Cadence Bank Near Me

Important: Cadence Bank is now part of Huntington Bank. Huntington Bancshares completed its acquisition of Cadence Bank on February 1, 2026, and Cadence Bank merged with and into The Huntington National Bank. Until the mid-2026 customer account conversion, all former Cadence branches continue to operate under the Cadence Bank brand, and Cadence customers continue to use their existing Cadence cards, checks, routing numbers, and online banking. After the mid-2026 conversion, all 390 former Cadence branches across 9 states (Texas, Mississippi, Alabama, Tennessee, Georgia, Florida, Louisiana, Arkansas, Missouri) will operate as Huntington Bank.

This page covers verified Cadence customer service numbers and hours, the 9-state branch footprint, the routing number, the Huntington Bank merger timeline, and answers to the most common Cadence Bank questions, including what happens to your account during the conversion.

Map of Cadence Bank locations near me

Use the map below to find the nearest Cadence Bank branch in your location, with branch hours, services, and contact details. The map covers all 390 former Cadence branches across 9 US states (Texas, Mississippi, Alabama, Tennessee, Georgia, Florida, Louisiana, Arkansas, Missouri). You can click ‘Use my location‘ to view branches and ATMs around you on the map.

Cadence Bank at a glance

• Official name: Cadence Bank (formerly BancorpSouth Bank before the 2021 BancorpSouth + Cadence merger)
• Status: wholly owned subsidiary of Huntington Bancshares, merged into The Huntington National Bank on February 1, 2026
• Headquarters: dual HQ in Houston, Texas and Tupelo, Mississippi (pre-merger)
• Branches: approximately 390 across 9 US states (Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, Texas)
• ATMs/ITMs: 400+ across the 9-state footprint
• Total assets (pre-merger): approximately $53 billion
• Cadence customer service: 1-888-797-7711 (Monday to Friday 7:00 AM to 8:00 PM CT; Saturday 7:00 AM to 5:00 PM CT)
• Cadence primary routing number (pre-merger): 084201278 (continues until mid-2026 conversion)
• Huntington general customer service (parent): 1-800-480-2265 (daily 7:00 AM to 8:00 PM ET)
• Merger close date: February 1, 2026
• Customer account conversion: mid-2026 (after conversion, all branches operate as Huntington Bank)
• FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category, under Huntington’s FDIC certificate post merger

Cadence Bank branch near me

Cadence Bank operates approximately 390 branches across 9 US states. Until the mid-2026 customer account conversion, all branches continue to operate under the Cadence Bank brand. Use the Cadence locator at cadencebank.com to find a branch with addresses, phone numbers, hours, services, and a map.

Cadence Bank in Texas (Houston HQ state)

Texas is one of Cadence’s two home states, with the Houston headquarters and approximately 14 locations in the Dallas-Fort Worth metro alone. Major Texas markets include:

• Houston metro: Houston, the Galleria, Sugar Land, Katy, The Woodlands, Spring, Pearland
• Dallas-Fort Worth metro: Dallas, Fort Worth, Plano, Frisco, McKinney, Southlake, Celina, Arlington, Irving
• Austin metro: Austin, Round Rock, Cedar Park, Pflugerville
• San Antonio metro: San Antonio, New Braunfels, Boerne
• Rio Grande Valley: McAllen, Brownsville, Harlingen, Edinburg, Mission
• East Texas and Gulf Coast: Beaumont, Tyler, Longview, Corpus Christi

Cadence Bank in Mississippi (Tupelo HQ state)

Mississippi is Cadence’s other home state, with the Tupelo secondary headquarters and the densest Cadence branch concentration in the state. Cadence is #1 in Mississippi by deposit market share. Major Mississippi markets:

• Tupelo and Northeast Mississippi (the former BancorpSouth HQ region)
• Jackson metro: Jackson, Madison, Ridgeland, Brandon, Clinton, Pearl
• Gulf Coast: Biloxi, Gulfport, Pascagoula, Ocean Springs, Bay St. Louis
• Hattiesburg
• Oxford (University of Mississippi region)
• Starkville (Mississippi State University)
• Meridian, Columbus, West Point, and the Delta region

Cadence Bank in Alabama

Alabama major markets include Birmingham (multiple branches), Huntsville, Mobile, Montgomery, Tuscaloosa, Auburn, Dothan, and Decatur.

Cadence Bank in Tennessee

Tennessee branches span Nashville and the Nashville metro, Memphis, Knoxville, Chattanooga, Murfreesboro, Franklin, and Brentwood.

Cadence Bank in Georgia

Georgia Cadence locations span the Atlanta metro (Buckhead, Sandy Springs, Alpharetta, Marietta, Roswell, Dunwoody), Athens, Augusta, Savannah, and Columbus.

Cadence Bank in Florida

Florida Cadence locations include Jacksonville, Tampa, Orlando, Miami, Fort Lauderdale, Naples, Sarasota, Lake City, and the Panhandle.

Cadence Bank in Louisiana

Louisiana Cadence locations include New Orleans, Baton Rouge, Lafayette, Shreveport, Lake Charles, Alexandria, and Monroe.

Cadence Bank in Arkansas

Arkansas Cadence locations include Little Rock, Fayetteville, Bentonville, Rogers, Hot Springs, and Jonesboro.

Cadence Bank in Missouri

Missouri Cadence locations include St. Louis, Kansas City, Springfield, and Columbia.

For the official locator with addresses and current hours, see cadencebank.com.

Cadence Bank ATM near me

Cadence Bank operates approximately 400+ ATMs and ITMs (interactive teller machines) across the 9-state footprint. Use the Cadence locator at cadencebank.com to find the closest Cadence Bank ATM machine around you, including drive-up and 24-hour ATMs at branches.

• Cadence-branded ATMs: Cadence checking and savings customers can use any Cadence ATM fee-free for withdrawals, deposits, and balance inquiries.
• ITMs (Interactive Teller Machines): some Cadence locations have ITMs, video-connected machines that let you complete teller transactions outside lobby hours, including check deposits, withdrawals, and payments.
• Out-of-network ATMs: using a non-Cadence ATM may incur a fee from Cadence plus the ATM operator’s surcharge. After the mid-2026 conversion, customers will gain surcharge-free access to Huntington’s larger ATM and Partner Network across 21 states.
• Drive-up ATMs: many Cadence branches across Texas, Mississippi, and the South have drive-up ATMs accessible 24/7.

Cadence Bank hours and open now

Cadence Bank branch hours vary by location, but most branches follow this typical schedule:

Cadence Bank branches are closed on the standard 11 US federal holidays: New Year’s Day, MLK Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. ATMs at all branches are available 24/7 even when the branch is closed. The Cadence customer service line at 1-888-797-7711 is open Monday to Friday 7:00 AM to 8:00 PM CT and Saturday 7:00 AM to 5:00 PM CT. For exact hours at your specific branch, use the official Cadence locator at cadencebank.com.

Is Cadence Bank open now near me? Most Cadence branches keep weekday business hours (9 AM to 4 PM CT) plus Saturday morning hours at many locations. ATMs at all branches are available 24/7. The customer service line is open M-F 7 AM-8 PM CT and Saturday 7 AM-5 PM CT (1-888-797-7711).

Contact Cadence Bank and Huntington

Cadence Bank customer service (pre-conversion)

• Cadence Customer Service (main line): 1-888-797-7711 (Monday to Friday 7:00 AM to 8:00 PM CT; Saturday 7:00 AM to 5:00 PM CT)
• Cadence Online and Mobile Banking technical support: 1-888-797-7711 (same as main line)
• Cadence routing number: 084201278 (until mid-2026 conversion)

Huntington Bank parent customer service (post conversion)

• Huntington General customer service: 1-800-480-2265 (1-800-480-BANK), daily 7:00 AM to 8:00 PM ET
• Huntington Credit card customer service (24/7): 1-800-340-4165
• Huntington Mortgage: 1-800-323-4695 (Monday to Friday 8:00 AM to 8:00 PM ET; Saturday 8:00 AM to 2:00 PM ET)
• Lost or stolen card: call the number on the back of your card or 1-800-480-2265 (Huntington) or 1-888-797-7711 (Cadence pre-conversion)

About Cadence Bank: history and the Huntington merger

The 2021 BancorpSouth and Cadence merger

The current Cadence Bank was formed by the October 29, 2021 merger of BancorpSouth Bank and Cadence Bank. BancorpSouth was an 1876-founded Mississippi-headquartered (Tupelo, MS) community-bank-grown regional. The original Cadence Bank was a 2010-founded Houston, Texas commercial bank focused on middle-market commercial banking and energy lending. The 2021 merger combined BancorpSouth’s larger retail and consumer franchise with the original Cadence’s commercial bank, kept the Cadence Bank name (the more memorable brand), moved the headquarters to Tupelo Mississippi with a secondary headquarters in Houston Texas, and traded as NYSE: CADE.

Cadence growth 2021 to 2025

Between 2021 and 2025, the combined Cadence Bank grew to approximately $53 billion in assets, 390 branches, and 400+ ATMs across 9 US states (Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, Texas). Cadence became #1 in Mississippi by deposit market share and one of the largest banks headquartered in Mississippi by branch count.

The October 2025 Huntington Bancshares merger agreement

On October 26, 2025, Cadence Bank and Huntington Bancshares (NASDAQ: HBAN) signed an Agreement and Plan of Merger under which Cadence Bank would merge with and into The Huntington National Bank, with Huntington surviving. The deal valued Cadence at approximately $7+ billion in an all-stock transaction. The merger was approved by Cadence shareholders and federal bank regulators in late 2025 and early 2026.

The February 2026 merger close

The merger closed on February 1, 2026. On that date, Cadence Bank merged with and into The Huntington National Bank, with Huntington as the surviving bank. Cadence Bancshares stock (NYSE: CADE) was delisted. All 390 Cadence branches across 9 states became part of Huntington’s retail network. The combined bank now operates approximately 1,400 branches across 21 states, is the 8th-largest bank in Texas by deposit market share, and Huntington is now #1 in Mississippi by deposit market share.

The mid-2026 customer account conversion

Until the mid-2026 customer account conversion, all former Cadence branches continue to operate under the Cadence Bank brand, customers continue to use their Cadence login at cadencebank.com, their existing Cadence debit and credit cards, their Cadence checks, and their Cadence routing number (084201278). After the conversion, customers receive Huntington-branded cards, online banking access at huntington.com, the Huntington Mobile app, and access to Huntington’s distinctive features (Asterisk Free Checking, 24-Hour Grace, $50 Safety Zone, Standby Cash, Money Scout). All deposits remain FDIC insured throughout the transition.

Frequently asked questions

Is Cadence Bank still in business?

Cadence Bank is no longer an independent bank. On February 1, 2026, Cadence Bank merged with and into The Huntington National Bank, the principal subsidiary of Huntington Bancshares (NASDAQ: HBAN). All 390 former Cadence branches across 9 states continue to operate, currently under the Cadence Bank brand, and will be rebranded as Huntington Bank after the mid-2026 customer account conversion.

I used to bank with Cadence Bank. Am I now a Huntington customer?

Yes. As of February 1, 2026, Cadence Bank is part of The Huntington National Bank. Until the mid-2026 system conversion, you continue to use your existing Cadence login, debit and credit cards, checks, routing number, and Cadence-branded branches. After conversion, you will receive Huntington cards, online banking access at huntington.com, the Huntington Mobile app, and Huntington’s distinctive features (Asterisk Free Checking, 24-Hour Grace, $50 Safety Zone, Standby Cash, Money Scout). Your accounts remain FDIC insured throughout the transition.

Will my Cadence routing number still work?

Yes, until the mid-2026 conversion. The Cadence primary routing number 084201278 continues to process deposits and payments through the transition period. After the conversion, your routing number will be updated to Huntington’s routing number for your state. Direct deposits, ACH payments, and wires referencing the old Cadence routing number will continue to be processed after the conversion through a transition period; you will receive specific transition instructions from Huntington as the conversion date approaches.

Are my Cadence checks still good?

Yes, until the mid-2026 conversion. You can continue to write and use your existing Cadence Bank checks during the transition. After the conversion completes, Huntington will provide guidance on transitioning to Huntington-branded checks, although Cadence-branded checks generally continue to clear for a transition period.

Will my Cadence debit card and credit card still work?

Yes, until the mid-2026 conversion. Your existing Cadence debit and credit cards continue to function normally during the transition period. After the conversion, you will receive new Huntington-branded cards with the same account access, plus access to Huntington’s Surcharge-Free Partner Network ATMs across 21 states.

Where is the Nearest Cadence Bank Branch Near Me?

Use the official Cadence Bank locator at cadencebank.com to find your nearest former Cadence branch by ZIP code, city, or state. Cadence operates approximately 390 branches across 9 US states (Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, Texas), with the densest concentrations in Mississippi (the Tupelo HQ state and #1 by deposit market share) and Texas (the Houston HQ state, with 14 locations in the Dallas-Fort Worth metro alone). After the mid-2026 conversion, the same branches operate as Huntington Bank.

How to Find the Closest Cadence Bank ATM Around Your Location

Use the Cadence ATM finder at cadencebank.com to find the closest Cadence Bank ATM machine around you. Cadence operates approximately 400+ ATMs and ITMs at branches across the 9-state footprint. ATMs at branches are typically accessible 24/7 even when the branch is closed. After the mid-2026 Huntington conversion, customers will gain surcharge-free access to Huntington’s much larger ATM and Partner Network spanning 21 states.

What is the Cadence Bank customer service phone number?

The Cadence Bank customer service number is 1-888-797-7711, available Monday to Friday 7:00 AM to 8:00 PM CT and Saturday 7:00 AM to 5:00 PM CT. For Huntington Bank parent customer service (post-conversion), use 1-800-480-2265, available daily 7:00 AM to 8:00 PM ET.

What is the Cadence Bank routing number?

The primary Cadence Bank routing number is 084201278. This continues to be valid through the mid-2026 conversion. To find your specific routing number, check the bottom of your checks (first 9 digits), log in to Cadence Online Banking, look in the Cadence mobile app under account details, or call customer service at 1-888-797-7711.

Is Cadence Bank FDIC insured?

Yes. Deposits at former Cadence branches are FDIC insured, now under Huntington’s FDIC certificate (#6560). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

Where was Cadence Bank headquartered?

Pre-merger, Cadence Bank had dual headquarters in Tupelo, Mississippi (the corporate headquarters, inherited from the BancorpSouth side of the 2021 merger) and Houston, Texas (a secondary headquarters inherited from the original Cadence side). Post Huntington merger, the corporate headquarters of The Huntington National Bank is Columbus, Ohio.

How many Cadence Bank locations are there?

Cadence Bank operates approximately 390 branches across 9 US states (Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, Texas) with approximately $53 billion in total assets at the time of the February 2026 Huntington merger. Post merger, the combined Huntington National Bank operates approximately 1,400 branches across 21 states.

When does the Cadence Bank conversion to Huntington happen?

The customer account, online banking, and branch signage conversion is scheduled for mid-2026. Until the conversion date, Cadence customers continue to bank as Cadence with their existing login, cards, checks, and routing number. After the conversion, all 390 former Cadence branches will operate as Huntington Bank, customers will use huntington.com and the Huntington Mobile app, and customers will gain access to Huntington’s distinctive features including Asterisk Free Checking, 24-Hour Grace, and Standby Cash. Cadence will notify all customers in advance of their specific conversion date.

What was BancorpSouth and why is Cadence sometimes called BancorpSouth?

BancorpSouth Bank was an 1876-founded Mississippi-headquartered (Tupelo, MS) community-bank-grown regional with significant retail presence across Mississippi, Alabama, Arkansas, Tennessee, and the South. In October 2021, BancorpSouth merged with the original Cadence Bank (a Houston-headquartered commercial bank founded in 2010) and the combined entity adopted the Cadence Bank name. Some long-time customers and references still use the BancorpSouth name out of habit; legally and operationally, the bank has been Cadence Bank since October 2021 and is now part of Huntington Bank as of February 1, 2026.

For more banking guides

• Huntington Bank Near Me, the parent bank Cadence merged into as of February 1, 2026; 1,400 branches across 21 states post merger
• Renasant Bank Near Me, the other major Mississippi-headquartered (Tupelo MS) Southeast regional, often a Cadence customer alternative
• Hancock and Whitney Bank Near Me, the Gulf South regional with overlapping Louisiana, Mississippi, Alabama, and Florida Gulf Coast footprint
• Frost Bank Near Me, the major Texas-headquartered regional with Houston, Dallas, and Austin overlap
• Bank of Texas Near Me, the BOK Financial Texas regional with overlapping Dallas-Fort Worth and Houston presence
• Regions Bank Near Me, the major Southeast regional headquartered in Birmingham AL with significant overlap across all 9 Cadence states
• Banks Open on Holidays Near Me, the federal holiday schedule
• ATM Near Me, find ATMs at any bank, surcharge-free options
• Banks Near Me homepage, a directory of 70+ US, UK, and international banks