Looking for a Capital One Bank near me, ideally open right now and close to your current location? The Capital One locations map below shows branches, Capital One Cafés, and fee-free Capital One, MoneyPass, and Allpoint ATMs near you. Capital One operates retail branches in 7 markets (NY, LA, MD, TX, VA, NJ, and DC) plus 60+ Capital One Cafés in select cities nationwide, and gives every banking customer access to 70,000+ fee-free ATMs across all 50 states.
Capital One at a glance
- Founded: 1994 (spun off from Signet Financial Corp)
- HQ: McLean (Tysons), Virginia
- Parent: Capital One Financial Corporation (NYSE: COF)
- Retail branches: About 255 across 7 main states (NY, LA, MD, TX, VA, NJ, DC) plus small CT and DE presence
- Capital One Cafés: 60+ locations in select major cities
- Fee-free ATM access: 70,000+ ATMs (1,300 Capital One + 36,000 MoneyPass + 41,000 Allpoint)
- General customer service: 1-877-383-4802
- Banking deposit accounts: 1-800-655-2265 (8 AM to 11 PM ET daily)
- Credit cards: 1-800-227-4825 (1-800-CAPITAL)
- International collect: 1-804-934-2001
- Eno: Capital One’s 24/7 virtual assistant (in-app and via text)
Capital One ATM/branch locations near me
Map of Capital One locations near me
Use the map below to find your nearest Capital One branch, Capital One Café, or fee-free Capital One ATM based on your current location. Click any pin for the exact address and directions. For the most accurate result, allow your browser to share your location, or zoom and pan to the area you want.
The Capital One branch locator covers Capital One Cafes, full-service branches, and fee-free Capital One ATMs in your location, with hours and contact details for each.
Caption: Capital One offers 70,000+ fee-free ATMs nationwide via the Capital One, MoneyPass, and Allpoint networks. Source: capitalone.com
For the official Capital One locator (branches, Cafés, and ATMs), visit capitalone.com/local. The locator lets you filter by full service branch, Café, or fee-free ATM, and shows current open or closed status.
Capital One ATM near me
Capital One customers have access to 70,000+ fee-free ATMs across the United States. The network is made up of three parts:
- About 1,300 Capital One branded ATMs, typically at Capital One branches and Cafés in NY, LA, MD, TX, VA, NJ, and DC
- About 36,000 MoneyPass ATMs, including machines at many credit unions and convenience locations
- About 41,000 Allpoint ATMs, including ATMs inside select Target, CVS, and Walgreens stores
Use the Capital One ATM finder to find the closest Capital One ATM machine around you, including 24-hour ATMs at branches and Capital One Cafes.
Using any of these ATMs with a Capital One debit card or 360 Checking debit card carries no surcharge. Outside the network, you may be charged a fee by the ATM operator (Capital One does not charge an out-of-network fee on most accounts, but the operator surcharge still applies).
Cash deposits at Capital One ATMs: Cash and check deposits are accepted at Capital One branded ATMs (most branches and Cafés). MoneyPass and Allpoint partner ATMs are usually withdrawal-only. If you need to deposit cash and don’t live near a Capital One ATM, the “Add cash in store” feature lets 360 Checking customers add cash to their account at Walgreens, CVS, Kroger, and 7-Eleven for a small fee.
Useful to know
- Capital One ATM withdrawal limit, daily maximums by account tier, and how to request a temporary limit increase
- Capital One ATM deposit, step-by-step ATM deposit instructions, cash and check deposit rules, and funds availability
- ATM withdrawal limits by bank, a side-by-side comparison of daily withdrawal maximums across major U.S. banks
- ATM fees by bank, out-of-network fees, non-bank ATM surcharges, and how to avoid them
- ATM deposit rules by bank, deposit caps, per-transaction limits, and funds availability compared
- Cardless ATM access, how to withdraw cash from an ATM using your phone at major U.S. banks
Capital One Cafés near me
A Capital One Café is a hybrid location that combines a coffee shop with a basic banking center. There are 60+ Capital One Cafés across the United States, including in cities where Capital One has no traditional branches at all (San Francisco, Los Angeles, Boston, Philadelphia, Chicago, Denver, Seattle, Phoenix, and others).
What you can do at a Capital One Café:
- Open or fund a Capital One account
- Get free 1-on-1 money coaching sessions with a Café Ambassador
- Use a fee-free Capital One ATM (cash withdrawal, check or cash deposit)
- Buy hand-crafted Peet’s coffee at half price with a Capital One card
- Use free WiFi, charging stations, and meeting space
- Attend free financial workshops and events
Cafés are not full-service bank branches: they cannot help with safe deposit boxes, large business cash transactions, notary in every case, or some specialty banking services. For those you need a traditional branch.
Capital One Café hours are extended compared to traditional branches: typically 7 AM to 6 PM weekdays and 9 AM to 6 PM weekends, with the exact times varying by location.
Capital One hours, open now and Sunday hours
Is Capital One open now? That depends on the type of location:
- Traditional Capital One branches: Typically Monday through Friday 9 AM to 5 PM, and Saturday 9 AM to noon at many (not all) locations. Most branches are closed on Sundays.
- Capital One Cafés: Extended hours, typically 7 AM to 6 PM weekdays and 9 AM to 6 PM weekends, including most Sundays. Cafés are often open right now even when branches are closed.
- Capital One ATMs (branded): Most are accessible 24 hours a day, 7 days a week, including weekends and federal holidays.
- Online and mobile banking: Available 24/7 through the Capital One Mobile app and capitalone.com.
- Eno virtual assistant: 24/7 via the app, text, or capitalone.com.
To check whether a specific Capital One branch or Café is open right now, use the map above with your current location, or check the official locator at capitalone.com/local.
Capital One federal holiday closures. Branches and Cafés are typically closed on the following Federal Reserve holidays: New Year’s Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day (most branches), Veterans Day (most branches), Thanksgiving, and Christmas Day. ATMs, online banking, and the Capital One Mobile app remain available on all federal holidays.
Capital One by state
Capital One has a relatively small retail branch footprint compared to the largest US banks (it has fewer than 300 branches, versus Chase’s roughly 4,800). Most Capital One branches are concentrated in five states.
New York (about 80 branches)
New York is Capital One’s largest retail market, dating to the 2006 North Fork Bancorporation acquisition. Branches are concentrated on Long Island, in New York City (Manhattan, Brooklyn, Queens, the Bronx), and in Westchester County. Find a New York Capital One branch on the official capitalone.com/local locator.
Louisiana (about 64 branches)
Louisiana is Capital One’s second-largest retail market, dating to the 2005 Hibernia National Bank acquisition. Branches are concentrated in New Orleans, Baton Rouge, Lafayette, Shreveport, and Lake Charles.
Maryland (about 42 branches)
Maryland is one of three Capital One markets (with DC and Northern Virginia) inherited from the 2009 Chevy Chase Bank acquisition. Branches are concentrated in Baltimore, the DC suburbs (Montgomery and Prince George’s counties), and Annapolis.
Texas (about 27 branches)
Texas branches are concentrated in Houston (the bank’s largest Texas market), Dallas, Fort Worth, and Austin, dating to the Hibernia acquisition’s Texas footprint.
Virginia (about 21 branches)
Virginia, home to Capital One’s McLean headquarters, has branches mostly in Northern Virginia (Fairfax, Arlington, Loudoun counties) and Richmond.
Other states with Capital One branches
Capital One also has retail branches in New Jersey (concentrated in Bergen, Essex, and Hudson counties), Washington, DC, and a small number of legacy locations in Connecticut and Delaware.
States with Capital One Cafés but no branches
Even if you live outside the 7 main branch states, you may still have a Capital One Café nearby. Cafés exist in cities including San Francisco, Los Angeles, Boston, Philadelphia, Chicago, Denver, Seattle, Phoenix, Miami, Minneapolis, Atlanta, Charlotte, and St. Louis, among others. Check the official Cafés locator for the current list.
States with no Capital One physical presence
In states with neither a Capital One branch nor a Café, Capital One customers still have access to 70,000+ fee-free ATMs nationwide through the Capital One, MoneyPass, and Allpoint networks. Cash deposits can also be made at Walgreens, CVS, Kroger, and 7-Eleven through the 360 Checking “Add cash in store” feature.
Contact Capital One
- General customer service: 1-877-383-4802 (24/7 automated, agents during business hours)
- Capital One Bank deposit accounts (checking, savings, CDs): 1-800-655-2265, 8 AM to 11 PM ET daily
- Capital One credit cards: 1-800-227-4825 (1-800-CAPITAL), 24/7 for account servicing and lost or stolen cards
- Online account support: 1-866-750-0873
- International (calling collect from outside the US): 1-804-934-2001
- Mailing addresses for disputes, fraud, and other written correspondence: see capitalone.com/help-center/contact-us
For 24/7 self-service, use Eno, Capital One’s virtual assistant, available in the Capital One Mobile app, by text, or on capitalone.com.
About Capital One Bank
Capital One Financial Corporation is one of the 10 largest banks in the United States by deposits and one of the largest credit card issuers in the country. The company was founded in 1988 as a credit card division within Signet Financial Corp by Richard Fairbank and Nigel Morris, and was spun off as an independent company in 1994 under the name Capital One. The bank is headquartered in McLean (Tysons), Virginia, and trades on the New York Stock Exchange under ticker symbol COF.
Capital One built its retail branch network primarily through three large acquisitions:
- Hibernia National Bank (2005): Added Louisiana and Texas branches.
- North Fork Bancorporation (2006): Added the New York, New Jersey, and Connecticut footprint.
- Chevy Chase Bank (2009): Added Maryland, Washington DC, and Northern Virginia branches.
- ING Direct USA (2012): Acquired the online direct bank that was later rebranded as Capital One 360, the bank’s online-only checking and savings product line.
For users outside the 7 retail-branch states, Capital One’s strategy has long centered on a strong online and mobile banking platform (Capital One 360), 70,000+ fee-free partner ATMs, and the unique Capital One Café network. The bank’s largest US peers for everyday banking include Chase, Bank of America, Wells Fargo, and Citibank.
Frequently asked questions
Where is the nearest Capital One ATM to my current location?
Use the map at the top of this page to find the closest Capital One, MoneyPass, or Allpoint ATM near your current location. All 70,000+ ATMs in the Capital One fee-free network can be used with your Capital One debit card or 360 Checking debit card with no surcharge from Capital One. Bank-branded Capital One ATMs (typically at branches and Cafés in NY, LA, MD, TX, VA, NJ, and DC) also accept cash and check deposits.
Does Capital One have physical bank branches near me?
Capital One has retail branches in 7 main markets: New York, Louisiana, Maryland, Texas, Virginia, New Jersey, and Washington DC, plus a small number of legacy branches in Connecticut and Delaware. If you live outside those states, you may still have a Capital One Café nearby (60+ Cafés exist in cities including San Francisco, Los Angeles, Boston, Philadelphia, Chicago, Denver, Seattle, Phoenix, Miami, and others). In states with neither, Capital One customers have access to 70,000+ fee-free ATMs nationwide.
What is a Capital One Café?
A Capital One Café is a hybrid location combining a Peet’s coffee shop with a basic banking center. Cafés offer fee-free Capital One ATMs (with deposit capability), free 1-on-1 money coaching, free WiFi and meeting space, half-price coffee for Capital One cardholders, and the ability to open or fund a Capital One account. They are not full-service branches and cannot help with safe deposit boxes or some specialty banking services.
Is a Capital One Café the same as a Capital One Bank branch?
No. A Capital One Café offers basic banking services (account opening, ATM access including deposits, money coaching) but is not a full-service branch. Traditional branches handle safe deposit boxes, large cash transactions, notary services, business banking, and other specialty services that Cafés typically do not. Cafés exist in many cities where there is no traditional Capital One branch.
Is Capital One 360 the same as Capital One Bank?
Yes, Capital One 360 is the online-only product line within Capital One Bank, not a separate company. It started as ING Direct USA before Capital One acquired it in 2012 and rebranded it. 360 Checking and 360 Savings accounts are FDIC-insured under Capital One, N.A., and 360 customers use the same Capital One mobile app, 70,000+ fee-free ATMs, branches, and Cafés as other Capital One customers.
Why isn’t there a Capital One branch in my state?
Capital One built its retail branch network through three regional acquisitions (Hibernia in Louisiana and Texas, North Fork in New York and New Jersey, Chevy Chase in Maryland, DC, and Virginia), so its branch footprint reflects those legacy regions rather than nationwide coverage. The bank’s strategy in non-branch states centers on digital banking through Capital One 360, 70,000+ fee-free ATMs nationwide, and the growing Capital One Café network in select major cities.
Are Capital One ATMs free to use?
Yes, when you use an ATM in Capital One’s fee-free network. That network includes about 1,300 Capital One branded ATMs (at branches and Cafés), 36,000 MoneyPass ATMs, and 41,000 Allpoint ATMs (including machines at many Target, CVS, and Walgreens stores). Capital One does not charge a surcharge at any of these. Using a non-network ATM may trigger a fee from the ATM operator (Capital One typically does not add its own out-of-network charge).
Can I deposit cash at a Capital One Café or ATM?
Yes. Cash and check deposits are accepted at Capital One branded ATMs (at branches and Cafés) and inside Capital One branches and Cafés during open hours. MoneyPass and Allpoint partner ATMs are usually withdrawal-only. If there is no Capital One ATM near you, 360 Checking customers can also use the “Add cash in store” feature to deposit cash at Walgreens, CVS, Kroger, or 7-Eleven for a small fee.
Is Capital One open now near me?
Traditional Capital One branches are typically open Monday through Friday 9 AM to 5 PM and Saturday 9 AM to noon at many locations, and closed on Sundays and federal holidays. Capital One Cafés keep extended hours, typically 7 AM to 6 PM weekdays and 9 AM to 6 PM weekends, including most Sundays. Capital One ATMs are accessible 24/7. To confirm whether a specific location is open right now, use the map above or the official locator at capitalone.com/local.
What is Capital One’s customer service phone number?
The general customer service line is 1-877-383-4802. For Capital One Bank deposit accounts (checking, savings, CDs), call 1-800-655-2265, available 8 AM to 11 PM ET daily. For Capital One credit cards, call 1-800-227-4825 (1-800-CAPITAL), available 24/7 for account servicing and lost or stolen cards.
Get support
If you need help finding a Capital One branch, Café, or ATM, you can browse the bank directory on our homepage, see the ATM Near Me guide for general ATM tips, or email us at info@bank-nearme.com.