Commerce Bank Near Me

Commerce Bank is a Kansas City, Missouri-headquartered regional bank, with roots dating to 1865 and the holding company Commerce Bancshares Inc. (NASDAQ: CBSH) founded in 1966. Commerce Bank operates approximately 140+ branches and 250 ATMs across five Midwest states: Missouri, Kansas, Illinois, Oklahoma, and Colorado, serving more than 800,000 households. Commerce Bank customer service is available at 1-855-659-1656 or 1-800-453-2265.

How to Find the Nearest Commerce Bank Branch

Looking for the closest Commerce Bank branch or ATM near you? Use the map provided below to easily view all nearby locations.

This tool helps you quickly locate the nearest Commerce Bank branches and ATMs for your convenience.

For detailed information, including the bank opening hours and customer support contact numbers, scroll down to the bottom of the page.

We have made it simple to access all the essential details you need for a smooth banking experience with Commerce Bank.

Commerce Bank branch & ATM locations near me

To locate Commerce Bank branches and ATMs near you, visit the map at commercebank.com/locations. This tool allows you to search for banks by city, state, ZIP code, and the types of services available. For the most accurate results, when prompted with “locations.commercebank.com wants to know your location,” select ‘Allow’ to enable the system to detect your current location and provide the nearest options.

If you do not want to use this feature, select ‘Block‘.

Commerce Bank locations by state

Commerce Bank operates 140+ branches and 250 ATMs concentrated across five Midwest states. Coverage by state:

• Missouri (home state, largest concentration): Kansas City metro (Commerce Bank corporate HQ at 1000 Walnut St, Kansas City MO 64106), St. Louis metro (principal office), Columbia (University of Missouri area), Springfield MO, Joplin, Cape Girardeau, and other Missouri communities
• Kansas: Wichita, Topeka, Lawrence, Overland Park, Kansas City KS suburbs, Manhattan (Kansas State), and other Kansas cities
• Illinois: Peoria, Bloomington, Champaign-Urbana (University of Illinois area), Springfield IL (state capital), Rockford, and other central and downstate Illinois cities
• Oklahoma: Oklahoma City, Tulsa, Norman, Edmond, and other Oklahoma cities
• Colorado: Denver metro (Denver, Aurora, Lakewood, Boulder), Colorado Springs, and Front Range communities

Commerce Bank does not operate retail branches in Oregon, Indiana (including Evansville), New Jersey, Tennessee, California, or Texas. If you are looking for a “Commerce Bank” in one of those states, see the disambiguation section below – it may be a different institution with a similar name.

About Commerce Bank

Commerce Bank is a Kansas City, Missouri-headquartered regional bank with roots to 1865, making it one of the oldest continuously operating banks in the Midwest. The parent holding company Commerce Bancshares Inc. (NASDAQ: CBSH) was formed on August 4, 1966. Commerce Bank operates approximately 140+ branches and 250 ATM locations across Missouri, Kansas, Illinois, Oklahoma, and Colorado, serving more than 800,000 households.

Commerce Bank offers a comprehensive line of financial services including personal checking and savings, business banking, mortgages, home equity, auto loans, credit cards, wealth management, private banking, and small business services. Commerce is particularly known for its Midwest community banking heritage, its Kansas City corporate presence, and its trust and wealth management franchise across the Midwest.

Recent expansion (January 2026): On January 1, 2026, Commerce Bancshares completed the acquisition of FineMark Holdings, Inc., parent of FineMark National Bank & Trust, in an all-stock transaction valued at approximately $528.5 million. The acquisition expands Commerce’s private banking and wealth management business, adding presence in Florida, Arizona, and South Carolina. FineMark continues to operate under its own brand as part of Commerce Bancshares while the retail Commerce Bank branch network remains in the 5-state Midwest footprint.

Commerce Bank at a glance

• Official name: Commerce Bank (the retail banking subsidiary of Commerce Bancshares)
• Parent company: Commerce Bancshares, Inc. (NASDAQ: CBSH)
• Founded: 1865 (original bank); Commerce Bancshares holding company formed August 4, 1966
• Headquarters: Kansas City, Missouri (1000 Walnut Street, KC MO 64106); principal offices also in St. Louis, Missouri
• Branches: approximately 140+ across 5 Midwest states (Missouri, Kansas, Illinois, Oklahoma, Colorado)
• ATMs: approximately 250 locations across the same 5-state footprint
• Total assets: approximately $32 billion
• Household customers served: more than 800,000
• Recent acquisition: FineMark Holdings, Inc. (private banking, wealth management), closed January 1, 2026, added Florida, Arizona, South Carolina presence
• Customer service (main): 1-855-659-1656
• Customer service (alternate): 1-800-453-2265
• Primary routing number: 101000019 (Missouri)
• Official locator: commercebank.com/locations
• FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category

Why Choose Commerce Bank

Commerce Bank stands out as a leading Midwest regional bank due to its 160+ year Kansas City heritage, its 5-state Midwest branch and ATM network, and its distinctive combination of community banking and wealth management services. Commerce Bank operates approximately 140 branches and 250 ATMs across Missouri, Kansas, Illinois, Oklahoma, and Colorado, offering personal banking, business banking, mortgages, wealth management, and private banking through affiliated companies. As a top Kansas City employer and one of the oldest continuously operating Midwest banks, Commerce Bank combines longstanding community relationships with modern digital banking tools.

Commerce Bank branch hours

Typical Commerce Bank branch hours (hours vary by location; confirm at commercebank.com/locations):

Hours vary by location. Central Time zone applies for the Midwest footprint. Use the official Commerce Bank locator at commercebank.com/locations to check hours at your specific branch. See our Banks Open on Sunday Near Me page for banks that offer Sunday branch hours.

Commerce Bank federal holiday closures

All Commerce Bank branches are closed on the 11 U.S. federal holidays: New Year Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. ATMs at all branches are available 24/7 even on federal holidays. See our Banks Open on Holidays Near Me page for the full federal holiday schedule.

Contact Commerce Bank

• Customer Service (main): 1-855-659-1656 for general inquiries and personal banking assistance
• Customer Service (alternate): 1-800-453-2265 for account-specific information
• Report fraud or lost/stolen card: 1-855-659-1656 (available 24/7 for lost/stolen card reports)
• Hours of Operation: To determine the exact opening hours of any Commerce Bank branch near you, use the map available through the official bank locator provided in the link below. This tool offers up-to-date information on branch hours, helping you plan your visit conveniently.

Frequently asked questions

Is there a Commerce Bank near me?

Commerce Bank operates approximately 140+ branches concentrated across five Midwest states: Missouri (home state and Kansas City corporate HQ), Kansas, Illinois, Oklahoma, and Colorado. Missouri has the densest coverage (Kansas City and St. Louis metros). To find the nearest branch or ATM, use the map on this page or the official locator at commercebank.com/locations by entering your ZIP code or city.

What are Commerce Bank hours?

Typical Commerce Bank branch hours are Monday to Friday 9:00 AM to 5:00 PM lobby (Central Time), with Saturday 9:00 AM to 12:00 PM at most branches. Hours vary by location. All branches are closed Sunday and on the 11 U.S. federal holidays. ATMs at all branches are available 24/7.

Is Commerce Bank open today?

Commerce Bank branches are open Monday through Saturday during standard business hours (M-F 9 AM to 5 PM lobby, Sat morning at most branches), and closed on Sundays and 11 federal holidays. To check if a specific branch is open right now, use the locator at commercebank.com/locations which shows real-time open/closed status. ATMs are available 24/7 including holidays.

Does Commerce Bank have ATMs near me?

Yes. Commerce Bank operates approximately 250 ATM locations across Missouri, Kansas, Illinois, Oklahoma, and Colorado. Use the locator at commercebank.com/locations and filter for ATM to find the closest one. Commerce Bank ATMs are available 24/7 for withdrawals, deposits, balance inquiries, and transfers.

How many branches does Commerce Bank have?

Commerce Bank operates approximately 140+ branches and 250 ATMs across five Midwest states (Missouri, Kansas, Illinois, Oklahoma, Colorado), serving more than 800,000 household customers. Missouri (home state) has the largest branch concentration.

What is the Commerce Bank customer service phone number?

The Commerce Bank main customer service number is 1-855-659-1656 for general inquiries. An alternate account-specific number is 1-800-453-2265. Fraud and lost or stolen card reports are available 24/7 at 1-855-659-1656.

Where is Commerce Bank headquartered?

Commerce Bank is headquartered at 1000 Walnut Street, Kansas City, Missouri 64106. The parent holding company Commerce Bancshares Inc. is also Kansas City-headquartered. Commerce Bank has significant principal offices in St. Louis, Missouri as well, and operates 140+ branches across Missouri, Kansas, Illinois, Oklahoma, and Colorado.

Is Commerce Bank FDIC insured?

Yes. Commerce Bank is FDIC insured. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category. See our What is FDIC Insurance guide for the full coverage rules including the 8 ownership categories that let joint account holders extend coverage.

What is the Commerce Bank routing number?

The primary Commerce Bank routing number is 101000019 (Missouri). To find your specific routing number, check the bottom of your checks (the first 9 digits), log in to your online banking dashboard at commercebank.com, look in the Commerce Bank mobile app under account details, or call customer service at 1-855-659-1656. See our What is a Routing Number guide for full routing number details.

Is the Commerce Bank in Kansas City the same as Mountain Commerce Bank, First Commerce Bank, or other Commerce Banks?

No. Several separate U.S. banks share variations of the “Commerce Bank” name. This page covers Commerce Bank, the Kansas City, Missouri-headquartered subsidiary of Commerce Bancshares Inc. (NASDAQ: CBSH) operating in MO, KS, IL, OK, and CO. Other separate banks with similar names include:

• Mountain Commerce Bank: a Knoxville, Tennessee-headquartered community bank, not related to the Kansas City Commerce Bank
• First Commerce Bank: a Lakewood, New Jersey-headquartered bank (and other institutions with the “First Commerce” name), not related
• Commerce West Bank: a California community bank, not related
• CTBC Bank / Bank of Commerce: various small community banks and a Taiwan-based CTBC Bank US subsidiary, not related
• Bank of Commerce Holdings / Merchants Bank of Commerce: a California bank, not related

None of these Commerce Bank-name institutions are related to the Kansas City Commerce Bank covered on this page. If you are searching for a Commerce Bank branch in Oregon, Indiana (including Evansville), New Jersey, Tennessee, or California, you are looking for a different institution.

What happened with the January 2026 FineMark Holdings acquisition?

On January 1, 2026, Commerce Bancshares completed its acquisition of FineMark Holdings, Inc., parent of FineMark National Bank & Trust, in an all-stock transaction valued at approximately $528.5 million. FineMark is a private banking and wealth management institution with presence in Florida, Arizona, and South Carolina. The acquisition expanded Commerce Bancshares’ private banking and wealth management business. FineMark continues to operate under its own brand while the retail Commerce Bank branch network remains in the 5-state Midwest footprint (Missouri, Kansas, Illinois, Oklahoma, Colorado).

How does Commerce Bank compare to other Midwest banks?

Commerce Bank is one of the largest Midwest-headquartered regional banks, with distinctive Kansas City / Midwest heritage. Regional competitors with overlapping Midwest footprints include UMB Bank (another Kansas City-headquartered Midwest regional), FNBO (First National Bank of Omaha) (Nebraska-headquartered Plains regional with Missouri and Kansas overlap), Fifth Third Bank (Cincinnati-headquartered with Illinois overlap), and national banks with major Midwest presence including U.S. Bank and Chase.

About This Site

On this site, you can easily locate Commerce Bank branches and ATMs near you. Simply select your bank from the list to view detailed information, including locations, contact numbers, and business hours. Our goal is to provide you with the resources needed to find and access banking services quickly and efficiently. For any questions or additional assistance, feel free to contact us at info@bank-nearme.com.