Looking for the nearest M&T Bank (MTB) branch or ATM to your current location? Enter your ZIP code, address, city, or state into the official M&T locator, or use the interactive map below. M&T’s footprint expanded significantly in April 2022 when M&T Bank Corporation completed its $8.3 billion acquisition of People’s United Financial, adding Connecticut, Massachusetts, Vermont, New Hampshire, and Maine to the network. This page covers the verified 24/7 customer service number, branch hours and Saturday hours, the Federal holiday closure schedule, a state-by-state list of all 12 states plus Washington DC where M&T operates, Wilmington Trust (M&T’s wealth and trust subsidiary), and answers to the most common M&T Bank questions, including what happened to People’s United accounts.
Map of M&T Bank locations near me
Use the M&T branch locator below to find the nearest M&T Bank in your location, with branch hours, services, and contact details.
M&T Bank at a glance
- Official name: Manufacturers and Traders Trust Company, doing business as M&T Bank (often “M and T Bank”, “M+T Bank”, or “MTB”)
- Founded: January 1856 in Buffalo, New York
- Headquarters: One M&T Plaza, 345 Main Street, Buffalo, New York 14203
- Parent company: M&T Bank Corporation (NYSE: MTB)
- U.S. bank ranking: 14th-largest U.S. bank by branch count, a top-25 U.S. commercial bank by assets
- Branches: approximately 933 across 12 U.S. states plus Washington DC (post April 2022 People’s United merger)
- ATMs: approximately 2,200 across the 12-state footprint plus DC
- Employees: approximately 22,000
- Customer service (24/7): 1-800-724-2440
- M&T Bank Online support: 1-800-790-2265
- Wilmington Trust (wealth + trust): 1-800-651-9080
- Official locator: locations.mtb.com
- FDIC insured: yes, FDIC certificate #588
M&T Bank branch and ATM locations near me
To find the nearest M&T Bank branch or ATM to your current location, use the map above or the official locator at locations.mtb.com. Enter your ZIP code, address, city, or state into the search box. The locator shows lobby hours, drive-up hours, available services, ATM type, and the direct phone number for each branch.
Search by city, state, or ZIP code. Filter by branch or ATM. Source: locations.mtb.com
You can also click ‘Browse Our Directory’ on the locator page to be taken to a state-by-state listings page. Select your state to see a comprehensive directory of M&T branches in that state.
M&T Bank ATM near me
M&T Bank operates approximately 2,200 ATMs across its 12-state footprint plus DC. Most M&T ATMs are at M&T branches and are accessible 24/7 even when the branch is closed. M&T also has standalone drive-up ATMs at many branches across the Northeast and Mid-Atlantic, and M&T customers can use partner-network ATMs surcharge-free at participating locations.
Use the M&T ATM finder to find the closest M&T ATM machine around you, including drive-up and 24-hour ATMs.
M&T Bank ATM Deposit and drive-up ATMs
Most M&T branch ATMs accept cash and check deposits, including envelope-free deposits 24/7. Drive-up ATMs are particularly common at standalone branches in suburban areas across NY, PA, MD, NJ, and CT. For users searching “m&t atm locations close to my location”, “m&t bank atm near me fees”, “mt bank near me atm”, or “m and t bank atm locator usa”, use the locator filter for ATM type to find a fee-free option near you.
M&T Mobile Banking app
You can also locate M&T branches and ATMs from your phone using the M&T Mobile Banking app on iPhone and Android. The app includes the branch and ATM finder, mobile check deposit, Zelle, card lock and unlock, and integration with M&T Online Banking.
M&T Bank hours, Saturday hours, and open now
M&T Bank branch hours vary by location, but most banking centers follow this typical schedule:
| Day | Typical hours |
|---|---|
| Monday to Friday | 9:00 AM to 5:00 PM lobby (some locations until 6:00 PM); drive-up often opens earlier |
| Saturday | 9:00 AM to 12:00 PM or 1:00 PM (many locations open Saturday morning) |
| Sunday | Closed at most locations; some supermarket-based branches open Sunday |
Drive-up windows typically open about 30 minutes before the lobby. Always confirm the hours for your specific branch on the official locator before visiting. ATMs at branches are typically available 24/7 even when the branch is closed.
Is M&T Bank open now near me? Use the locator filter for “open now” or sort branches by today’s hours. ATMs are 24/7. M&T’s general customer service line at 1-800-724-2440 is staffed 24 hours a day, 7 days a week for account help, card support, online banking issues, and general inquiries.
M&T Bank holiday hours
M&T branches follow the Federal Reserve holiday schedule and are closed on the following days each year. ATMs, online banking, the M&T Mobile app, and 24/7 phone support remain available.
| Holiday | Date | Branches |
|---|---|---|
| New Year’s Day | January 1 | Closed |
| Martin Luther King Jr. Day | 3rd Monday of January | Closed |
| Presidents Day | 3rd Monday of February | Closed |
| Memorial Day | Last Monday of May | Closed |
| Juneteenth | June 19 | Closed |
| Independence Day | July 4 | Closed |
| Labor Day | 1st Monday of September | Closed |
| Columbus Day | 2nd Monday of October | Closed |
| Veterans Day | November 11 | Closed |
| Thanksgiving Day | 4th Thursday of November | Closed |
| Christmas Day | December 25 | Closed |
When a Federal holiday falls on a Saturday, branches typically remain closed that Saturday; when it falls on a Sunday, branches typically close the following Monday.
M&T Bank by state
M&T Bank operates approximately 933 branches across 12 U.S. states plus Washington DC, concentrated in the Northeast and Mid-Atlantic. M&T ranks #1 in deposit market share in Maryland and Connecticut, and #2 in New York. Verified per-state branch counts: New York (267), Maryland (149), Pennsylvania (125), Connecticut (119), New Jersey (64), Massachusetts (63), Delaware (36), Vermont (36), New Hampshire (25), Virginia (24), Maine (16), Washington DC (7), West Virginia (2). The April 2022 People’s United merger added the New England states (CT, MA, VT, NH, ME) plus parts of southeastern NY.
M&T Bank in New York
New York is M&T’s home state with 267 branches (2nd-largest deposit share in the state). M&T is headquartered in Buffalo (One M&T Plaza, 345 Main Street), where the bank was founded in 1856 as Manufacturers and Traders Trust Company. Locations span Buffalo (14202, 14203), New York City (all five boroughs), Rochester, Syracuse, Albany, Long Island, Mattydale (Syracuse suburb), Penn Yan (Finger Lakes), Mumford (Western NY), and most other New York cities. View New York branches on the official New York locator.
- M&T Bank in Buffalo (43 locations across the City of Buffalo, including the One M&T Plaza headquarters branch)
M&T Bank in Maryland
Maryland is M&T’s 2nd-largest state with 149 branches and the #1 deposit market share in Maryland. Locations span Baltimore (a historic M&T market dating back to the 2003 Allfirst Financial acquisition), Annapolis, Frederick, Rockville, Silver Spring, Hagerstown, Salisbury, the Eastern Shore, Capitol Heights (20743), and Harpers Ferry MD-WV border area. View Maryland branches on the official Maryland locator.
M&T Bank in Pennsylvania
Pennsylvania M&T has 125 branches, ranking #6 in PA deposit market share. Locations span Philadelphia metro, Pittsburgh, Harrisburg, Allentown, Reading, Erie, Scranton, Lancaster, and York. View Pennsylvania branches on the official Pennsylvania locator.
M&T Bank in Connecticut
Connecticut M&T has 119 branches and the #1 deposit market share in Connecticut, added through the April 2022 People’s United acquisition (People’s United was headquartered in Bridgeport CT). Locations span Bridgeport, Hartford, New Haven, Stamford, Norwalk, Waterbury, Danbury, New Britain, Fairfield, and Greenwich. View Connecticut branches on the official Connecticut locator.
M&T Bank in New Jersey
New Jersey M&T has 64 branches across Newark, Jersey City, Edison, Trenton, Camden, Cherry Hill, Willingboro (08046), and the Bergen, Essex, Hudson, Middlesex, and Monmouth counties. View New Jersey branches on the official New Jersey locator.
M&T Bank in Massachusetts
Massachusetts M&T has 63 branches, added through the April 2022 People’s United acquisition. Locations span Boston, Worcester, Springfield, Cambridge, Lowell, Brockton, Quincy, Andover (01810), and Western Massachusetts. View Massachusetts branches on the official Massachusetts locator.
M&T Bank in Delaware
Delaware M&T has 36 branches concentrated in Wilmington (also the corporate home of Wilmington Trust, M&T’s wealth and trust subsidiary, see below), Newark DE, Dover, and Rehoboth Beach. View Delaware branches on the official Delaware locator.
M&T Bank in Vermont
Vermont M&T has 36 branches, added through the April 2022 People’s United acquisition. Locations span Burlington, South Burlington, Rutland, Montpelier, Brattleboro, Bennington, and the Stowe ski-resort area. View Vermont branches on the official Vermont locator.
M&T Bank in New Hampshire
New Hampshire M&T has 25 branches, added through the April 2022 People’s United acquisition. Locations span Manchester, Nashua, Concord, Portsmouth, Dover, and the Lake Winnipesaukee area. View New Hampshire branches on the official New Hampshire locator.
M&T Bank in Virginia
Virginia M&T has 24 branches concentrated in Northern Virginia (Arlington, Alexandria, Fairfax) and the Washington DC suburbs. View Virginia branches on the official Virginia locator.
M&T Bank in Maine
Maine M&T has 16 branches, added through the April 2022 People’s United acquisition. Locations span Portland, Bangor, Lewiston, Augusta, Saco, and the Maine coast. View Maine branches on the official Maine locator.
M&T Bank in Washington DC
Washington DC M&T has 7 branches across the District, including downtown DC and several Northwest neighborhoods. View DC branches on the official DC locator.
M&T Bank in West Virginia
West Virginia M&T has a small footprint of 2 branches concentrated in the eastern panhandle near the Maryland border (Harpers Ferry, Martinsburg area). View West Virginia branches on the official West Virginia locator.
States where M&T Bank does NOT have branches
M&T Bank does not operate retail branches in most of the country outside the Northeast and Mid-Atlantic. Specifically, no M&T retail in Texas, California, Georgia, Florida (no M&T in Melbourne FL, Tampa, Miami, etc.), Iowa, Oklahoma, North Carolina, South Carolina, Tennessee, Kentucky (no M&T in Louisville), Alabama, Mississippi, Louisiana, Arkansas, Missouri, Kansas, Nebraska, Colorado, New Mexico, Arizona, Nevada, Utah, Wyoming, Montana, Idaho, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, Michigan, Indiana, Ohio (no M&T retail in Ohio), Washington state, Oregon, Hawaii, Alaska, Rhode Island, or Puerto Rico. Customers in those states can still bank online at mtb.com, use the M&T Mobile app, and access 24/7 customer service by phone.
Contact M&T Bank
- General customer service (24/7): 1-800-724-2440
- M&T Bank Online support: 1-800-790-2265
- Wilmington Trust wealth and trust services: 1-800-651-9080
- Lost or stolen card: call 1-800-724-2440 (24/7) or the number on the back of your card
- TTY for hearing impaired: dial 711 for telecommunication relay service
- Online banking: mtb.com
- Branch and ATM locator: locations.mtb.com
About M&T Bank, People’s United merger, and Wilmington Trust
M&T Bank, doing business as Manufacturers and Traders Trust Company, is the principal banking subsidiary of M&T Bank Corporation (NYSE: MTB), one of the largest regional banks in the United States. M&T ranks as the 14th-largest U.S. bank by branch count and a top-25 commercial bank by total assets. Headquartered at One M&T Plaza, 345 Main Street, Buffalo, New York, M&T operates approximately 933 branches across 12 states plus DC, concentrated in the Northeast and Mid-Atlantic.
M&T was founded in January 1856 in Buffalo. The “Manufacturers and Traders” name reflects M&T’s historic Buffalo commercial-bank origins serving the city’s industrial and trading economy. Through more than 160 years of mergers and acquisitions, M&T grew into one of the dominant Northeast regional banks. Two transformative recent transactions shaped today’s M&T footprint:
2003 Allfirst Financial acquisition. M&T’s roughly $3 billion acquisition of Allfirst Financial Inc. (a subsidiary of Allied Irish Banks) added a major Maryland and Mid-Atlantic franchise. This is why Maryland remains one of M&T’s largest markets and why Baltimore is a strategic hub.
April 1, 2022 People’s United Financial merger. On April 1, 2022, M&T Bank Corporation completed its $8.3 billion all-stock acquisition of People’s United Financial, Inc., the Bridgeport CT-headquartered parent of People’s United Bank. People’s United had operated 403 branches across Connecticut, southeastern New York State, Massachusetts, Vermont, Maine, and New Hampshire prior to the merger. The acquisition added approximately $63 billion in assets and brought M&T retail banking into all six New England states (CT, MA, VT, NH, ME, plus expanded NY) for the first time. People’s United-branded branches operated under the People’s United name through Q3 2022 system conversion, after which all branches became M&T Bank. Today Connecticut is M&T’s #1 deposit-share state alongside Maryland.
Wilmington Trust. M&T Bank Corporation acquired Wilmington Trust Corporation in May 2011, adding the historic Delaware-chartered trust company (founded 1903 in Wilmington by T. Coleman du Pont) to its franchise. Today Wilmington Trust operates as M&T’s wealth-management and personal-trust subsidiary, with offices in Delaware, New York, Pennsylvania, California, Georgia, Massachusetts, Maryland, and other states. Wilmington Trust handles trust services, estate planning, institutional trust, fiduciary services, retirement plan services, and high-net-worth wealth management. For Wilmington Trust customer service, call 1-800-651-9080.
M&T offers checking and savings accounts (including M&T MyChoice Checking), certificates of deposit, credit and debit cards, home mortgages, auto loans, personal loans, small business banking, commercial banking, and through Wilmington Trust, wealth management and personal trust services.
Frequently asked questions
Is there an M&T Bank near me?
M&T Bank operates approximately 933 branches across 12 U.S. states plus Washington DC, concentrated in the Northeast and Mid-Atlantic. To check whether there is an M&T branch near your current location, enter your ZIP code, address, city, or state into the map above or the official locator at locations.mtb.com. If you do not find an M&T branch in your state, you can still bank online at mtb.com or by phone at 1-800-724-2440 (24/7).
What states is M&T Bank in?
M&T Bank has retail branches in 12 U.S. states plus Washington DC: New York (largest at 267 branches), Maryland (149), Pennsylvania (125), Connecticut (119), New Jersey (64), Massachusetts (63), Delaware (36), Vermont (36), New Hampshire (25), Virginia (24), Maine (16), DC (7), and West Virginia (2). The April 2022 People’s United merger added the New England states (CT, MA, VT, NH, ME). M&T ranks #1 in deposit market share in Maryland and Connecticut, #2 in New York, and #6 in Pennsylvania.
Why isn’t there an M&T Bank in my state?
M&T is a Northeast and Mid-Atlantic regional bank. It does NOT operate retail branches in most of the country outside that concentration. For example, no M&T in Texas, California, Georgia, Florida (no M&T in Melbourne, Tampa, or Miami), Iowa, Oklahoma, North Carolina, South Carolina, Tennessee, Kentucky (no M&T in Louisville), Alabama, Ohio, Michigan, Illinois, Indiana, Wisconsin, Minnesota, Colorado, Washington state, Oregon, or Hawaii. Customers in those states can still bank online at mtb.com, use the M&T Mobile app, and access 24/7 customer service by phone at 1-800-724-2440.
I used to bank with People’s United. Am I now an M&T customer?
Yes. M&T Bank Corporation completed its $8.3 billion all-stock acquisition of People’s United Financial on April 1, 2022. People’s United Bank operated under the People’s United brand through the Q3 2022 system conversion, after which all branches and accounts became M&T Bank. Former People’s United customers now use M&T online banking at mtb.com, the M&T Mobile app, M&T debit and credit cards, and M&T’s 24/7 customer service line at 1-800-724-2440. Your accounts remain FDIC insured throughout under M&T’s FDIC certificate #588.
What time does M&T Bank open and is M&T open now near me?
Most M&T Bank branch lobbies open at 9:00 AM Monday through Friday and close at 5:00 PM (some until 6:00 PM). Drive-up windows typically open about 30 minutes before the lobby. Saturday hours, where available, are usually 9:00 AM to 12:00 PM or 1:00 PM. Most branches are closed on Sundays. To check whether your nearest M&T is open now, use the locator filter on locations.mtb.com or enter your ZIP code to see today’s hours. ATMs are 24/7. M&T’s customer service line at 1-800-724-2440 is staffed 24 hours a day, 7 days a week.
Is M&T Bank open on Saturday?
Many M&T Bank branches are open Saturday morning with reduced hours, typically 9:00 AM to 12:00 PM or 1:00 PM. Some locations are closed on Saturday. Always confirm Saturday hours at your specific branch using the official locator before visiting.
Is M&T Bank open on Sunday?
Most M&T Bank branches are closed on Sundays. ATMs at branches remain available 24/7, and M&T’s customer service line at 1-800-724-2440 is staffed 24 hours a day, 7 days a week. A few M&T supermarket-based branches may have Sunday hours, confirm on the official locator.
What is the M&T Bank customer service phone number?
M&T Bank’s general customer service number is 1-800-724-2440, staffed 24 hours a day, 7 days a week for account help, card support, online banking issues, lost or stolen cards, and general inquiries. For M&T Bank Online technical support call 1-800-790-2265. For Wilmington Trust wealth and trust services call 1-800-651-9080. For TTY hearing-impaired support, dial 711 for telecommunication relay service.
Does M&T have ATMs near me and are they 24/7?
Yes. M&T Bank operates approximately 2,200 ATMs across its 12-state footprint plus DC. Most M&T ATMs are at M&T branches and are accessible 24/7 even when the branch is closed. M&T also has drive-up ATMs at many standalone branches across NY, PA, MD, NJ, and CT. M&T customers can use partner-network ATMs surcharge-free at participating locations; check the locator for non-M&T ATMs with surcharge-free access in your area.
What is Wilmington Trust?
Wilmington Trust is M&T Bank Corporation’s wealth-management and personal-trust subsidiary, headquartered in Wilmington, Delaware. Wilmington Trust was founded in 1903 by T. Coleman du Pont and was acquired by M&T in May 2011. Wilmington Trust today handles personal trust services, estate planning, institutional trust, fiduciary services, retirement plan services, and high-net-worth wealth management. It operates offices in Delaware, New York, Pennsylvania, California, Georgia, Massachusetts, Maryland, and other states. For Wilmington Trust customer service, call 1-800-651-9080 or visit wilmingtontrust.com.
What is the M&T Bank routing number?
M&T Bank routing numbers vary by the state where you opened your account, M&T uses 14 different routing numbers across its 12-state footprint. You can find your specific routing number on the bottom of your checks (the first nine digits), in your online banking dashboard at mtb.com, in the M&T Mobile app under account details, or by calling 1-800-724-2440. Former People’s United routing numbers were replaced with M&T routing numbers during the Q3 2022 system conversion.
How many M&T Bank locations are there?
M&T Bank has approximately 933 branches across 12 U.S. states plus Washington DC, with the largest concentrations in New York (267 branches), Maryland (149), Pennsylvania (125), and Connecticut (119). M&T is the 14th-largest U.S. bank by branch count. The bank also operates approximately 2,200 ATMs across the footprint.
Is M&T Bank FDIC insured?
Yes, M&T Bank (Manufacturers and Traders Trust Company) is FDIC insured (certificate #588). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category. Former People’s United deposits are now insured under M&T’s FDIC certificate.