Centennial Bank is a regional U.S. bank headquartered in Conway, Arkansas, and the retail banking subsidiary of Home BancShares (NYSE: HOMB). It uses the web brand my100bank.com. Centennial operates roughly 250 branches across five states: Arkansas (home), Florida, Alabama, Texas, and New York. Customer service is at 888-372-9788. This page shows how to find the closest Centennial Bank branch or ATM, hours, phone numbers, and by-state coverage.
Map of Centennial Bank locations near me
Use the map below to find the closest Centennial Bank branch or ATM in your area. Enter your address, city, or ZIP code (for example 72032 for Conway AR near Centennial’s headquarters, 32301 for Tallahassee FL, 36532 for Fairhope AL, 77057 for Houston TX, or 33401 for West Palm Beach FL) to see the nearest branches and ATMs. Centennial operates in Arkansas, Florida, Alabama, Texas, and New York only; a Centennial Bank in any other state is a different bank that shares the name.
Centennial Bank at a glance
- Parent company: Home BancShares, Inc. (NYSE: HOMB)
- Web brand: my100bank.com (customer-facing website and online banking)
- Founded: Home BancShares organized in 1998 in Conway, Arkansas; the Centennial Bank name was consolidated across acquired banks starting in 2009
- Headquarters: 719 Harkrider Street, Conway, Arkansas 72032
- Retail branches: Approximately 250 branches across Arkansas, Florida, Alabama, Texas (added through the 2022 Happy State Bank acquisition), and New York (limited)
- ATM access: Centennial-branded ATMs at every retail branch plus additional standalone ATMs; select ATMs are Interactive Teller Machines (ITMs) with staff on video during extended hours
- Customer service: 888-372-9788
- Website: my100bank.com
Centennial Bank branch near me
To find the closest Centennial Bank branch, use the official locator at my100bank.com/locations. Pick your state (Arkansas, Florida, Alabama, Texas, or New York), enter your city or ZIP code, and filter by service type: branch, ATM only, ITM available, or ITM only. Each result shows the branch address, phone number, lobby hours, drive-thru hours, and services offered such as safe deposit boxes, notary, and Interactive Teller Machines.
Pick a state on the locator. Source: my100bank.com
Centennial Bank ATM near me
Centennial Bank operates Centennial-branded ATMs at every retail branch, plus additional stand-alone ATMs and Interactive Teller Machines (ITMs) in select markets. Most Centennial ATMs are open 24/7 and support cash withdrawal, balance inquiry, and, at deposit-enabled locations, envelope-free cash and check deposits. Interactive Teller Machines let you connect with a live Centennial banker on video during extended weekday and Saturday hours, useful for services that would normally require a teller visit.
Centennial Bank customers use any Centennial ATM fee-free. Using a non-Centennial ATM in the U.S. typically incurs a fee from Centennial plus any surcharge from the ATM owner; certain premium checking accounts may reimburse a limited number of out-of-network ATM fees per statement cycle. Filter the locator at my100bank.com/locations for ATM to find the closest one.
Centennial Bank by state
Centennial Bank operates in five U.S. states. Here is where the network is densest and how to find branches by state.
Arkansas
Arkansas is Centennial’s home state and largest network, with branches across Conway (home of the parent Home BancShares headquarters), Little Rock, North Little Rock, Fayetteville, Bentonville, Springdale, Rogers, Fort Smith, Jonesboro, Hot Springs, and many other cities. Filter the locator to Arkansas to see every branch and ATM.
Florida
Florida is Centennial’s largest state by branch count outside Arkansas, thanks to acquisitions such as Stonegate Bank (2018). Branches are spread across South Florida (Miami-Dade, Broward, Palm Beach), the Tampa Bay area, Central Florida (Orlando region), the Florida Panhandle (Tallahassee, Panama City), and the Space Coast. Filter the locator to Florida for current locations.
Alabama
Centennial Bank operates across Alabama, especially along the Gulf Coast in Baldwin County (Fairhope, Elberta, Orange Beach, Foley, Gulf Shores, Daphne) and additional cities across the state. Filter the locator to Alabama for current locations.
Texas
Texas is Centennial’s newest state, added through Home BancShares’ 2022 acquisition of Happy Bancshares and its subsidiary Happy State Bank. Centennial Bank now operates branches across the Texas Panhandle (Amarillo and surrounding cities), the Dallas-Fort Worth metro (Dallas, Fort Worth, Plano, Frisco, and other suburbs), Houston (ZIP codes such as 77043 and 77057), Austin, and additional Texas cities. Filter the locator to Texas for current locations.
New York
Centennial Bank operates a small number of branches in the New York City metro area, focused on commercial and premier banking. Filter the locator to New York for current locations.
States without Centennial Bank branches
Centennial Bank (Home BancShares) does not operate branches in Illinois, Pennsylvania, Maryland, Georgia, Tennessee, Washington, or most other U.S. states. Centennial Bank (Home BancShares) has no branches in Pennsylvania, Illinois, Maryland, Georgia, Washington, or Tennessee; a Centennial Bank you find in those states is a different, unrelated community bank that shares the name. For everyday U.S. banking outside Centennial’s five-state footprint, most searchers use a national bank instead.
Centennial Bank hours, Saturday hours, and open now
Centennial Bank branch hours vary by branch, but most retail branches follow these general hours:
- Monday to Friday: 9:00 AM to 5:00 PM lobby (drive-thrus and ITMs typically longer, sometimes 7:00 AM to 6:00 PM local time)
- Saturday: Many branches (especially drive-thru or in-store locations) open Saturday morning, typically 9:00 AM to noon; some full-service branches are closed on Saturday
- Sunday: All Centennial Bank branches are closed on Sunday. Online banking at my100bank.com, the Centennial Bank mobile app, and ATMs remain available 24/7.
To confirm hours before you visit, check the specific branch on my100bank.com/locations.
Centennial Bank holiday hours
Centennial Bank follows the Federal Reserve holiday schedule, so retail branches close on New Year’s Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day / Indigenous Peoples’ Day, Veterans Day, Thanksgiving, and Christmas. ATMs, my100bank.com online banking, and the mobile app remain available on holidays. See our guide to banks open on holidays near me for the full calendar.
Contact Centennial Bank
- Customer service: 888-372-9788.
- Lost or stolen debit card: Call 888-372-9788 or lock the card in the Centennial Bank mobile app
- Corporate headquarters (parent Home BancShares and Centennial Bank): 719 Harkrider Street, Conway, Arkansas 72032
- Website (customer facing): my100bank.com
- Parent company website: homebancshares.com
About Centennial Bank and Home BancShares
Centennial Bank is the retail banking subsidiary of Home BancShares, Inc., a bank holding company organized in Conway, Arkansas in 1998 and publicly traded on the New York Stock Exchange under the ticker HOMB. Home BancShares grew through a series of community-bank acquisitions across Arkansas, then expanded into Florida (including the 2018 Stonegate Bank acquisition), Alabama, New York, and Texas (through the 2022 Happy State Bank acquisition). Centennial Bank uses my100bank.com as its customer-facing web brand and offers personal checking, savings, money market accounts, CDs, mortgages, home equity loans, auto loans, credit cards, and business banking, plus wealth management through Centennial Bank subsidiaries.
Frequently asked questions
Is there a Centennial Bank near me?
If you are in Arkansas, Florida, Alabama, Texas, or the New York City metro, yes. Centennial Bank has roughly 250 retail branches across these five states. The map above and the locator at my100bank.com/locations will show the nearest branch and ATM. Outside these five states, Centennial Bank does not have retail branches; online banking through my100bank.com remains available to existing customers.
What is the Centennial Bank customer service phone number?
888-372-9788. Support handles account inquiries, card issues, online banking help, and can route to loans, mortgages, or business banking. For lost or stolen debit cards, call the same number or lock the card in the Centennial Bank mobile app.
Is my100bank.com the same as Centennial Bank?
Yes. my100bank.com is the customer-facing web brand of Centennial Bank. If you signed up for online banking as “my100bank” or received a card that references my100bank.com, your account is with Centennial Bank (Home BancShares).
Where is the closest Centennial Bank ATM to me?
Centennial Bank ATMs are at every retail branch plus some stand-alone locations. Enter your ZIP code on my100bank.com/locations and filter for ATM (or ITM if you need an Interactive Teller Machine for staff-assisted transactions). Most Centennial ATMs are open 24/7 and support fee-free cash withdrawal for Centennial customers.
Is Centennial Bank open near me right now?
Most Centennial Bank branches operate Monday to Friday 9:00 AM to 5:00 PM local time, with drive-thrus and ITMs often longer. Many branches also open Saturday morning, typically 9:00 AM to noon. All branches close Sunday. Online banking at my100bank.com and the mobile app remain available 24/7. Confirm your specific branch on my100bank.com/locations.
Is Centennial Bank open on Saturday?
Many Centennial branches, especially drive-thru or in-store locations, open Saturday morning (typically 9:00 AM to noon). Some full-service branches are closed Saturday. Look up your specific branch on the my100bank.com locator to confirm.
Is Centennial Bank open on Sunday?
No. All Centennial Bank branches are closed Sunday. ATMs, my100bank.com online banking, and the mobile app remain available 24/7.
Does Centennial Bank have branches in Illinois, Pennsylvania, Maryland, Georgia, or Tennessee?
No. Centennial Bank (Home BancShares) operates only in Arkansas, Florida, Alabama, Texas, and New York. A Centennial Bank in IL, PA, MD, GA, or TN is a different community bank that shares the “Centennial” name (there are several unrelated small banks called Centennial Bank in various states), not a Home BancShares branch.
Does Centennial Bank have branches in Texas?
Yes. Centennial Bank added Texas through Home BancShares’ 2022 acquisition of Happy Bancshares (Happy State Bank). Centennial now operates branches across the Texas Panhandle (Amarillo), Dallas-Fort Worth, Houston (including ZIPs 77043 and 77057), Austin, and other Texas cities. Filter the locator to Texas for current locations.
Where is Centennial Bank headquartered?
Centennial Bank and its parent Home BancShares are headquartered at 719 Harkrider Street, Conway, Arkansas 72032.
How many Centennial Bank locations are there?
Roughly 250 retail branches across Arkansas, Florida, Alabama, Texas, and New York, plus Centennial-branded ATMs and Interactive Teller Machines. The exact number shifts as branches open, close, or merge; check my100bank.com/locations for the current list.
More bank guides on Banks Near Me
Looking for other regional or national banks? Compare hours, ATM access, and locators for Bank OZK (Bank of the Ozarks), Renasant Bank, Hancock Whitney, Regions Bank, Cadence Bank, Truist, and major banks like Bank of America, Chase, and Wells Fargo. For holiday closures, see banks open on holidays near me.