Several different U.S. banks share the “Guaranty Bank” name, plus a large Nigerian bank called Guaranty Trust Bank (GTBank). Some Guaranty Banks are still active community banks; others have been merged or closed. This page shows which Guaranty Bank operates in your area, how to find the closest branch or ATM, and which one you should call for customer service.
Map of Guaranty Bank locations near me
Use the map below to see nearby banks branded “Guaranty” in your area. Because there are multiple unrelated Guaranty Banks, the map may show a mix of community banks in Missouri, Mississippi, Texas, Louisiana, Colorado (legacy branches now under Independent Financial), and other states. Match the branch address to the correct Guaranty Bank in the sections below.
The main “Guaranty Bank” institutions at a glance
- Guaranty Bank (Missouri): Community bank headquartered in Springfield, Missouri; subsidiary of Guaranty Federal Bancshares (NASDAQ: GFED); operates roughly 15 to 20 branches in Missouri; website gbankmo.com
- Guaranty Bank & Trust, N.A. (Colorado / Texas legacy): Denver-based community bank that merged with Independent Bank Group in January 2019 and rebranded to Independent Financial; the “Guaranty Bank & Trust” name and gbtonline.com are historical, but former customers now bank at Independent Financial
- Guaranty Bank (Wisconsin, defunct): Milwaukee-headquartered thrift closed by the FDIC on May 5, 2017. First-Citizens Bank & Trust Company assumed the deposits and continued servicing the roughly 118 former branches; current customers bank at First-Citizens
- Guaranty Bank & Trust Company of Mississippi: Small community bank based in Belzoni, Mississippi (Mississippi Delta); serves the local area only
- Guaranty Bank (Texas): Community bank in Mount Pleasant, Texas and East Texas; separate from the Colorado GB&T
- Guaranty Trust Bank (Nigeria / West Africa): Large Nigerian bank now branded GTBank, part of Guaranty Trust Holding Company (GTCO Plc); retail branches in Nigeria plus international subsidiaries in West Africa, East Africa, and the UK
Guaranty Bank (Missouri) branches and ATMs near me
Guaranty Bank of Missouri is a community bank owned by Guaranty Federal Bancshares, headquartered in Springfield, Missouri, and listed on Nasdaq as GFED. It operates roughly 15 to 20 branches in the Springfield, Ozark, Nixa, Republic, and Southwest Missouri area, plus additional locations. Find the closest branch or ATM at gbankmo.com or the locations page at gbankmo.com/about/locations-hours.
Guaranty Bank & Trust: Colorado and Texas (now Independent Financial)
Guaranty Bank & Trust, N.A. was headquartered in Denver, Colorado and served the Colorado Front Range plus additional markets. In January 2019, its parent Guaranty Bancorp merged with Independent Bank Group of Texas. The combined bank now operates under the Independent Financial brand from Texas headquarters, and the “Guaranty Bank & Trust” branch signs across Colorado and Texas were rebranded to Independent Financial. The former Guaranty Bank & Trust branches in Texas now operate as Independent Financial.
Independent Financial retail locator: try independent-bank.com/locations for current branches and ATMs. The gbtonline.com legacy address may still redirect to the successor bank’s website.
The Guaranty Bank & Trust locator (legacy, now Independent Financial). Source: historical gbtonline.com
Guaranty Bank Wisconsin: closed in 2017
Guaranty Bank was a thrift headquartered in Milwaukee, Wisconsin. On May 5, 2017, the Office of the Comptroller of the Currency (OCC) closed Guaranty Bank and the FDIC was appointed receiver. First-Citizens Bank & Trust Company assumed all deposits, and the roughly 118 former Guaranty Bank branches continued operating as First-Citizens branches or were consolidated with existing First-Citizens locations. Current Guaranty Bank Wisconsin customers now bank at First-Citizens Bank.
Guaranty Bank & Trust Company of Mississippi (Belzoni)
Guaranty Bank & Trust Company of Mississippi is a small community bank headquartered in Belzoni, Mississippi (in the Mississippi Delta region, Humphreys County). It serves the local Belzoni, Indianola, and Delta area with a handful of branches. This bank is unrelated to the Colorado Guaranty Bank & Trust and unrelated to the Missouri Guaranty Bank. Find current branch and hours info on the bank’s local website or by calling the branch directly.
Guaranty Bank in East Texas (Mount Pleasant)
A separate community bank named Guaranty Bank & Trust operates in Mount Pleasant, Texas and the East Texas region, unrelated to the Colorado GB&T that merged into Independent Financial. This is a small, locally focused community bank. Find the closest branch through the East Texas locator on the bank’s website or by calling the local branch.
Guaranty Trust Bank (Nigeria): GTBank / GTCO
Guaranty Trust Bank is a large West African bank headquartered in Lagos, Nigeria and part of Guaranty Trust Holding Company Plc (GTCO). It operates hundreds of retail branches across Nigeria and international subsidiaries in Ghana, Kenya, Uganda, Rwanda, Tanzania, Sierra Leone, Liberia, Gambia, Ivory Coast, plus a UK office in London (GTBank UK). Guaranty Trust Bank (GTBank) locations are in Nigeria, the UK, and West Africa, not in the U.S. Find the closest GTBank branch on gtbank.com or the country-specific GTBank website.
Guaranty Federal Bank / Guaranty Federal Bancshares
Guaranty Federal Bancshares is the Nasdaq-listed parent of Guaranty Bank Missouri (see above); GFED is not a separate bank. Guaranty Federal Bancshares’ retail banking arm is Guaranty Bank Missouri at gbankmo.com. Separate small institutions in other states (for example Guaranty Federal Savings Bank in some communities) also exist but are unrelated.
Guaranty Bank ATM near me
ATM access depends on which Guaranty Bank you have:
- Guaranty Bank Missouri (GFED): Guaranty Bank ATMs at every branch, plus fee-free access to certain partner ATMs. Filter for ATM on gbankmo.com/about/locations-hours.
- Guaranty Bank & Trust legacy Colorado/Texas (now Independent Financial): ATM access follows Independent Financial’s network. Use independent-bank.com locator.
- Former Guaranty Bank Wisconsin (now First-Citizens): ATM access follows First-Citizens Bank’s network. Use First-Citizens’ locator.
- GTBank Nigeria (and other GTCO subsidiaries): GTBank ATMs across Nigeria and subsidiary countries, plus fee-free access at partner networks per country. Use gtbank.com locator.
Match the ATM address to the correct Guaranty Bank in the sections above.
Guaranty Bank hours
Hours depend on the Guaranty Bank:
- Guaranty Bank Missouri: Monday to Friday typically 8:00 or 9:00 AM to 5:00 PM local time; select branches have Saturday morning drive-thru hours; closed Sunday.
- Independent Financial (former GB&T Colorado/Texas): Typical community-bank hours Monday to Friday 9:00 AM to 5:00 PM plus limited Saturday drive-thru; check independent-bank.com/locations.
- First-Citizens (former GB Wisconsin): Typical hours vary; see First-Citizens’ locator.
- GTBank Nigeria: Nigeria branches typically Monday to Friday 8:00 AM to 4:00 PM local time.
Contact the right Guaranty Bank
- Guaranty Bank Missouri (Springfield MO): Contact through the branch nearest you or the customer service line on gbankmo.com
- Independent Financial (former Guaranty Bank & Trust Colorado/Texas): Customer service and locator at independent-bank.com
- First-Citizens Bank (former Guaranty Bank Wisconsin customers): 1-888-323-4732 general customer service
- Guaranty Bank & Trust Company of Mississippi (Belzoni): Local branch phone numbers on the bank’s website
- Guaranty Trust Bank (Nigeria / GTBank): 0700 4826 4826 (0700-GTCONNECT) toll-free within Nigeria, or +234 1 448 0000; website gtbank.com
About the Guaranty Bank name
Multiple U.S. community banks were founded in the 20th century using the “Guaranty Bank” name because “guaranty” was a common trust-and-safety marker for small local banks after the Great Depression. Because the name is generic, several unrelated institutions share it, with different owners, states, product lines, and websites. When looking for the Guaranty Bank near you, match your ZIP code or branch address to the correct institution above.
Frequently asked questions
Which Guaranty Bank is in my state?
If you are in Missouri (Springfield and Southwest Missouri), it is likely Guaranty Bank Missouri (gbankmo.com). If you are in Colorado or Texas and remember Guaranty Bank & Trust, that is now Independent Financial (independent-bank.com) after the 2019 merger. If you are in Wisconsin and remember Guaranty Bank Milwaukee, it closed in 2017; those branches became First-Citizens. If you are in the Mississippi Delta (Belzoni area), it is Guaranty Bank & Trust Company of Mississippi. If you are in Nigeria or West Africa, it is likely Guaranty Trust Bank (GTBank).
Is Guaranty Bank & Trust in Colorado still open?
No, not under the Guaranty Bank & Trust brand. Guaranty Bancorp merged with Independent Bank Group in January 2019, and the branches rebranded to Independent Financial. Customer accounts and services continue at Independent Financial.
What happened to Guaranty Bank in Wisconsin?
Guaranty Bank Milwaukee was closed by the Office of the Comptroller of the Currency on May 5, 2017, with the FDIC appointed as receiver. First-Citizens Bank & Trust Company assumed the deposits and continued operating the former branches. Guaranty Bank Wisconsin no longer exists.
Is Guaranty Trust Bank (GTBank) the same as U.S. Guaranty Bank?
No. Guaranty Trust Bank is a Nigerian bank headquartered in Lagos, part of Guaranty Trust Holding Company (GTCO Plc). It has no U.S. retail presence; there is a GTBank UK office in London but no U.S. branches. From the U.S., Guaranty Trust Bank means the Nigerian bank, not any of the American Guaranty Banks.
Where is the closest Guaranty Bank ATM to me?
Match the ATM sign or address to the correct Guaranty Bank in the sections above. Guaranty Bank Missouri ATMs are in Missouri; former Guaranty Bank & Trust ATMs in Colorado and Texas now operate as Independent Financial; former Guaranty Bank Wisconsin ATMs now operate as First-Citizens; GTBank ATMs are in Nigeria and GTCO subsidiary countries.
What is the Guaranty Bank customer service phone number?
It depends on which Guaranty Bank you have. For Guaranty Bank Missouri (gbankmo.com), check gbankmo.com for the current customer service line. For former GB&T Colorado/Texas customers (now Independent Financial), see independent-bank.com. For former GB Wisconsin customers, First-Citizens general customer service is 1-888-323-4732. For GTBank Nigeria, 0700 4826 4826 (0700-GTCONNECT) or +234 1 448 0000.
Is Guaranty Bank open right now?
Guaranty Bank Missouri typically operates Monday to Friday 8:00 or 9:00 AM to 5:00 PM local time, with select branches offering Saturday morning drive-thru; closed Sunday. Former GB&T branches (now Independent Financial) follow that bank’s community-branch hours. Confirm today’s hours on each specific bank’s locator.
More bank guides on Banks Near Me
Looking for the successor banks or other community banks? See First-Citizens Bank (for former Guaranty Bank Wisconsin customers), Bank of America, Wells Fargo, U.S. Bank, Regions Bank, and Hancock Whitney. For holiday closures, see banks open on holidays near me.