Looking for the closest BMO Bank (formerly BMO Harris Bank) branch or ATM? The interactive map below shows BMO locations near you. Important: in 2023, after acquiring Bank of the West, BMO Harris Bank was rebranded to simply BMO Bank — so the bank you knew as BMO Harris is now just BMO. Below the map you’ll find the verified 24/7 customer service number, typical branch hours, federal holiday closures, a state-by-state quick list, and answers to common questions.
Map of BMO Bank locations near me

BMO Bank (formerly BMO Harris) at a glance
- Founded: 1882 (as N.W. Harris & Co. in Chicago)
- Headquarters: Chicago, Illinois (BMO Tower, adjacent to Chicago Union Station)
- Parent company: Bank of Montreal (BMO Financial Group) — one of the largest banks in North America
- Brand name: Currently BMO Bank, N.A. — rebranded from “BMO Harris Bank” in 2023 after the Bank of the West acquisition
- Branches: over 600 nationwide
- ATMs: approximately 1,300
- U.S. ranking: 15th largest U.S. bank by total assets (as of 2024)
- Customer service (24/7): 1-888-340-2265
- Official locator: branchlocator.bmo.com
BMO Bank branch & ATM locations near me

Enter city & state or ZIP code. Source: bmo.com
To find the BMO Bank branch nearest to your current location, use the map above or the official locator at branchlocator.bmo.com. Enter your city and state or ZIP code, then select ‘Branch’ or ‘ATM’ to view the closest facilities.
The BMO locator lets you filter your search by service type:
- Walk-Up — branches with walk-in service
- Drive-Up — branches with drive-thru service
- Smart Branch — branches with self-service smart technology for routine transactions
- Safe Deposit Box — branches that offer safe deposit boxes
Use the filters to find the exact type of BMO location you need.
Mobile app
You can also locate BMO branches and ATMs from your phone using the BMO Digital Banking app, available for iPhone and Android.
BMO Bank hours
BMO Bank branch hours vary by location, but most branches follow this typical schedule:
| Day | Typical hours |
|---|---|
| Monday – Friday | 9:00 AM – 5:00 PM (some locations until 6:00 PM) |
| Saturday | 9:00 AM – 12:00 PM or 1:00 PM (many locations open Saturday) |
| Sunday | Closed at most locations |
Drive-up windows typically open about 30 minutes before the lobby. Always confirm the hours for your specific branch on the official BMO locator before visiting. ATMs remain available 24/7 even when branches are closed, and BMO’s customer service is staffed 24/7 at 1-888-340-2265.
BMO Bank holiday hours
BMO Bank branches follow the Federal Reserve holiday schedule and are closed on the following days each year. ATMs, online banking, the BMO Digital Banking app, and 24/7 phone support remain available.
| Holiday | Date | Branches |
|---|---|---|
| New Year’s Day | January 1 | Closed |
| Martin Luther King Jr. Day | 3rd Monday of January | Closed |
| Presidents Day | 3rd Monday of February | Closed |
| Memorial Day | Last Monday of May | Closed |
| Juneteenth | June 19 | Closed |
| Independence Day | July 4 | Closed |
| Labor Day | 1st Monday of September | Closed |
| Columbus Day | 2nd Monday of October | Closed |
| Veterans Day | November 11 | Closed |
| Thanksgiving Day | 4th Thursday of November | Closed |
| Christmas Day | December 25 | Closed |
BMO Bank by state
BMO Bank operates branches across the U.S. Midwest, South, and West. The historic BMO Harris footprint (centered on the Midwest) was significantly expanded in 2023 when BMO acquired Bank of the West, adding Western states including California and others. The largest branch concentrations remain in Illinois, Wisconsin, Indiana, Minnesota, and California.
BMO Bank in Illinois
Illinois is BMO’s home state — the bank is headquartered in Chicago at the BMO Tower. Illinois has the most BMO branches of any state. Locations span downtown Chicago, the broader Chicagoland area (Cook, Lake, DuPage, and Will counties), Rockford, Peoria, and Springfield. View Illinois branches on the official BMO locator.
- BMO Bank in Chicago (61 locations across the City of Chicago, including branches, ATMs, mortgage offices, and the BMO US headquarters at 320 South Canal)
BMO Bank in California
California is now a major BMO market following the 2023 Bank of the West acquisition. BMO locations span San Francisco, Los Angeles, San Diego, Sacramento, San Jose, and most other California metros. View California branches on the official BMO locator.
BMO Bank in Wisconsin
Wisconsin BMO locations include Milwaukee, Madison, Green Bay, Kenosha, and Racine. Wisconsin has been part of the historic BMO Harris footprint and remains a major state for the bank. View Wisconsin branches on the official BMO locator.
BMO Bank in Indiana
Indiana BMO branches span Indianapolis, Fort Wayne, Evansville, South Bend, and Bloomington. View Indiana branches on the official BMO locator.
BMO Bank in Minnesota
Minnesota BMO locations include Minneapolis, St. Paul, Rochester, Duluth, and Bloomington. View Minnesota branches on the official BMO locator.
Other states where BMO Bank has branches
BMO Bank also operates in: Arizona, Florida, Iowa, Kansas, and Missouri, with additional Western and Mountain state coverage added through the 2023 Bank of the West merger (including Colorado, Oregon, Washington, Nevada, and other states). The official locator covers the current state-by-state footprint — use it to confirm coverage in your area.
Contact BMO Bank
- General customer service (24/7): 1-888-340-2265
- Credit card customer service (24/7): 1-855-825-9237
- Business online banking help desk: 1-866-867-2173
- Lost or stolen card: Call the number on the back of your card or 1-888-340-2265
- TTY for hearing impaired: Dial 711 for telecommunication relay service
About BMO Bank
BMO Bank, N.A. is the U.S. subsidiary of Bank of Montreal (the “BMO” in BMO Financial Group), one of the largest banks in North America. The U.S. bank is headquartered in Chicago, Illinois, and operates over 600 branches and approximately 1,300 ATMs nationwide.
The bank traces its roots to 1882, when Norman Wait Harris founded N.W. Harris & Co. in Chicago. Through more than a century of growth and acquisitions — including Bank of Montreal’s acquisition of Harris Bank in 1984, the 2011 acquisition of Marshall & Ilsley (M&I) Corporation, and the 2023 acquisition of Bank of the West — BMO has grown to become the 15th-largest U.S. bank by total assets. The Bank of the West deal added 1.8 million customers and roughly 500 branches across the Western U.S.
In 2023, BMO retired the “BMO Harris” brand and unified all U.S. retail operations under the simpler BMO Bank name. The Harris name had been part of the bank’s identity for more than 140 years — the rebrand reflects BMO’s expansion beyond its Chicago/Midwest roots into a true cross-country bank.
BMO offers checking and savings accounts, certificates of deposit, credit cards, home mortgages, auto loans, personal loans, small business banking, commercial banking, and wealth management.
Frequently asked questions
Is there a BMO Bank near me?
BMO Bank operates over 600 branches across the U.S. Midwest, South, and West (after the 2023 Bank of the West acquisition). The largest branch counts are in Illinois, Wisconsin, Indiana, Minnesota, and California, with additional coverage in Arizona, Florida, Iowa, Kansas, Missouri, and other Western states. To check whether there is a BMO branch near your current location, use the map on this page or the official locator at branchlocator.bmo.com.
Is BMO Bank the same as BMO Harris Bank?
Yes — they’re the same bank. In 2023, after BMO acquired Bank of the West, the bank rebranded from “BMO Harris Bank” to simply “BMO Bank, N.A.” If you had a BMO Harris account, it’s now a BMO Bank account — your account number, debit card, online login, and customer service number all remained the same. The change was a brand update, not a merger or split.
Did BMO Harris Bank close?
No — BMO Harris Bank was renamed, not closed. All branches, accounts, services, and customer relationships continue under the BMO Bank name. The rebrand was announced in 2023 following BMO’s acquisition of Bank of the West.
What time does BMO Bank open?
Most BMO Bank branches open at 9:00 AM Monday through Friday and close at 5:00 PM (some locations until 6:00 PM). Drive-up windows typically open about 30 minutes before the lobby. Saturday hours, where available, are usually 9:00 AM to 12:00 PM or 1:00 PM. Most branches are closed on Sundays.
Is BMO Bank open on Saturday?
Many BMO Bank branches are open on Saturday with reduced hours, typically 9:00 AM to 12:00 PM or 1:00 PM. Some locations are closed on Saturday. Always confirm with the specific branch using the official locator before visiting.
Is BMO Bank open on Sunday?
Most BMO Bank branches are closed on Sundays. ATMs remain available 24/7, and customer service is available 24/7 by phone at 1-888-340-2265.
Does BMO Bank have ATMs near me?
Yes. BMO Bank operates approximately 1,300 ATMs across its U.S. retail states. Most are located at BMO branches; use the official locator and filter for “ATM” to find the closest one.
How many BMO Bank locations are there?
BMO Bank has over 600 branches and approximately 1,300 ATMs across the United States. The largest branch counts are in Illinois (home state), Wisconsin, Indiana, Minnesota, and California — with additional coverage in Arizona, Florida, Iowa, Kansas, Missouri, and other Western states added through the 2023 Bank of the West acquisition.
What is BMO Bank’s customer service number?
BMO Bank’s general customer service line is 1-888-340-2265, available 24 hours a day, 7 days a week. For credit cards, call 1-855-825-9237 (24/7). For business online banking technical support, call 1-866-867-2173.
What is the BMO Bank routing number?
BMO Bank’s routing numbers vary by the state where you opened your account. You can find your specific routing number on the bottom of your checks (the first nine digits), in your online banking dashboard at bmo.com, in the BMO Digital Banking app, or by calling 1-888-340-2265.