Fulton Bank, N.A. (parent: Fulton Financial Corporation, NASDAQ: FULT) is one of the largest Mid-Atlantic US regional banks, with approximately $30 billion in total assets and approximately 239 branches across 6 US states (Pennsylvania, New Jersey, Maryland, Delaware, Virginia, and now New York). The bank was founded in 1882 in Lancaster, Pennsylvania, where it has remained headquartered for over 140 years. Fulton Bank’s most significant recent transaction was the April 2024 FDIC-assisted acquisition of Republic First Bank after Republic First’s failure, which added 32 branches across Pennsylvania, New Jersey, and New York and gave Fulton its first New York presence. Fulton Bank also announced on November 25, 2025 the planned acquisition of Blue Foundry Bancorp (a Rutherford, New Jersey-based $2.5 billion thrift), with the deal expected to close in Q2 2026. Fulton’s main office is at 1 Penn Square, Lancaster, Pennsylvania 17602.
Map of Fulton Bank locations near me
Use the Fulton Bank branch locator below to find the nearest Fulton Bank in your location, with branch hours, services, and contact details. The map covers all 239 Fulton Bank branches across the 6-state Mid-Atlantic footprint. You can click ‘Use my location‘ to view branches and ATMs around you on the map.
Fulton Bank at a glance
- Official name: Fulton Bank, N.A. (a national bank chartered by the OCC, Member FDIC)
- Parent company: Fulton Financial Corporation (NASDAQ: FULT)
- Founded: 1882 in Lancaster, Pennsylvania (as Fulton National Bank)
- Headquarters: 1 Penn Square (One Penn Square), Lancaster, Pennsylvania 17602 (moved to this location in late 2022)
- Branches: approximately 239 across 6 US states (Pennsylvania, New Jersey, Maryland, Delaware, Virginia, New York)
- Total assets: approximately $30 billion
- Customer service: 1-800-FULTON-4 (1-800-385-8664), Monday to Friday 7:00 AM to 8:00 PM ET; Saturday 8:00 AM to 3:00 PM ET; 24-hour automated account information available 24/7/365
- FDIC certificate: 7551
- Stock ticker: FULT on NASDAQ
- Recent acquisitions: Republic First Bank (April 2024, FDIC-assisted acquisition after Republic First’s failure, 32 branches in PA/NJ/NY); Blue Foundry Bancorp (announced November 25, 2025, expected Q2 2026 close, $2.5 billion NJ thrift)
- FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category
Fulton Bank branch near me
Fulton Bank operates approximately 239 retail branches across 6 US states with the densest concentration in the original Pennsylvania heritage market, the New Jersey and New York metro presence added through the 2024 Republic First Bank acquisition, plus the Mid-Atlantic states of Maryland, Delaware, and Virginia. Use the official Fulton Bank branch locator at fultonbank.com to find a branch with addresses, phone numbers, hours, services, and a map.
Fulton Bank in Pennsylvania (the home state since 1882)
Pennsylvania is Fulton’s home and densest market, with the bank headquartered at 1 Penn Square in Lancaster (Lancaster County). Major Pennsylvania concentrations include:
- Lancaster (the headquarters region): downtown Lancaster, the Lancaster County suburbs, and the broader Lancaster County region
- Philadelphia metro: Philadelphia, Bucks County, Montgomery County, Delaware County, and Chester County (the Philly suburbs); the Republic First acquisition significantly expanded Fulton’s Philadelphia metro footprint
- Harrisburg and central Pennsylvania: Harrisburg (the PA state capital), York, Carlisle, and surrounding Cumberland and Dauphin counties
- Reading, Allentown, and the Lehigh Valley: Berks County (Reading), Lehigh County (Allentown), Northampton County (Bethlehem, Easton)
- Scranton-Wilkes-Barre and northeastern Pennsylvania
- Pittsburgh and southwestern Pennsylvania
Fulton Bank in New Jersey
New Jersey is Fulton’s second-largest state market, with branches across the state. The New Jersey footprint expanded significantly through the April 2024 Republic First Bank acquisition (which had a strong Southern New Jersey and Philadelphia-suburb presence) and is expected to expand further with the pending Q2 2026 Blue Foundry Bancorp acquisition (which adds Northern New Jersey thrift branches in Bergen, Passaic, Essex, and Hudson counties). Major NJ markets include:
- Northern New Jersey: Bergen, Passaic, Essex, Morris, Hudson counties (the NYC suburbs), expanding with Blue Foundry
- Central New Jersey: Middlesex, Monmouth, Somerset counties, including New Brunswick, Princeton, Edison
- Southern New Jersey: Camden, Burlington, Gloucester, Atlantic counties (the Philadelphia suburbs), expanded through Republic First acquisition
Fulton Bank in Maryland
Maryland branches concentrate in Baltimore, the DC suburbs (Bethesda, Rockville, Silver Spring, Frederick), Annapolis, and the Eastern Shore counties.
Fulton Bank in Delaware
Delaware branches cover Wilmington, Newark, Dover, and southern Delaware (Lewes, Rehoboth Beach, Sussex County).
Fulton Bank in Virginia
Virginia branches cover Northern Virginia (Arlington, Fairfax, the DC suburbs) and Richmond.
Fulton Bank in New York (post-Republic First)
New York became a new Fulton market through the April 2024 Republic First Bank acquisition. Republic First had New York branches that transferred to Fulton; these are concentrated in the New York City metro.
For the official state list with branch addresses, see fultonbank.com.
Fulton Bank ATM near me
Use the Fulton Bank ATM finder to find the closest Fulton Bank ATM machine around you, including drive-up and 24-hour ATMs at branches. Fulton Bank operates approximately 239+ ATMs at branches across the 6-state Mid-Atlantic footprint plus additional standalone ATMs in major markets.
- Fulton Bank branded ATMs: Fulton Bank checking and savings customers can use any Fulton ATM fee-free for withdrawals, deposits, and balance inquiries.
- Out-of-network ATMs: using a non-Fulton ATM may incur a fee from Fulton plus the ATM operator’s surcharge. Some Fulton premium account tiers refund a limited number of out-of-network ATM fees per statement cycle.
- Drive-up ATMs: many Fulton branches have drive-up ATMs accessible 24/7, particularly in suburban Pennsylvania, New Jersey, and Maryland markets.
- Deposit ATMs: modern Fulton branch ATMs accept cash and check deposits without an envelope, with funds typically available the next business day.
Fulton Bank distinctive features and recent growth
The April 2024 Republic First Bank FDIC-assisted acquisition
The most significant transaction in Fulton’s recent history was the April 26, 2024 acquisition of substantially all assets and deposits of Republic First Bank from the Federal Deposit Insurance Corporation (FDIC). Republic First, a Philadelphia-headquartered bank with approximately $6 billion in assets and 32 branches across Pennsylvania, New Jersey, and New York, had been closed by the Pennsylvania Department of Banking and Securities and placed in FDIC receivership earlier that day. Fulton Bank, N.A. was named the assuming institution and took on Republic First’s branches, deposits, and most assets. The acquisition gave Fulton significant Philadelphia metro expansion and its first New York presence. The deal was Fulton’s largest transaction in the bank’s history at the time.
Post-acquisition branch consolidation
Following the Republic First acquisition, Fulton announced the closure of 18 bank branches in 2024-2025 to eliminate overlap: 5 former Republic First branches and 13 of Fulton’s own original branches, primarily in the greater Philadelphia and Southern New Jersey markets where the two networks overlapped. The closures consolidated Fulton’s combined footprint to approximately 239 branches.
The November 2025 Blue Foundry Bancorp announcement
On November 25, 2025, Fulton Financial Corporation announced the planned acquisition of Blue Foundry Bancorp, a Rutherford, New Jersey-headquartered thrift holding company with approximately $2.5 billion in assets. Blue Foundry operates branches in Northern New Jersey (Bergen, Passaic, Essex, Hudson counties) and adds to Fulton’s existing New Jersey presence. The transaction is expected to close in Q2 2026, subject to regulatory and shareholder approvals.
Fulton Bank hours, Saturday hours, and open now
Fulton Bank branch hours vary by location, but most branches follow this typical schedule:
| Day | Typical hours |
|---|---|
| Monday to Friday | 9:00 AM to 5:00 PM lobby; drive-up often opens earlier and closes later at many branches |
| Saturday | 9:00 AM to 12:00 PM at many Fulton branches; some closed Saturday |
| Sunday | Closed at all branches |
Fulton Bank branches are closed on the standard 11 US federal holidays. ATMs at all branches are available 24/7 even when the branch is closed. The Fulton Bank Direct Banking Center customer service line at 1-800-FULTON-4 (1-800-385-8664) is open Monday to Friday 7:00 AM to 8:00 PM ET and Saturday 8:00 AM to 3:00 PM ET. The 24-hour Automated Account Information line is available 24/7/365. For exact hours at your specific branch, use the official Fulton Bank locator at fultonbank.com.
Federal holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (third Monday of January)
- Presidents Day (third Monday of February)
- Memorial Day (last Monday of May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (first Monday of September)
- Columbus Day (second Monday of October)
- Veterans Day (November 11)
- Thanksgiving Day (fourth Thursday of November)
- Christmas Day (December 25)
Is Fulton Bank open now near me? Most Fulton branches keep weekday business hours (9 AM to 5 PM) plus Saturday morning hours at many locations. ATMs at all branches are available 24/7. The Fulton Bank Direct Banking Center phone line at 1-800-385-8664 is open M-F 7 AM-8 PM ET and Saturday 8 AM-3 PM ET. Automated account information is available 24/7/365.
Contact Fulton Bank: customer service phone numbers
- Fulton Bank Direct Banking Center (main line): 1-800-FULTON-4 (1-800-385-8664), Monday to Friday 7:00 AM to 8:00 PM ET; Saturday 8:00 AM to 3:00 PM ET
- 24-Hour Automated Account Information: 1-800-385-8664 (same number, automated menu available 24/7/365)
- Lost or Stolen Card Reporting: 1-800-385-8664 during business hours; check fultonbank.com/Report-Lost-Or-Stolen-Card for after-hours options
- Fulton Bank Online and Mobile Banking technical support: 1-800-385-8664 (same as main line)
- Fulton Bank Mortgage Servicing: contact through the main line or your dedicated mortgage banker
- Visit a branch: use the locator at fultonbank.com to find your nearest branch and its direct phone number
The Fulton Bank Direct Banking Center is the primary customer-facing service operation and handles consumer banking inquiries across the 6-state Mid-Atlantic footprint. The 24/7 automated phone line provides balance, transfer, and recent-transaction information outside business hours.
About Fulton Bank: 140+ years of Pennsylvania community banking
Founding: 1882 in Lancaster, Pennsylvania
Fulton Bank was founded in 1882 in Lancaster, Pennsylvania as the Fulton National Bank, named for Robert Fulton, the 19th-century Pennsylvania-born inventor of the commercial steamboat. The bank was chartered under the National Bank Act and served the Lancaster County agricultural and small-business economy of the late 19th and early 20th centuries. Lancaster County was historically one of the most productive US agricultural regions, and Fulton Bank grew with the surrounding economy.
20th-century expansion across Pennsylvania
Through the 20th century, Fulton expanded steadily across Pennsylvania through both organic growth and acquisitions of smaller Pennsylvania community banks. By the late 20th century, Fulton had become one of the larger Pennsylvania-headquartered banks. Fulton Financial Corporation, the holding company, was formed in 1982 to facilitate multi-bank expansion under a holding-company structure.
The Mid-Atlantic expansion (1990s-2000s)
Fulton expanded into New Jersey, Maryland, Delaware, and Virginia through a series of community bank acquisitions in the 1990s and 2000s. The bank consolidated its various acquired affiliate banks under a single Fulton Bank, N.A. brand in 2018, simplifying the previously multi-brand holding-company structure.
The 2024 Republic First Bank acquisition
The most significant recent transaction was the April 26, 2024 FDIC-assisted acquisition of Republic First Bank after Republic First’s failure. The deal added 32 branches across PA/NJ/NY (with Fulton’s first NY presence), approximately $6 billion in assets, and approximately $5 billion in deposits at favorable FDIC terms. Following the acquisition, Fulton consolidated 18 overlapping branches to streamline the combined footprint.
The 2025-2026 Blue Foundry Bancorp announcement
On November 25, 2025, Fulton announced the planned acquisition of Blue Foundry Bancorp, a Northern New Jersey-headquartered thrift with $2.5 billion in assets. The deal is expected to close in Q2 2026 and will further expand Fulton’s New Jersey footprint, particularly in the Bergen, Passaic, Essex, and Hudson county markets adjacent to New York City.
Fulton Bank today
Fulton Bank is now a $30 billion Mid-Atlantic regional bank with approximately 239 branches across 6 states. The bank serves both consumer (checking, savings, mortgages, credit cards) and commercial (middle-market commercial banking, treasury management, small business banking) customers across the Pennsylvania heritage market, the New York-New Jersey-Philadelphia tri-state metro, and the broader Mid-Atlantic region.
Frequently asked questions
Where is the Nearest Fulton Bank Branch Near Me?
Use the official Fulton Bank branch locator at fultonbank.com to find your nearest branch by ZIP code, city, or state. Fulton operates approximately 239 branches across 6 US states (Pennsylvania, New Jersey, Maryland, Delaware, Virginia, New York), with the densest concentration in Pennsylvania (the home state since 1882, including Lancaster, Philadelphia, Harrisburg, Allentown), New Jersey (significantly expanded through the 2024 Republic First Bank acquisition), and the Maryland/Delaware/Virginia Mid-Atlantic markets.
How to Find the Closest Fulton Bank ATM Around Your Location
Use the Fulton Bank ATM finder at fultonbank.com to find the closest Fulton Bank ATM machine around you. Fulton operates approximately 239+ ATMs at branches and additional standalone ATMs in major markets across its 6-state Mid-Atlantic footprint. ATMs at branches are typically accessible 24/7 even when the branch is closed.
Use the Map to See Locations of Fulton Bank Around You
The map on this page shows Fulton Bank branches and ATMs near your location. Fulton has the densest branch concentrations in Pennsylvania (home state since 1882; Lancaster, Philadelphia metro post-Republic First, Harrisburg, Allentown, Reading), New Jersey (significantly expanded through the 2024 Republic First Bank acquisition, plus pending Q2 2026 Blue Foundry Bancorp expansion), Maryland (Baltimore, DC suburbs), Delaware (Wilmington), Virginia (Northern Virginia, Richmond), and New York (post-Republic First, in the NYC metro).
What is the Fulton Bank customer service phone number?
The main Fulton Bank Direct Banking Center customer service number is 1-800-FULTON-4 (1-800-385-8664), available Monday to Friday 7:00 AM to 8:00 PM ET and Saturday 8:00 AM to 3:00 PM ET. The 24-hour Automated Account Information line is available 24/7/365 at the same number.
Is Fulton Bank FDIC insured?
Yes. Fulton Bank, N.A. is FDIC insured (FDIC certificate #7551). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Where is Fulton Bank headquartered?
Fulton Bank is headquartered at 1 Penn Square (One Penn Square), Lancaster, Pennsylvania 17602, in downtown Lancaster (Lancaster County). The bank moved to this current headquarters in late 2022. Fulton has been Lancaster-based since its 1882 founding (over 140 years), making it one of the older continuously operating banks in Pennsylvania.
How many Fulton Bank locations are there?
Fulton Bank operates approximately 239 branches across 6 US states with approximately $30 billion in total assets. The largest concentrations are in Pennsylvania (the home state since 1882), New Jersey (post the 2024 Republic First Bank acquisition), and the Maryland-Delaware-Virginia Mid-Atlantic markets.
What happened with the Republic First Bank acquisition?
On April 26, 2024, the Pennsylvania Department of Banking and Securities closed Republic First Bank and the FDIC placed it in receivership. Fulton Bank, N.A. was named the assuming institution and acquired substantially all of Republic First’s assets and assumed substantially all of its deposits. The deal added 32 branches across Pennsylvania, New Jersey, and New York (Fulton’s first New York presence), approximately $6 billion in assets, and approximately $5 billion in deposits. Following the acquisition, Fulton closed 18 overlapping branches (5 former Republic First and 13 Fulton legacy branches) to streamline the combined footprint.
What is the Blue Foundry Bancorp acquisition?
On November 25, 2025, Fulton Financial Corporation announced the planned acquisition of Blue Foundry Bancorp, a Rutherford, New Jersey-headquartered thrift holding company with approximately $2.5 billion in assets. Blue Foundry operates branches in Northern New Jersey (Bergen, Passaic, Essex, Hudson counties). The transaction is expected to close in Q2 2026, subject to regulatory and shareholder approvals. The acquisition will further expand Fulton’s New Jersey footprint, particularly in the markets adjacent to New York City.
Are Fulton Bank branches open on Saturday?
Yes, at many branches. Most Fulton Bank branches in Pennsylvania, New Jersey, Maryland, and Delaware have Saturday hours, typically 9:00 AM to 12:00 PM. Some branches in smaller markets are closed Saturday. The Fulton Bank Direct Banking Center phone line is open Saturday 8:00 AM to 3:00 PM ET. Confirm Saturday hours with the specific branch using the locator at fultonbank.com.
Are Fulton Bank branches open on Sunday?
No. Fulton Bank branches are closed on Sundays at all locations. ATMs at all branches are available 24/7. The customer service phone line is closed Sunday but the 24-hour Automated Account Information line at 1-800-385-8664 is available 24/7. The mobile app and online banking handle routine banking 24/7. See our Banks Open on Sunday Near Me page for the list of banks with Sunday hours.
How do I report a lost or stolen Fulton Bank card?
To report a lost or stolen Fulton Bank debit or credit card, call 1-800-385-8664 during business hours (Monday to Friday 7:00 AM to 8:00 PM ET; Saturday 8:00 AM to 3:00 PM ET). The Fulton Bank Report Lost Or Stolen Card page at fultonbank.com/Report-Lost-Or-Stolen-Card provides additional after-hours card-locking options. You can also lock your card immediately through the Fulton Bank mobile app without calling, which is the fastest way to prevent unauthorized use.
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- Banks Open on Holidays Near Me, the federal holiday schedule and which banks observe which holidays
- Banks Open on Sunday Near Me, the full list of banks with Sunday hours
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