, town, or postcode and filter for branches, cash machines, or mobile branches. Source: bankofscotland.co.uk
Bank of Scotland branch finder: how to find a branch near you
The official Bank of Scotland branch finder at branches.bankofscotland.co.uk/search lets you search any of these ways:
- By street, town, or postcode: Enter a UK postcode (such as EH1 1YZ or G2 8LU) to see the nearest branches
- By your current location: Allow the website to use your device location to see all nearby branches
- By type: Filter to show branches only, cash machines (ATMs) only, or mobile branches
- By service: Filter for services like cash deposit, coin counting, foreign exchange, mortgage appointments, or wheelchair access
The Bank of Scotland Mobile Banking app on iOS and Android also includes a built-in branch finder that uses your current location.
Bank of Scotland cash machine (ATM) near me
Bank of Scotland operates cash machines at most of its branches and at a number of standalone locations across Scotland. Bank of Scotland customers can use any LINK network cash machine in the UK for cash withdrawal, balance enquiry, and most basic services with no charge from Bank of Scotland (some independent ATMs may charge a separate fee).
Use the Bank of Scotland cashpoint finder to find the closest cash machine or ATM machine around you, including 24-hour cashpoints at branches.
What you can do at a Bank of Scotland cashpoint:
- Withdraw cash from your Bank of Scotland current or savings account
- Check your account balance and recent transactions
- Deposit cash and cheques (at deposit-enabled cashpoints inside or attached to branches)
- Change your PIN
- Print a mini statement
Most Bank of Scotland cash machines at branches are accessible 24 hours a day, including weekends and bank holidays. To find a Bank of Scotland cashpoint near you, use the map above, the official branch finder (filtered for cash machines), or the Bank of Scotland Mobile Banking app.
Bank of Scotland opening hours and Saturday hours
Is Bank of Scotland open now? Standard Bank of Scotland branch opening hours are typically Monday to Friday 9:30 AM to 4:30 PM, with shorter Saturday hours at many branches (typically 10 AM to 1 PM or 2 PM, varies by branch). Most branches are closed on Sundays. Hours vary widely by branch, especially at smaller community branches. To check whether a specific branch is open right now, use the map above or the official branch finder.
- Branches: Mon-Fri 9:30 AM to 4:30 PM at most locations (varies)
- Saturday opening hours: Limited Saturday hours at select branches, typically 10 AM to 1 PM
- Sundays: Most branches closed
- Cash machines (cashpoints): Most branch ATMs are 24/7
- Customer service (0345 721 3141): 24/7 for existing customers
- Card fraud line (0800 0288 335): 24/7
- Mobile banking and online banking: 24/7
UK bank holiday closures. Bank of Scotland branches are closed on UK bank holidays. Scotland and England have slightly different bank holiday calendars: Scotland observes the second Monday in August as a bank holiday (instead of the late August holiday in England and Wales), and St Andrew’s Day (30 November) in Scotland. Cashpoints, online banking, and the mobile app remain available on bank holidays.
Bank of Scotland 2026 branch closures
Lloyds Banking Group (parent of Bank of Scotland, Lloyds Bank, and Halifax) has been reducing its UK branch network steadily over the past several years. Around 28 Bank of Scotland branches are scheduled to close between May 2026 and March 2027 as part of the latest closure announcement, alongside additional Lloyds and Halifax closures. Once all currently announced closures are complete, Lloyds Banking Group will have around 610 UK branches remaining across all three brands.
If your local Bank of Scotland branch is closing, alternative banking options include:
- Other nearby Bank of Scotland branches (use the official branch finder for the next closest)
- Post Office banking: Bank of Scotland customers can use any Post Office in the UK for many everyday banking transactions including cash withdrawals, cash and cheque deposits, and balance enquiries
- Bank of Scotland Mobile Banking app for everyday banking
- Bank of Scotland Mobile Branch service (mobile bank vans) which still operate in some rural areas of Scotland
Where Bank of Scotland operates
Bank of Scotland is primarily a Scottish high street bank, with the largest branch concentration in Scotland’s main population centres: Edinburgh, Glasgow, Aberdeen, Dundee, Inverness, Stirling, Perth, Falkirk, Paisley, Kirkcaldy, Ayr, Dumfries, and surrounding areas.
Bank of Scotland also has a small number of branches in northern England border regions, but for everyday banking in England and Wales, sister brands within Lloyds Banking Group serve customers more widely:
- Lloyds Bank serves England and Wales as the group’s main personal and business banking brand
- Halifax serves UK-wide for personal banking, mortgages, and savings
Bank of Scotland also operates a Mobile Branch service (mobile bank vans) that visits scheduled stops in some rural areas of Scotland on a weekly or fortnightly basis. The schedule and stop locations are published on bankofscotland.co.uk.
Contact Bank of Scotland
- General customer service (24/7 for existing customers): 0345 721 3141 (new customer enquiries 8 AM to 8 PM Mon-Fri, 8 AM to 6 PM Sat, 9 AM to 5 PM Sun)
- From outside the UK: +44 131 337 4218 (8 AM to 6 PM UK time)
- Card fraud line (24/7): 0800 0288 335 (from abroad: +44 131 454 1605)
- Lost or stolen credit card: 0345 964 5645 (8 AM to 6 PM, 7 days, closed bank holidays; from abroad: +44 173 357 4121)
- Online banking fraud (24/7): 0800 567 4971 (from abroad: +44 1132 888 408)
- Internet Banking helpdesk: 0345 602 0000 (Mon-Fri 9 AM to 5:30 PM; from abroad: +44 1132 79 83 02)
- Textphone (hearing impairment): 0345 732 3436 (Mon-Fri 9 AM to 5:30 PM)
- Specific branch phone numbers: Use the locator at branches.bankofscotland.co.uk/search
About Bank of Scotland
Bank of Scotland is the second-oldest bank in the United Kingdom (after the Bank of England, founded 1694) and one of the oldest continuously operating banks in the world. The bank was established by an Act of the old Parliament of Scotland on 17 July 1695, originally to support Scotland’s trade and industry. Its long history includes pioneering early branch banking, issuing its own Scottish banknotes, and surviving the Darien Scheme financial crisis of 1699-1700.
Bank of Scotland operated independently for over three centuries before joining HBOS (Halifax Bank of Scotland) in 2001. HBOS was acquired by Lloyds TSB during the 2008-2009 financial crisis, and the combined group was renamed Lloyds Banking Group. Bank of Scotland continues to operate as a separate brand and legal entity within the group, headquartered at The Mound in Edinburgh, with its own banknote issuance and a primarily Scottish customer base.
Bank of Scotland is one of three Scottish banks authorised to issue Scottish banknotes, alongside the Royal Bank of Scotland and Clydesdale Bank. Bank of Scotland notes feature Scottish architects, scientists, and writers and circulate widely throughout Scotland.
The bank offers personal banking (current accounts, savings, ISAs, mortgages, personal loans, credit cards), business banking, online banking, and a mobile banking app. Investment, insurance, and pension products are offered separately by Scottish Widows, also part of Lloyds Banking Group.
Frequently asked questions
Where is the nearest Bank of Scotland branch to my current location?
Use the Bank of Scotland locations map at the top of this page to find your nearest branch based on your current location. Click any pin for the exact address and opening hours. For an official search with filters, use the branch finder at branches.bankofscotland.co.uk/search by entering your postcode, or open the Bank of Scotland Mobile Banking app on iOS or Android, which uses your current location automatically.
How do I find a Bank of Scotland cashpoint (cash machine, ATM) near me?
Use the map at the top of this page or the official branch finder at branches.bankofscotland.co.uk/search and filter for cash machines (ATMs). Bank of Scotland customers can also use any LINK network ATM in the UK for cash withdrawal and balance enquiry without a Bank of Scotland charge (some independent ATMs may charge a separate fee).
Is Bank of Scotland the same as Lloyds Bank?
No, but they are part of the same group. Bank of Scotland is a separate brand and legal entity within Lloyds Banking Group plc, which also includes Lloyds Bank and Halifax. Bank of Scotland primarily serves Scotland and issues its own Scottish banknotes, while Lloyds Bank primarily serves England and Wales. The brands share the same parent group, infrastructure, and many digital services, but operate as distinct customer-facing banks.
Does Bank of Scotland have branches in England?
Bank of Scotland has a small number of branches in northern England border regions, but its main retail branch network is in Scotland. For everyday banking in England and Wales, the equivalent brand within Lloyds Banking Group is Lloyds Bank (or Halifax for personal banking).
Are Bank of Scotland branches closing?
Yes. Lloyds Banking Group (parent of Bank of Scotland, Lloyds, and Halifax) has been reducing its UK branch network. Around 28 Bank of Scotland branches are scheduled to close between May 2026 and March 2027. If your local branch is closing, alternative banking options include nearby Bank of Scotland branches, Post Office banking (Bank of Scotland customers can use any UK Post Office for many transactions), the Bank of Scotland Mobile Banking app, and the Mobile Branch (mobile bank van) service that visits some rural areas of Scotland.
What are Bank of Scotland opening hours?
Standard Bank of Scotland branch opening hours are typically Monday to Friday 9:30 AM to 4:30 PM, with shorter Saturday hours at many branches (often 10 AM to 1 PM, varies). Most branches are closed on Sundays and UK bank holidays. Hours vary by branch, especially at smaller community branches. To check whether a specific branch is open right now, use the branch finder at branches.bankofscotland.co.uk/search.
Does Bank of Scotland have mobile bank vans?
Yes. Bank of Scotland operates a Mobile Branch service in some rural areas of Scotland. Mobile bank vans visit scheduled stops on a weekly or fortnightly basis, offering basic services like cash withdrawal and deposit, balance enquiries, and assistance with account questions. The schedule and stop list are published on the Bank of Scotland website.
What is Bank of Scotland’s customer service number?
The general Bank of Scotland customer service number is 0345 721 3141, available 24/7 for existing customers. From outside the UK, call +44 131 337 4218 (8 AM to 6 PM UK time). For card fraud, the 24/7 line is 0800 0288 335. For lost or stolen credit cards call 0345 964 5645. For online banking fraud the 24/7 line is 0800 567 4971.
Can I deposit cash at a Bank of Scotland cashpoint?
Yes, at most cashpoints that are inside or attached to a branch. Bank of Scotland deposit-enabled cash machines accept cash and cheque deposits using your debit card. Standalone LINK cashpoints away from branches are usually withdrawal-only. Bank of Scotland customers can also deposit cash and cheques at any UK Post Office.
Does Bank of Scotland issue its own banknotes?
Yes. Bank of Scotland is one of three Scottish banks authorised to issue Scottish pound banknotes, alongside the Royal Bank of Scotland and Clydesdale Bank. Bank of Scotland notes are legal currency in Scotland and are widely accepted across the UK, although some businesses outside Scotland may be unfamiliar with them.
Get support
If you have a question about Bank of Scotland services or finding a branch or cashpoint, you can browse the bank directory on our homepage, see the ATM Near Me guide for general ATM tips, or email us at info@bank-nearme.com.