First Horizon Bank (parent: First Horizon Corporation, NYSE: FHN) is one of the largest Southern US regional banks, with approximately $83.9 billion in total assets (as of December 2025) and approximately 414 branches across 12 states in the Southern US and Mid-Atlantic. First Horizon is headquartered in Memphis, Tennessee, and was founded in 1864 as First National Bank of Memphis, making it one of the oldest banks in the South. The bank was known as First Tennessee Bank for most of its history, was renamed First Horizon Bank in 2019, and dramatically expanded through the July 2020 merger of equals with IBERIABANK, which added significant Louisiana, Florida, Texas, and Gulf Coast presence. The bank’s 12-state footprint covers Tennessee (home state), North Carolina, Florida, Louisiana, Georgia, South Carolina, Mississippi, Alabama, Texas, Arkansas, Virginia, and Kentucky.
Map of First Horizon Bank locations near me
Use the First Horizon branch locator below to find the nearest First Horizon Bank in your location, with branch hours, services, and contact details. The map covers all 414 First Horizon Bank branches across the 12-state Southern US and Mid-Atlantic footprint. You can click ‘Use my location‘ to view branches and ATMs around you on the map.
First Horizon Bank at a glance
- Official name: First Horizon Bank (a Tennessee state-chartered bank, Member FDIC)
- Parent company: First Horizon Corporation (NYSE: FHN), formerly First Horizon National Corporation
- Headquarters: Memphis, Tennessee (165 Madison Avenue)
- Founded: 1864 as First National Bank of Memphis
- Branches: approximately 414 across 12 US states (Tennessee, North Carolina, Florida, Louisiana, Georgia, South Carolina, Mississippi, Alabama, Texas, Arkansas, Virginia, Kentucky)
- Total assets: approximately $83.9 billion (as of December 2025)
- Brand history: known as First Tennessee Bank for most of its history; renamed First Horizon Bank in 2019; merged of equals with IBERIABANK July 2020
- Customer service: 1-800-382-5465 (1-800-FIRST-HK)
- Primary routing number: 084000026 (varies by state where account was opened)
- Stock ticker: FHN on NYSE
- Recent material events: 2019 First Tennessee to First Horizon rebrand; July 2020 IBERIABANK merger of equals; 2022-2023 Toronto-Dominion (TD) acquisition agreement terminated May 2023
- FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category
First Horizon Bank branch near me
First Horizon Bank operates 414 retail branches across 12 US states in the Southern US and Mid-Atlantic. Use the official First Horizon branch locator at firsthorizon.com to find a branch with addresses, phone numbers, hours, services, and a map.
First Horizon Bank in Tennessee (Memphis HQ state)
Tennessee is First Horizon’s home state, with the corporate headquarters in Memphis and the densest concentration of First Horizon branches. Major Tennessee markets:
- Memphis metro: Downtown Memphis (the corporate HQ), East Memphis, Germantown, Collierville, Bartlett, Cordova, Olive Branch
- Nashville metro: Downtown Nashville, Belle Meade, Brentwood, Franklin, Hendersonville, Mt. Juliet, Murfreesboro, Smyrna
- Knoxville metro: Knoxville, Farragut, Maryville, Oak Ridge
- Chattanooga metro
- Tri-Cities (Northeast Tennessee): Johnson City, Kingsport, Bristol
- Middle Tennessee small markets: Tullahoma, Cookeville, Columbia, Lebanon
First Horizon Bank in North Carolina
North Carolina is one of First Horizon’s strongest markets. Major North Carolina markets include the Charlotte metro (uptown Charlotte, South End, Ballantyne, Concord), the Triangle (Raleigh, Durham, Cary, Chapel Hill), the Triad (Greensboro, Winston-Salem, High Point), Asheville, Wilmington, and Greenville.
First Horizon Bank in Florida
Florida is a major First Horizon market, significantly expanded through the 2020 IBERIABANK merger. Major Florida markets include Jacksonville, Tampa Bay (Tampa, St. Petersburg, Clearwater, Sarasota), Orlando, Miami, Fort Lauderdale, Naples, Fort Myers, Pensacola, Panama City, Tallahassee, and Ocala.
First Horizon Bank in Louisiana (former IBERIABANK home state)
Louisiana joined the First Horizon footprint through the July 2020 IBERIABANK merger. IBERIABANK had been headquartered in Lafayette, Louisiana, and Louisiana remains a top First Horizon market. Major Louisiana markets include New Orleans, Baton Rouge, Lafayette (the former IBERIABANK HQ), Shreveport, Lake Charles, Alexandria, Monroe, and Houma.
First Horizon Bank in Georgia
Georgia is a top-five First Horizon market. Major Georgia markets include the Atlanta metro (Buckhead, Sandy Springs, Alpharetta, Marietta, Roswell, Dunwoody, Decatur), Savannah, Augusta, Athens, and Columbus.
Other First Horizon Bank states
- South Carolina: Charleston, Columbia, Greenville, Spartanburg, Hilton Head, Bluffton, Myrtle Beach
- Mississippi: Jackson, Tupelo, Hattiesburg, Biloxi-Gulfport, Oxford, Olive Branch, Southaven
- Alabama: Birmingham, Huntsville, Mobile, Montgomery, Tuscaloosa, Auburn, Dothan
- Texas: Houston (multiple branches), Dallas-Fort Worth, Beaumont, Plano, The Woodlands (Texas presence largely from the IBERIABANK merger)
- Arkansas: Little Rock, Fayetteville, Bentonville, Hot Springs, Jonesboro
- Virginia: Virginia Beach, Norfolk, Richmond, Roanoke, Charlottesville, Northern Virginia
- Kentucky: Louisville, Lexington, Bowling Green, Florence
For the official locator with branch addresses, see firsthorizon.com.
First Horizon Bank ATM near me
Use the First Horizon ATM finder to find the closest First Horizon Bank ATM machine around you, including drive-up and 24-hour ATMs at branches. First Horizon operates ATMs at all 414 branches plus surcharge-free network ATMs across the 12-state footprint.
- First Horizon branded ATMs: First Horizon checking and savings customers can use any First Horizon Bank ATM fee-free for withdrawals, deposits, and balance inquiries.
- Allpoint Network ATMs: First Horizon consumer checking customers also get access to the Allpoint surcharge-free ATM network, with thousands of additional fee-free withdrawal locations nationwide (including many retailer ATMs).
- Out-of-network ATMs: using a non-First Horizon, non-Allpoint ATM may incur a fee from First Horizon plus the ATM operator’s surcharge. Some premium account tiers refund a limited number of out-of-network ATM fees per statement cycle.
- Drive-up ATMs: many First Horizon branches across Tennessee, North Carolina, Florida, Louisiana, and the South have drive-up ATMs accessible 24/7.
- Deposit ATMs: modern First Horizon branch ATMs accept cash and check deposits without an envelope, with funds typically available the next business day.
First Horizon Bank distinctive features
The 2020 IBERIABANK merger of equals
First Horizon completed its merger of equals with IBERIABANK on July 1, 2020. IBERIABANK was a Lafayette, Louisiana-headquartered Southern regional bank with significant Louisiana, Florida, Texas, and Gulf Coast presence. The all-stock combination created the modern First Horizon Bank with approximately $80+ billion in assets at the time of close and full retail presence across 12 Southern US states. The deal was a “merger of equals” structurally, with First Horizon as the surviving entity name and Memphis as the combined corporate headquarters.
2019 First Tennessee to First Horizon rebrand
Prior to the IBERIABANK merger, the bank had operated as First Tennessee Bank for most of its history (since 1971). In 2019, the bank rebranded as First Horizon Bank, replacing the First Tennessee name to reflect its expanded multi-state footprint beyond Tennessee. The 2019 rebrand directly preceded and prepared the bank for the much larger 2020 IBERIABANK merger.
Failed 2022-2023 Toronto-Dominion (TD) acquisition
In February 2022, Toronto-Dominion Bank (TD) announced an agreement to acquire First Horizon for $13.4 billion. The deal would have made First Horizon a TD subsidiary and expanded TD’s US Southeast retail presence. However, the deal faced extended regulatory review and was ultimately terminated by mutual agreement on May 4, 2023. First Horizon remained an independent regional bank and received a $200 million breakup fee from TD.
FHN Financial: top US fixed income broker dealer
First Horizon Corporation owns FHN Financial, one of the largest US fixed income broker dealers and a top participant in the US Treasury, Agency MBS, and municipal bond markets. FHN Financial gives First Horizon a meaningfully larger capital markets footprint than most US regional banks of comparable size.
First Horizon Bank hours, Saturday hours, and open now
First Horizon Bank branch hours vary by location, but most branches follow this typical schedule:
| Day | Typical hours |
|---|---|
| Monday to Friday | 9:00 AM to 5:00 PM lobby; drive-up often opens earlier at many branches |
| Saturday | 9:00 AM to 12:00 PM at many First Horizon branches across the South; some closed Saturday |
| Sunday | Closed at all branches |
First Horizon Bank branches are closed on the standard 11 US federal holidays. ATMs at all branches are available 24/7 even when the branch is closed. The First Horizon customer service line at 1-800-382-5465 is available daily for routine support.
Federal holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (third Monday of January)
- Presidents Day (third Monday of February)
- Memorial Day (last Monday of May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (first Monday of September)
- Columbus Day (second Monday of October)
- Veterans Day (November 11)
- Thanksgiving Day (fourth Thursday of November)
- Christmas Day (December 25)
Is First Horizon Bank open now near me? Most First Horizon branches keep weekday business hours (9 AM to 5 PM local time) plus Saturday morning hours at many locations. ATMs at all branches are available 24/7. The customer service line at 1-800-382-5465 handles routine support during business hours.
Contact First Horizon Bank: customer service phone numbers
- First Horizon Customer Service (main line): 1-800-382-5465 (1-800-FIRST-HK)
- Online and Mobile Banking technical support: 1-800-382-5465 (same as main line)
- Mortgage: contact through the main line or your dedicated mortgage banker
- FHN Financial (capital markets): direct line through fhnfinancial.com
- Visit a branch: use the locator at firsthorizon.com to find your nearest branch and its direct phone number
About First Horizon Bank: 1864 Memphis founding to modern 12-state Southern regional
Origin: 1864 First National Bank of Memphis
First Horizon Bank was founded in 1864 in Memphis, Tennessee as First National Bank of Memphis. The bank served Memphis and the Mississippi Delta region during the Reconstruction era and grew steadily through the late 19th and early 20th centuries.
1968 holding company and First Tennessee Bank
In 1968, the bank formed First Tennessee National Corporation as the holding company. The retail bank was renamed First Tennessee Bank in 1971, reflecting its expansion across Tennessee from the original Memphis base.
20th-century Tennessee expansion
Through the 20th century, First Tennessee expanded across Tennessee through acquisitions of community banks in Nashville, Knoxville, Chattanooga, and the Tri-Cities region. By the 1990s, First Tennessee was the largest bank headquartered in Tennessee.
Early 2000s Capital Markets expansion
In the late 1990s and early 2000s, First Tennessee built its capital markets and bond trading franchise (now FHN Financial) into one of the largest US fixed income broker dealers, a distinctive non-retail business line for a Southern regional bank.
2019 rebrand to First Horizon
In 2019, First Tennessee Bank was renamed First Horizon Bank, with the parent holding company renamed First Horizon Corporation. The rebrand reflected the bank’s expansion beyond Tennessee and prepared the bank for the much larger IBERIABANK merger that closed the following year.
2020 IBERIABANK merger of equals
On July 1, 2020, First Horizon completed its merger of equals with IBERIABANK, a Lafayette, Louisiana-headquartered Southern regional bank with approximately $30 billion in assets and significant Louisiana, Florida, Texas, and Gulf Coast presence. The combined bank operates under the First Horizon name from Memphis with approximately 414 branches across 12 Southern US states. IBERIABANK customers transitioned to First Horizon over 2020 and 2021.
2022-2023 TD acquisition agreement and termination
In February 2022, Toronto-Dominion Bank (TD) announced an agreement to acquire First Horizon for $13.4 billion. The deal faced extended regulatory review through 2022 and into 2023 and was terminated by mutual agreement on May 4, 2023. First Horizon received a $200 million breakup fee from TD and continued as an independent Southern regional bank.
First Horizon Bank today
First Horizon Bank is now an $83.9 billion regional bank with 414 branches across 12 Southern US and Mid-Atlantic states. The bank serves both consumer (checking, savings, mortgages, credit cards) and commercial (middle-market commercial banking, treasury management, small business banking, commercial real estate, energy lending) customers, plus the FHN Financial fixed income capital markets business.
Frequently asked questions
Where is the Nearest First Horizon Bank Branch Near Me?
Use the official First Horizon Bank locator at firsthorizon.com to find your nearest branch by ZIP code, city, or state. First Horizon operates approximately 414 branches across 12 Southern US and Mid-Atlantic states (Tennessee, North Carolina, Florida, Louisiana, Georgia, South Carolina, Mississippi, Alabama, Texas, Arkansas, Virginia, Kentucky), with the densest concentrations in Tennessee (the home state and Memphis HQ), North Carolina, Florida, Louisiana (post the 2020 IBERIABANK merger), and Georgia.
How to Find the Closest First Horizon Bank ATM Around Your Location
Use the First Horizon ATM finder at firsthorizon.com to find the closest First Horizon Bank ATM machine around you. First Horizon operates ATMs at all 414 branches plus surcharge-free Allpoint network ATM access across the 12-state footprint, providing thousands of additional surcharge-free withdrawal locations nationwide. ATMs at branches are typically accessible 24/7 even when the branch is closed.
Use the Map to See Locations of First Horizon Bank Around You
The map on this page shows First Horizon Bank branches and ATMs near your location. First Horizon has the densest branch concentrations in Memphis (the HQ), Nashville and Middle Tennessee, the Charlotte and Raleigh-Durham markets in North Carolina, Florida (Jacksonville, Tampa, Orlando, Miami), Louisiana (New Orleans, Baton Rouge, Lafayette), the Atlanta metro, and the Texas major metros.
What is the First Horizon Bank customer service phone number?
The main First Horizon Bank customer service number is 1-800-382-5465 (1-800-FIRST-HK). This line handles routine support including account questions, card replacement, and online banking issues.
What is the First Horizon Bank routing number?
The primary First Horizon Bank routing number is 084000026. Your specific routing number may vary depending on the state where you opened your account; the main routing number always works for ACH and direct deposit purposes. To find your specific routing number, check the bottom of your checks (the first 9 digits), log in to First Horizon Online Banking, look in the First Horizon mobile app under account details, or call customer service at 1-800-382-5465.
Is First Horizon Bank FDIC insured?
Yes. First Horizon Bank is FDIC insured. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Where is First Horizon Bank headquartered?
First Horizon Bank is headquartered in Memphis, Tennessee (165 Madison Avenue), and has been Memphis-based since its 1864 founding as First National Bank of Memphis.
How many First Horizon Bank locations are there?
First Horizon Bank operates approximately 414 branches across 12 US states with approximately $83.9 billion in total assets as of December 2025. The largest concentrations are in Tennessee (the home state since 1864), North Carolina, Florida, Louisiana, and Georgia.
What is the difference between First Tennessee Bank and First Horizon Bank?
They are the same bank. First Horizon Bank is the current name for what was previously known as First Tennessee Bank. The bank was founded in 1864 as First National Bank of Memphis, operated as First Tennessee Bank from 1971 to 2019, and was renamed First Horizon Bank in 2019 to reflect its expansion beyond Tennessee. All First Tennessee customer accounts, routing numbers, debit cards, and checks were transferred to First Horizon, and the bank operates from the same Memphis headquarters. See our First Tennessee Bank Near Me page for the legacy First Tennessee brand details.
What happened with the IBERIABANK merger?
First Horizon completed its merger of equals with IBERIABANK on July 1, 2020. IBERIABANK was a Lafayette, Louisiana-headquartered Southern regional bank with significant Louisiana, Florida, Texas, and Gulf Coast presence. The all-stock combination created the modern First Horizon Bank with approximately $80+ billion in assets at the time of close and full retail presence across 12 Southern US states. IBERIABANK customers transitioned to First Horizon over 2020 and 2021, and the IBERIABANK brand was retired.
What happened with the TD Bank acquisition?
In February 2022, Toronto-Dominion Bank (TD) announced an agreement to acquire First Horizon for $13.4 billion. The deal faced extended regulatory review through 2022 and into 2023 and was terminated by mutual agreement on May 4, 2023. First Horizon received a $200 million breakup fee from TD and continued as an independent Southern regional bank. First Horizon is not part of TD Bank.
Are First Horizon Bank branches open on Saturday?
Yes, at many branches. Most First Horizon Bank branches across Tennessee, North Carolina, Florida, Louisiana, Georgia, and the South have Saturday hours, typically 9:00 AM to 12:00 PM. Some branches in smaller markets are closed Saturday. Confirm Saturday hours with the specific branch using the locator at firsthorizon.com.
Are First Horizon Bank branches open on Sunday?
No. First Horizon Bank branches are closed on Sundays at all locations. ATMs at all branches are available 24/7. See our Banks Open on Sunday Near Me page for the list of banks with Sunday hours.
Is First Horizon the same as Horizon Bank in Indiana?
No. First Horizon Bank (Memphis TN, $83.9 billion in assets, 414 branches) and Horizon Bank (Michigan City IN, approximately $8 billion in assets, ~80 branches) are entirely separate, unrelated banks. They share part of the name but have no corporate relationship. First Horizon serves the Southern US; Horizon Bank serves Indiana, Michigan, and parts of the Midwest.
For more banking guides
- First Tennessee Bank Near Me, the legacy First Tennessee brand page, now operating as First Horizon Bank since 2019
- Regions Bank Near Me, the major Birmingham AL-headquartered Southeast regional with overlapping presence across all 12 First Horizon states
- Truist Bank Near Me, the major Charlotte NC-headquartered Southeast US regional bank
- First Citizens Bank Near Me, the Raleigh NC-headquartered Southeast regional with overlapping Carolinas presence
- Hancock and Whitney Bank Near Me, the Gulf South regional with overlapping Louisiana, Mississippi, Alabama, and Florida Gulf Coast footprint
- Renasant Bank Near Me, the Mississippi-headquartered Southeast regional with overlap in Tennessee and Mississippi
- Banks Open on Holidays Near Me, the federal holiday schedule and which banks observe which holidays
- Banks Open on Sunday Near Me, the full list of banks with Sunday hours
- ATM Near Me, find ATMs at any bank, surcharge-free options, and drive-thru ATMs
- Banks Near Me homepage, a directory of 70+ US, UK, and international banks