Bellco Credit Union is a Colorado-based credit union founded in 1936. Bellco is a not-for-profit financial cooperative that operates roughly 25 branches across the Denver metro, Boulder, Colorado Springs, and other Colorado cities, plus surcharge-free access to more than 30,000 ATMs and 5,000-plus shared branches nationwide through the CO-OP network. This page helps you find the closest Bellco branch or ATM, plus shared branches for Bellco members traveling outside Colorado, and answers common questions about hours, the customer service number, and coin counting.
Map of Bellco Credit Union locations near me
Use the map below to find the closest Bellco branch or ATM in your area. Enter your address, city, or ZIP code (for example 80237 for Denver, 80111 for Greenwood Village near Bellco’s headquarters, 80138 for Parker, or 80513 for Berthoud) to see the nearest branches and ATMs. Bellco branches are in Colorado only, but Bellco members can use the map to find CO-OP shared branches and surcharge-free CO-OP ATMs in other states.
Bellco Credit Union at a glance
- Founded: 1936 (originally Bell Telephone Credit Union of Colorado, serving Mountain Bell employees)
- Type: Not-for-profit federally-insured credit union, regulated by the NCUA (National Credit Union Administration)
- Headquarters: 7600 East Orchard Road, Suite 300N, Greenwood Village, CO 80111
- Retail branches: Roughly 25 branches, all in Colorado (Denver metro, Boulder, Colorado Springs, Fort Collins area, and select other Colorado cities)
- ATM network: Bellco-branded ATMs plus surcharge-free access to more than 30,000 CO-OP network ATMs across the U.S. (including inside 7-Eleven stores)
- Shared branching: Access to 5,000-plus shared branches nationwide through CO-OP Shared Branch (also called Co-op Shared Branching)
- Customer service: 1-800-BELLCO1 (1-800-235-5261)
- Website: bellco.org
- Membership: Anyone who lives, works, worships, or attends school in Colorado; select employer groups; plus immediate family of existing Bellco members
Bellco branch near me
To find the closest Bellco Credit Union branch, use the official locator at bellco.org/atm-branch-locator. Enter your address, city, or ZIP code and filter by service type: Bellco Branch, Bellco ATM, Coin Machine, or Shared Branching. Each result shows the branch address, phone number, lobby hours, drive-thru hours (where available), and services offered such as safe deposit boxes, notary, and Interactive Teller Machines.
Enter an address, city, or ZIP code and click Find Me. Source: bellco.org
Bellco ATM near me and the CO-OP ATM network
Bellco members get fee-free cash access at two overlapping networks: Bellco-branded ATMs at every Bellco branch and select additional Colorado locations, plus more than 30,000 CO-OP network ATMs across the United States (many inside 7-Eleven, Circle K, Costco, and other retail locations). To find a nearby CO-OP ATM, use the Bellco locator (filter for ATM) or the CO-OP ATM locator at co-opcreditunions.org/locator. This is what makes Bellco practical to use outside Colorado.
Bellco does not operate ATMs in Europe; the CO-OP network is U.S. focused.
CO-OP Shared Branches for Bellco members outside Colorado
Bellco is part of the CO-OP Shared Branch network, which lets members conduct in-person transactions at more than 5,000 participating credit unions across the U.S., even when there is no Bellco branch in that state. Typical transactions supported at shared branches: cash deposits and withdrawals, check deposits, transfers between accounts, loan payments, and account inquiries. Use the CO-OP Shared Branch locator at co-opcreditunions.org/locator and select Shared Branch to find one. Bring your Bellco account number and a photo ID.
Bellco Credit Union by Colorado city
Bellco branches are concentrated across the Front Range and Denver metro. Here is where the network is densest.
Denver metro (Denver, Aurora, Lakewood, Centennial, Highlands Ranch, Littleton, Englewood)
The Denver metro area is Bellco’s largest market, with branches across the city of Denver (including the University Hills, Green Valley Ranch, and other neighborhoods), Aurora, Lakewood, Centennial, Englewood, Greenwood Village (home of the corporate headquarters at 7600 East Orchard Road), Highlands Ranch, and Littleton. Use the Bellco locator with a Denver-metro ZIP code (80014, 80111, 80112, 80122, 80123, 80126, 80128, 80202, 80237, or similar) to see every nearby branch and ATM.
Boulder County and Longmont (Boulder, Longmont, Louisville, Broomfield)
Bellco has branches serving Boulder County and the northern Denver suburbs, including Boulder, Longmont, Louisville, and the Broomfield area. Filter the locator to a Boulder-area ZIP (80301, 80302, 80303, 80304, 80501, 80503, 80020, or similar) to see current locations.
Colorado Springs and Pueblo
Bellco serves the Colorado Springs area with select branches, plus additional CO-OP shared branches in the region for Bellco members who prefer in-person banking away from a Bellco-branded location. Filter the locator to Colorado Springs (80903, 80906, 80917, 80920, or similar).
Fort Collins, Loveland, and other Northern Colorado
Bellco reaches Northern Colorado including Fort Collins, Loveland, Berthoud, and Windsor. Filter the locator to a Northern Colorado ZIP for the closest options.
Parker, Castle Rock, and Douglas County
Bellco has branches or shared-branch access in Parker, Castle Rock, and other Douglas County communities south of Denver. Filter the locator by ZIP.
States without Bellco branches
Bellco Credit Union is a Colorado-only credit union. It does not operate branches in Georgia, California, Texas, or any other state. Bellco has no branches in Georgia or California; a Bellco listing there either belongs to a different credit union with a similar name, or is a CO-OP shared branch (a partner credit union that Bellco members can use). Bellco members outside Colorado use the CO-OP shared branch and CO-OP ATM networks; non-members outside Colorado are not eligible to join Bellco.
Bellco hours, Saturday hours, and open now
Bellco branch hours vary by branch, but most locations follow these general hours:
- Monday to Friday: 9:00 AM to 5:00 PM lobby; some drive-thru or Interactive Teller Machines open earlier and close later
- Saturday: Many branches open Saturday morning (typically 9:00 AM to 1:00 PM); some full-service branches are closed on Saturday
- Sunday: All Bellco branches are closed on Sunday. Online banking, the Bellco mobile app, ATMs, and Interactive Teller Machines remain available.
To confirm hours for a specific branch before you visit, check that location on the ozk-style locator at bellco.org/atm-branch-locator (each result shows lobby and drive-thru hours).
Bellco holiday hours
Bellco follows the Federal Reserve holiday schedule, so branches close on New Year’s Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day / Indigenous Peoples’ Day, Veterans Day, Thanksgiving, and Christmas. ATMs, CO-OP shared ATMs, online banking, and the mobile app remain available on holidays. See our guide to banks open on holidays near me for the full calendar.
Contact Bellco Credit Union
- Customer service: 1-800-BELLCO1, which spells 1-800-235-5261.
- Lost or stolen debit card: Call 1-800-235-5261 or lock the card in the Bellco mobile app
- Corporate headquarters: Bellco Credit Union, 7600 East Orchard Road, Suite 300N, Greenwood Village, CO 80111
- Website: bellco.org
- Online payments: bellco.org/makeapayment for loan and credit card payments
About Bellco Credit Union
Bellco Credit Union was founded in 1936 as the Bell Telephone Credit Union of Colorado to serve employees of Mountain Bell (the local operating company of the old Bell System). Over the following decades Bellco expanded eligibility beyond telephone-company employees to serve select employer groups, then adopted a community charter that lets anyone who lives, works, worships, or attends school in Colorado, plus immediate family of existing Bellco members, join. Today Bellco is one of the largest credit unions in Colorado by assets and members, headquartered in Greenwood Village in the Denver metro, and offers checking, savings, money market accounts, share certificates, personal and auto loans, mortgages, HELOCs, credit cards, and business banking. Deposits are federally insured to at least $250,000 per member by the NCUA.
Frequently asked questions
Is there a Bellco Credit Union near me?
If you are in Colorado (Denver metro, Boulder, Colorado Springs, Fort Collins area, Parker, Castle Rock, Longmont, and other Colorado cities), yes. Bellco has roughly 25 Colorado branches plus surcharge-free access to more than 30,000 CO-OP ATMs across the U.S. Outside Colorado, Bellco members use CO-OP shared branches at partner credit unions.
What is the Bellco Credit Union customer service phone number?
1-800-BELLCO1, which spells 1-800-235-5261. Support handles account questions, card issues, online-banking help, and can route you to loans, mortgages, or business banking.
Where is the closest Bellco ATM to me?
Enter your address or ZIP code on bellco.org/atm-branch-locator and filter for ATM. In Colorado, look for Bellco-branded ATMs. Anywhere in the U.S., Bellco members can use any CO-OP network ATM (30,000-plus surcharge-free ATMs, including inside 7-Eleven stores) fee-free.
Is Bellco open near me right now?
Most Bellco branches operate Monday to Friday 9:00 AM to 5:00 PM Mountain Time, with drive-thru or Interactive Teller Machines often longer. Saturday hours (typically 9:00 AM to 1:00 PM) apply to many branches. All branches are closed Sunday. Online banking, the Bellco mobile app, and CO-OP ATMs remain available 24/7. Confirm your specific branch on bellco.org/atm-branch-locator.
What are Bellco Credit Union’s Saturday hours?
Many Bellco branches open Saturday morning, typically 9:00 AM to 1:00 PM. Some full-service branches are closed Saturday. Look up your specific branch on the Bellco locator to confirm.
Is Bellco Credit Union open on Sunday?
No. All Bellco Credit Union branches are closed on Sunday. Online banking, the Bellco mobile app, and CO-OP ATMs remain available 24/7 for balance checks, transfers, and cash withdrawals.
Does Bellco have branches in Georgia or California?
No. Bellco Credit Union is a Colorado-only credit union with branches only in Colorado. Bellco listings in Georgia or California are either a different credit union with a similar name, or CO-OP shared branches that Bellco members can use at partner credit unions. Non-members outside Colorado are not eligible to join Bellco.
Does Bellco have a coin machine?
Yes, select Bellco branches have a coin counting machine that lets members exchange loose coins for cash or credit to a Bellco account. To find a Bellco branch with a coin machine, use bellco.org/atm-branch-locator and filter for Coin Machine.
What are Bellco shared branches?
Shared branches (CO-OP Shared Branch) are partner credit unions across the U.S. where Bellco members can conduct in-person transactions such as deposits, withdrawals, transfers, and loan payments, even in states where Bellco itself has no branch. Use the locator at co-opcreditunions.org/locator and filter for Shared Branch. Bring your Bellco account number and a photo ID.
Who can join Bellco Credit Union?
Anyone who lives, works, worships, or attends school in Colorado. Immediate family members of existing Bellco members are also eligible, no matter where they live. Bellco accepts applications online at bellco.org or in-branch, typically with a small opening deposit into a share (savings) account to establish membership.
How many Bellco Credit Union locations are there?
Roughly 25 Bellco-branded branches, all in Colorado, plus surcharge-free access to more than 30,000 CO-OP network ATMs and 5,000-plus CO-OP shared branches at partner credit unions across the U.S.
More credit union and bank guides on Banks Near Me
Looking for other credit unions or Colorado-area banks? Compare hours, ATM access, and locators for Navy Federal Credit Union, PenFed Credit Union, State Employees’ Credit Union of NC, and major banks with Colorado branches like Wells Fargo, Chase, U.S. Bank, and Bank of America. For holiday closures, see banks open on holidays near me.