Looking for the nearest Frost Bank near me, ideally a financial center or ATM open right now and close to your current location? The Frost Bank locations map below shows your nearest Frost financial centers and ATMs across Texas. Frost Bank is a Texas-only bank headquartered in San Antonio with about 200 financial centers serving the major Texas metros: San Antonio (HQ), Austin, Houston, Dallas, Fort Worth, Corpus Christi, the Rio Grande Valley, and the Permian Basin. Frost has held the highest customer satisfaction ranking in Texas in the J.D. Power Retail Banking Satisfaction Study for 17 consecutive years.
Frost Bank at a glance
- Founded: 1868 in San Antonio, Texas (originally Frost National Bank, often still referred to as Frost National Bank in legal documents)
- HQ: 100 W. Houston Street, San Antonio, Texas 78205
- Parent: Cullen/Frost Bankers, Inc. (NYSE: CFR; formed in 1977 merger; one of 50 largest US banks)
- Total assets: $52.7 billion (as of March 31, 2026)
- FDIC insured (deposits up to $250,000 per depositor)
- Financial centers: More than 200 across Texas (Frost calls branches “financial centers”)
- Employees: Over 6,000 statewide
- States: Texas only. Major markets are San Antonio, Austin, Houston, Dallas, Fort Worth, Corpus Christi, Rio Grande Valley, and the Permian Basin
- Customer satisfaction: Highest ranked in Texas by J.D. Power for 17 consecutive years
- 24/7 customer service: 1-800-513-7678
- Branch and ATM locator: frostbank.com/locations (also at locations.frostbank.com)
- Mobile app: Frost Bank Mobile (iOS and Android)
Frost Bank financial center and ATM locations near me
Map of Frost Bank locations near me
Use the map below to find your nearest Frost Bank financial center or ATM based on your current location. Click any pin for the exact address and directions. For the most accurate result, allow your browser to share your location, or zoom and pan to the area you want.
For the official Frost Bank locator, visit frostbank.com/locations. Enter your city, ZIP code, or branch name to view nearby locations, or use the filter to view “All”, “Financial Center” (branches), or “ATM” only.
Frost Bank financial center locator: how to find a branch or ATM near you
The official Frost Bank locator at frostbank.com/locations (also at locations.frostbank.com) lets you search any of these ways:
- By your current location: Allow the website to use your device location for the nearest results
- By Texas ZIP code, city, or address: Enter the area you want to search
- By financial center name: Find a specific named Frost financial center
- Filter by type: All, Financial Center (full-service branches), or ATM only
- Filter by service: Drive-thru, Saturday hours, business banking, wealth management, mortgage appointments, safe deposit boxes
The Frost Bank Mobile app on iOS and Android also includes a built-in financial center and ATM locator that uses your current location automatically.
Frost Bank ATM near me
Frost Bank operates an extensive ATM network across its 200+ financial centers in Texas, plus a number of standalone ATM locations. Most Frost Bank ATMs are accessible 24 hours a day, 7 days a week. Frost Bank customers can use any Frost branded ATM with no surcharge.
What you can do at a Frost Bank ATM:
- Withdraw cash from your Frost checking, savings, or credit card account
- Check your account balance and recent transactions
- Deposit cash and checks (at deposit-enabled Frost ATMs)
- Transfer funds between Frost accounts
- Make a cardless ATM withdrawal using the Frost Bank Mobile app
- Print a mini statement
To find an ATM with cash deposit capability, use the official locator at frostbank.com/locations and filter for ATM Deposit. Using a non-Frost ATM may trigger a fee from the ATM operator.
Frost Bank hours, open now and Saturday hours
Is Frost Bank open now? Standard Frost Bank financial center hours are typically Monday to Friday 9 AM to 4 PM (the lobby), with drive-thru hours often extending earlier and later (typically 7:30 AM to 6 PM). Many Frost financial centers also offer Saturday hours (typically 9 AM to noon at select locations). Most financial centers are closed on Sundays.
- Financial center lobby: Mon-Fri 9 AM to 4 PM at most locations
- Drive-thru: Often 7:30 AM to 6 PM Mon-Fri (varies by location, opens earlier and stays open later than the lobby)
- Saturday hours: 9 AM to noon at many financial centers (use the Saturday Hours filter on the locator)
- Sunday hours: Most financial centers closed
- ATMs: 24/7 at most branch-attached and standalone ATMs
- 24/7 customer service (1-800-513-7678): Around the clock, every day
- Frost Bank Mobile app and online banking: 24/7
Federal holiday closures. Frost Bank financial centers are closed on standard Federal Reserve holidays: New Year’s Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas Day. ATMs, online banking, and the Frost Bank Mobile app remain available on federal holidays, and the 24/7 phone line stays open.
Frost Bank by region: where Frost operates in Texas
Frost Bank operates exclusively in Texas, with financial centers concentrated across the state’s major metropolitan and commercial regions:
San Antonio (HQ region)
San Antonio is Frost Bank’s headquarters and oldest market, with the largest concentration of financial centers in the state. The bank’s HQ at 100 W. Houston Street has been a San Antonio landmark since the 19th century. Frost also serves Boerne, New Braunfels (with the Creekside Financial Center opening in 2026), San Marcos, and surrounding areas.
- Frost Bank in San Antonio (37 locations across the City of San Antonio, including the Frost Tower headquarters branch)
Austin region
Austin is Frost Bank’s fastest-growing market. The bank announced a major Austin expansion that doubled its number of Austin financial centers by 2026, adding 17 new locations and more than 170 jobs.
Houston region
Houston is one of Frost Bank’s largest growth markets. Frost opened 25 new Houston financial centers between 2018 and early 2022, with 8 more planned by 2024 and ongoing expansion. Frost serves Houston, the Woodlands, Sugar Land, Katy, Cypress, Conroe, and surrounding areas.
Dallas / Fort Worth (Metroplex)
Frost has been aggressively expanding in the Dallas-Fort Worth Metroplex, announcing plans to triple its DFW financial center count with 28 new locations. The bank serves Dallas, Fort Worth, Plano, Arlington, Irving, Garland, Richardson, and Tarrant County.
Corpus Christi and Rio Grande Valley
Frost has served Corpus Christi and the Rio Grande Valley for decades, with financial centers in Corpus Christi, Brownsville, Harlingen, McAllen, Edinburg, Mission, Weslaco, and Laredo.
Permian Basin and Lubbock
Frost serves the Permian Basin (Midland, Odessa) and West Texas markets including Lubbock, providing banking to the energy industry and West Texas communities.
States where Frost Bank does NOT operate
Frost Bank is a Texas-only bank. Frost does NOT have financial centers or branches in Florida, Tennessee, Oklahoma, New Mexico, California, Ohio, Missouri, Virginia, Delaware, Illinois, or any state other than Texas. A Frost Bank listing in those states is most likely a different institution; Frost operates only in Texas. For US retail banking outside Texas, see major US bank pages like Chase, Bank of America, Wells Fargo, or U.S. Bank.
Contact Frost Bank
- 24/7 customer service: 1-800-513-7678 (real people, around the clock, every day)
- Lost or stolen card: 1-800-513-7678 (general customer service, 24/7)
- Online banking and bill pay support: 1-800-513-7678
- Specific financial center phone numbers: Use the locator at frostbank.com/locations to find the direct phone for any specific financial center
- HQ address: Frost Bank, 100 W. Houston Street, San Antonio, Texas 78205
About Frost Bank
Frost Bank is the principal banking subsidiary of Cullen/Frost Bankers, Inc. (NYSE: CFR), the largest publicly held bank holding company headquartered in Texas. Frost Bank was founded in 1868 in San Antonio as the Frost National Bank by Colonel Thomas C. Frost, beginning as a small mercantile banking business that grew with the development of South Texas. Over more than 150 years, Frost has expanded into one of the largest Texas-based banks, with about 200 financial centers across the state and total assets of $52.7 billion (as of March 31, 2026).
Cullen/Frost Bankers, Inc. was formed in 1977 through the merger of Cullen Bankers and Frost National Corporation. The company has been listed on the New York Stock Exchange under the ticker CFR since 1997 and is one of the 50 largest US banks. Frost Bank serves more than 6,000 employees statewide and operates in 8 major Texas regions: San Antonio (HQ), Austin, Corpus Christi, Dallas, Fort Worth, Houston, the Permian Basin, and the Rio Grande Valley.
Frost has held the highest customer satisfaction ranking in Texas in the J.D. Power U.S. Retail Banking Satisfaction Study for 17 consecutive years (longest streak in Texas), reflecting the bank’s long-standing reputation for personal service.
Services offered
Frost offers a full range of personal banking (checking and savings accounts, money market accounts, CDs, mortgages, home equity loans, auto loans, personal loans, credit cards, online and mobile banking), business and commercial banking, treasury management, wealth management (Frost Wealth Advisors), investment services, trust services (Frost Trust), and insurance (Frost Insurance).
Frequently asked questions
Where is the nearest Frost Bank financial center or ATM to my current location?
Use the Frost Bank locations map at the top of this page to find your nearest Frost financial center or ATM based on your current location. Click any pin for the exact address. For an official search with filters, use the locator at frostbank.com/locations (or locations.frostbank.com) and enter your Texas ZIP code or city, or open the Frost Bank Mobile app on iOS or Android, which uses your current location automatically.
Does Frost Bank operate outside of Texas?
No. Frost Bank is a Texas-only bank with about 200 financial centers across the state. Frost does not have financial centers in Florida, Tennessee, Oklahoma, New Mexico, California, Ohio, Missouri, Virginia, Delaware, Illinois, or any other state. If you live outside Texas and need US retail banking, see major banks like Chase, Bank of America, Wells Fargo, U.S. Bank, or Capital One.
Is Frost Bank open now near me?
Standard Frost Bank financial center hours are Monday to Friday 9 AM to 4 PM (lobby), with drive-thru hours often extending from 7:30 AM to 6 PM at many locations. Many financial centers also offer Saturday hours of 9 AM to noon. Most financial centers are closed on Sundays. To check whether a specific financial center is open right now, use the official locator at frostbank.com/locations.
What is Frost Bank’s customer service phone number?
The Frost Bank 24/7 customer service number is 1-800-513-7678, with real people available around the clock, every day. The same line handles lost or stolen cards, online banking support, and general customer service. For specific financial center phone numbers, use the locator at frostbank.com/locations.
What states does Frost Bank operate in?
Frost Bank operates exclusively in Texas, serving 8 major regions: San Antonio (HQ), Austin, Houston, Dallas, Fort Worth, Corpus Christi, the Rio Grande Valley, and the Permian Basin. Other markets include New Braunfels, Boerne, San Marcos, the Woodlands, Sugar Land, Lubbock, Midland, Odessa, Brownsville, Harlingen, McAllen, and Laredo. Frost does not have financial centers outside Texas.
What is Frost National Bank?
Frost National Bank is the historical and legal name of Frost Bank, used since the bank’s founding in 1868. The current brand and marketing name is simply “Frost Bank”, but the bank’s official charter and legal documents still use “Frost National Bank”. Both names refer to the same Texas-based bank, headquartered in San Antonio, and the principal subsidiary of Cullen/Frost Bankers, Inc. (NYSE: CFR).
Why is Frost Bank’s customer service so highly rated?
Frost has held the highest customer satisfaction ranking in Texas in the J.D. Power U.S. Retail Banking Satisfaction Study for 17 consecutive years (the longest streak in Texas), reflecting its long-standing commitment to personal service. Frost’s 24/7 customer service line is staffed by real people around the clock, every day of the year, rather than automated systems.
Is Frost Bank FDIC insured?
Yes. Frost Bank, N.A. is FDIC insured. Deposits are backed by the full faith and credit of the U.S. Government up to $250,000 per depositor, per insured bank, for each account ownership category, in line with all FDIC-insured US banks.
Is Frost Bank planning to open more branches?
Yes. Frost Bank is one of the most actively expanding banks in Texas. The bank announced a major Austin expansion that doubled the number of Austin financial centers by 2026 (adding 17 new locations and 170+ jobs), opened 25 new Houston financial centers between 2018 and early 2022 with 8 more planned by 2024, and is tripling its Dallas-Fort Worth financial center count with 28 new locations. New financial centers continue to open across the state, including the Creekside Financial Center in New Braunfels in 2026.
Get support
If you have a question about Frost Bank services or finding a financial center or ATM, you can browse the bank directory on our homepage, see the ATM Near Me guide for general ATM tips, or email us at info@bank-nearme.com.