Pinnacle Financial Partners (NASDAQ: PNFP) is now one of the 20 largest US regional banks after completing an $8.6 billion all-stock merger of equals with Synovus Financial Corporation on January 1-2, 2026. The combined company has approximately $117 billion in total assets, deposits of $95.7 billion, loans of $80.4 billion, and operates more than 400 branches across 9 US states in the Southeast and Atlantic coast. The holding company is headquartered in Atlanta, Georgia (the former Synovus headquarters), and the operating bank is headquartered at 21 Platform Way S, Suite 2300, Nashville, Tennessee 37203 (the historic Pinnacle headquarters). The combined bank currently operates under both the Pinnacle and Synovus brands in parallel, with full consolidation under the Pinnacle brand expected by early 2027.
Map of Pinnacle Financial Partners locations near me
Use the Pinnacle branch locator below to find the nearest Pinnacle Financial Partners (or Synovus-branded) branch in your location, with branch hours, services, and contact details. The map covers all 400+ branches across the combined 9-state Southeast and Atlantic footprint. Branches currently operate under either the Pinnacle Bank or Synovus Bank brand depending on location and original entity; both are part of Pinnacle Financial Partners post the January 2026 merger. You can click ‘Use my location‘ to view branches and ATMs around you on the map.
Pinnacle Financial Partners at a glance
- Official name: Pinnacle Financial Partners, Inc. (the holding company); Pinnacle Bank (the operating bank, Member FDIC)
- Stock ticker: PNFP on NASDAQ
- Combined entity formed: January 1, 2026 (merger of equals of Pinnacle Financial Partners and Synovus Financial Corporation)
- Holding company headquarters: Atlanta, Georgia (former Synovus headquarters)
- Bank headquarters: 21 Platform Way S, Suite 2300, Nashville, Tennessee 37203 (former Pinnacle headquarters)
- Pinnacle founded: 2000 in Nashville, Tennessee by M. Terry Turner, Robert McCabe Jr., and others
- Synovus founded: 1888 in Columbus, Georgia (one of the oldest continuously operating Southern banks; the combined entity inherits this heritage)
- Branches: approximately 400+ across 9 US states (Tennessee, North Carolina, South Carolina, Georgia, Alabama, Florida, Virginia, plus additional states from the Synovus footprint)
- Total assets: approximately $117 billion (pro forma combined as of September 30, 2025)
- Total deposits: approximately $95.7 billion
- Total loans: approximately $80.4 billion
- Brand operations: currently operating under both Pinnacle and Synovus brands in parallel; full consolidation under the Pinnacle brand expected by early 2027
- Customer service: Pinnacle Client Service Centers staffed 24/7; Pinnacle Anytime automated 1-866-755-5428 (24/7)
- Primary routing number: 064008637 (Pinnacle Financial Partners; the Synovus legacy operations may use additional routing numbers during the transition period)
- FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category
Pinnacle Financial Partners branch near me
Following the January 2026 merger of equals, Pinnacle Financial Partners operates approximately 400+ retail branches across 9 US states in the Southeast and Atlantic coast. Branches currently operate under either the Pinnacle Bank brand (in Pinnacle’s heritage markets) or the Synovus Bank brand (in Synovus’s heritage markets), with full brand consolidation under Pinnacle expected by early 2027. Use the official Pinnacle branch locator at pnfp.com/locations or the Synovus locator at synovus.com/locations during the transition period.
Tennessee (Pinnacle heritage state since 2000)
Tennessee is Pinnacle’s home state and the location of the operating bank headquarters in Nashville. Pinnacle Bank operates branches across the major Tennessee markets including Nashville (the headquarters region, with multiple branches in downtown, Midtown, Music Row, Franklin, Brentwood, Cool Springs, and other suburbs), Knoxville, Chattanooga, Memphis, and Murfreesboro. Pinnacle is the largest Tennessee-headquartered bank that operates primarily in Tennessee (vs Truist and Bank of America which are NC-based with TN presence, or First Horizon which is Memphis-based).
Georgia (Synovus heritage state since 1888)
Georgia is Synovus’s home state and the location of the new holding company headquarters in Atlanta. The Georgia footprint includes Atlanta (the densest concentration, across Buckhead, Midtown, downtown, Sandy Springs, Marietta, Alpharetta, Roswell, Decatur, and the suburbs), plus Columbus (the historic Synovus headquarters since 1888), Savannah, Augusta, Macon, Athens, and the broader Georgia footprint. Bank of North Georgia (a Synovus brand) operates in select North Georgia markets.
North Carolina and South Carolina
The Carolinas footprint came to Pinnacle primarily through the 2017 BNC Bancorp acquisition, plus existing Synovus presence. North Carolina branches concentrate in Charlotte, Raleigh, Greensboro, High Point, Asheville, and Wilmington. South Carolina branches concentrate in Charleston, Columbia, Greenville, Hilton Head Island, and Myrtle Beach.
Alabama and Florida (Synovus heritage)
Alabama branches concentrate in Birmingham, Huntsville, Mobile, and Montgomery. Florida branches cover Jacksonville, the Florida Panhandle (Pensacola, Tallahassee), Tampa Bay, Orlando, and South Florida (Miami, Fort Lauderdale, West Palm Beach). The Florida footprint is significant and reflects Synovus’s longstanding presence in the state through Synovus Bank Florida operations.
Virginia and additional states
Virginia branches cover Northern Virginia (Arlington, Fairfax, the DC suburbs), Richmond, and Hampton Roads. The combined entity also operates in additional Southeast and Atlantic states through the Synovus heritage footprint.
For the official state list with branch addresses, see pnfp.com/locations and synovus.com/locations during the transition period.
Pinnacle Financial Partners ATM near me
Use the Pinnacle ATM finder to find the closest Pinnacle (or Synovus-branded) ATM machine around you, including drive-up and 24-hour ATMs at branches. The combined company operates approximately 400+ ATMs at branches across the 9-state footprint plus additional standalone ATMs in major markets.
- Pinnacle and Synovus branded ATMs: Pinnacle Financial Partners checking and savings customers can use any Pinnacle or Synovus ATM fee-free for withdrawals, deposits, and balance inquiries during the transition period.
- Out-of-network ATMs: using a non-network ATM may incur a fee from the bank plus the ATM operator’s surcharge. Some premium account tiers refund a limited number of out-of-network ATM fees per statement cycle.
- Drive-up ATMs: many branches across both Pinnacle and Synovus heritage markets have drive-up ATMs accessible 24/7, particularly in suburban Tennessee, Georgia, the Carolinas, and Alabama markets.
- Deposit ATMs: modern branch ATMs accept cash and check deposits without an envelope, with funds typically available the next business day.
The January 2026 Pinnacle and Synovus merger of equals
The most significant transaction in Pinnacle Financial Partners’ history is the January 2026 merger of equals with Synovus Financial Corporation. Key facts:
Deal structure and timing
- Deal value: approximately $8.6 billion (all-stock merger of equals)
- Holding company merger completed: January 1, 2026
- Bank merger completed: January 2, 2026
- Federal regulatory approval: November 25, 2025 (Federal Reserve and OCC approval received)
- Shareholder approval: received from both Pinnacle and Synovus shareholders
Combined entity post-merger
- Combined holding company name: Pinnacle Financial Partners, Inc. (the Pinnacle name was kept)
- Holding company headquarters: Atlanta, Georgia (former Synovus HQ)
- Bank headquarters: Nashville, Tennessee (former Pinnacle HQ)
- Pro forma combined assets: $117.2 billion as of September 30, 2025
- Pro forma combined deposits: $95.7 billion
- Pro forma combined loans: $80.4 billion
- Combined branches: 400+ across 9 Southeast and Atlantic states
Brand consolidation timeline
During the transition period, branches and customer accounts continue to operate under their original brand: Pinnacle Bank branches operate under the Pinnacle brand, and Synovus Bank branches (including Bank of North Georgia, Cohutta Banking Company, and other Synovus brand names) continue to operate under their existing brands. Full brand consolidation under the Pinnacle brand is expected by early 2027. During the transition, customers can use either the Pinnacle or Synovus customer service channels and either the Pinnacle (pnfp.com) or Synovus (synovus.com) websites and mobile apps.
Pinnacle and Synovus history: from 1888 to the 2026 combination
Synovus: 1888 founding in Columbus, Georgia
Synovus traces its history back to 1888 in Columbus, Georgia, when Gunby Jordan founded the Columbus Bank and Trust Company. Through the 20th century, Columbus Bank and Trust expanded across Georgia and into Alabama, Florida, and the Carolinas as a family of community banks under the Synovus Financial Corporation umbrella. Synovus historically operated through more than 30 separate community-bank subsidiaries with distinct local brand names (including the Bank of North Georgia, the National Bank of South Carolina, Cohutta Banking Company, and many others) before consolidating most operations under the Synovus Bank brand in the 2010s. At the time of the 2026 merger with Pinnacle, Synovus had approximately $62 billion in assets and operated branches across Georgia, Alabama, Florida, South Carolina, and Tennessee.
Pinnacle: 2000 founding in Nashville, Tennessee
Pinnacle Financial Partners was founded in 2000 in Nashville, Tennessee by M. Terry Turner, Robert McCabe Jr., and a group of Nashville banking veterans. The founders’ premise was that the major Tennessee banks were being acquired by out-of-state banks (Truist’s predecessor BB&T and Wachovia had acquired or were acquiring Nashville-area regionals), and there was an opportunity to build a new Nashville-headquartered commercial bank focused on relationship banking for middle-market businesses. Pinnacle grew rapidly through the 2000s and 2010s and built a reputation as one of the best-performing US commercial banking franchises.
The 2017 BNC Bancorp merger (Carolinas expansion)
In June 2017, Pinnacle completed a $2 billion merger with BNC Bancorp, a North Carolina-headquartered commercial bank with significant presence in the Carolinas and Virginia. The combination expanded Pinnacle’s footprint from a primarily Tennessee bank into a multi-state Southeast regional. At the time, Pinnacle had approximately $11 billion in assets pre-merger; BNC Bancorp brought approximately $7.4 billion.
The January 2026 Synovus merger of equals
The January 1-2, 2026 merger of equals with Synovus is by far the largest transaction in Pinnacle’s history. The all-stock $8.6 billion deal combined Pinnacle’s ~$55 billion balance sheet with Synovus’s ~$62 billion balance sheet to create a $117 billion combined regional bank. The deal was structured as a true merger of equals (with both shareholder bases receiving roughly equal economic interests in the combined company), the Pinnacle name was retained, the holding company headquarters moved to Atlanta (Synovus’s home), and the bank operating headquarters stayed in Nashville (Pinnacle’s home). Brand consolidation under the Pinnacle name will complete by early 2027.
Pinnacle Financial Partners today
Pinnacle Financial Partners is now one of the 20 largest US regional banks, with approximately $117 billion in assets and 400+ branches across 9 Southeast and Atlantic states. The combined company serves both consumer (checking, savings, mortgages, credit cards, wealth management) and commercial (middle-market commercial banking, treasury management, capital markets, specialty banking) customers across the Southeast.
Pinnacle and Synovus hours, customer service hours, and open now
Pinnacle and Synovus branch hours vary by location, but most branches follow this typical schedule:
| Day | Typical hours |
|---|---|
| Monday to Friday | 9:00 AM to 5:00 PM lobby; drive-up often opens earlier and closes later at many branches |
| Saturday | 9:00 AM to 12:00 PM at many branches; some closed Saturday |
| Sunday | Closed at all branches |
Pinnacle and Synovus branches are closed on the standard 11 US federal holidays. ATMs at all branches are available 24/7 even when the branch is closed. Pinnacle Client Service Centers are staffed 24 hours a day, 7 days a week, which is unusual for a regional bank and a distinctive Pinnacle service feature. The Pinnacle Anytime automated phone system at 1-866-755-5428 is also available 24/7.
Federal holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (third Monday of January)
- Presidents Day (third Monday of February)
- Memorial Day (last Monday of May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (first Monday of September)
- Columbus Day (second Monday of October)
- Veterans Day (November 11)
- Thanksgiving Day (fourth Thursday of November)
- Christmas Day (December 25)
Is Pinnacle Financial Partners open now near me? Most branches keep weekday business hours (9 AM to 5 PM local time) plus Saturday morning hours at many locations. ATMs at all branches are available 24/7. The Pinnacle Client Service Centers are staffed 24/7, and the Pinnacle Anytime automated phone system at 1-866-755-5428 is also 24/7.
Contact Pinnacle Financial Partners: customer service phone numbers
- Pinnacle Client Service Centers (24/7 live agent): 1-800-PNFP-BNK (1-800-763-7265) and other dedicated lines depending on your account type; the Pinnacle Client Service Center is staffed 24 hours a day, 7 days a week
- Pinnacle Anytime (automated phone banking 24/7): 1-866-755-5428
- HSA/FSA Support: Monday to Friday 7:00 AM to 7:00 PM Central Time
- Synovus Bank (heritage Synovus customers during the transition): 1-888-SYNOVUS (1-888-796-6887)
- Pinnacle Mortgage: contact through the main client service number or your dedicated mortgage banker
- Pinnacle Wealth Management: contact through your dedicated wealth advisor
- Visit a branch: use the locator at pnfp.com/locations to find your nearest branch and its direct phone number
The 24/7 Client Service Center model is one of Pinnacle’s most-promoted customer service features and was retained in the combined Pinnacle Financial Partners post-merger. During the transition period, Synovus heritage customers can continue to use Synovus customer service channels (1-888-796-6887), which will eventually consolidate with Pinnacle’s customer service operations.
Frequently asked questions
Where is the Nearest Pinnacle Financial Partners Branch Near Me?
Use the official Pinnacle branch locator at pnfp.com/locations to find your nearest branch by ZIP code, city, or state. The combined Pinnacle Financial Partners operates approximately 400+ branches across 9 US states (Tennessee, North Carolina, South Carolina, Georgia, Alabama, Florida, Virginia, plus additional Synovus heritage states), with the densest concentration in Tennessee (Pinnacle’s home state), Georgia (Synovus’s home state and the new holding company headquarters), and the Carolinas (post the 2017 BNC Bancorp merger).
How to Find the Closest Pinnacle Financial Partners ATM Around Your Location
Use the Pinnacle ATM finder at pnfp.com/locations to find the closest Pinnacle or Synovus-branded ATM machine around you. The combined company operates approximately 400+ ATMs at branches and additional standalone locations across its 9-state Southeast and Atlantic footprint. ATMs at branches are typically accessible 24/7 even when the branch is closed.
Use the Map to See Locations of Pinnacle Financial Partners Around You
The map on this page shows Pinnacle Financial Partners branches and ATMs (including both Pinnacle-branded and Synovus-branded locations during the transition period) near your location. The combined company has the densest branch concentrations in Tennessee (Pinnacle’s home state), Georgia (Synovus’s home state and the new holding company headquarters in Atlanta), the Carolinas, Alabama, and Florida.
What happened with the Pinnacle and Synovus merger?
Pinnacle Financial Partners and Synovus Financial Corporation completed an $8.6 billion all-stock merger of equals on January 1-2, 2026. The combined company kept the Pinnacle Financial Partners name and stock ticker (NASDAQ: PNFP), moved the holding company headquarters to Atlanta (Synovus’s former HQ), and kept the bank operating headquarters in Nashville (Pinnacle’s former HQ). The combined entity has approximately $117 billion in assets, $95.7 billion in deposits, and 400+ branches across 9 Southeast and Atlantic states.
Are Synovus branches now Pinnacle branches?
The Synovus branches are now owned by Pinnacle Financial Partners (the combined holding company), but during the transition period (through early 2027), Synovus branches continue to operate under the Synovus Bank brand and Pinnacle branches continue to operate under the Pinnacle Bank brand. Full brand consolidation under the Pinnacle name is expected by early 2027. During the transition, customers can continue to use their existing Synovus or Pinnacle accounts, debit cards, checks, and online banking; both brands have functioning customer service channels.
What is the Pinnacle Financial Partners customer service phone number?
The Pinnacle Client Service Center is staffed 24 hours a day, 7 days a week and can be reached at 1-800-PNFP-BNK (1-800-763-7265). The Pinnacle Anytime automated phone system is also 24/7 at 1-866-755-5428. For Synovus heritage customers during the transition period, the Synovus customer service number is 1-888-SYNOVUS (1-888-796-6887).
What is the Pinnacle Financial Partners routing number?
The primary Pinnacle Financial Partners routing number is 064008637. During the transition period, Synovus heritage accounts may continue to use Synovus routing numbers (varying by state of account origination). To find your specific routing number, check the bottom of your checks, log in to Pinnacle or Synovus Online Banking, look in your mobile banking app under account details, or call customer service.
Is Pinnacle Financial Partners FDIC insured?
Yes. Pinnacle Bank (the operating bank) is FDIC insured. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category. During the transition period, both Pinnacle Bank and Synovus Bank are FDIC-insured under their existing FDIC certificates; the FDIC coverage will consolidate when the bank merger is fully integrated.
Where is Pinnacle Financial Partners headquartered?
Post the January 2026 merger of equals, Pinnacle Financial Partners has TWO headquarters: the holding company is headquartered in Atlanta, Georgia (the former Synovus headquarters), and the operating bank is headquartered at 21 Platform Way S, Suite 2300, Nashville, Tennessee 37203 (the former Pinnacle headquarters). This dual-headquarters structure reflects the merger-of-equals nature of the combination, with each predecessor company contributing one of the two headquarters.
How many Pinnacle Financial Partners locations are there?
The combined Pinnacle Financial Partners (post the January 2026 Synovus merger) operates approximately 400+ branches across 9 US states with approximately $117 billion in total assets. The largest concentrations are in Tennessee (Pinnacle heritage state), Georgia (Synovus heritage state and the new holding company HQ in Atlanta), the Carolinas (post 2017 BNC Bancorp), Alabama, and Florida.
What is the difference between Pinnacle Bank and Pinnacle Bank of Nebraska?
Pinnacle Bank (the operating bank of Pinnacle Financial Partners, NASDAQ: PNFP, headquartered in Nashville TN) is unrelated to Pinnacle Bank of Nebraska, a separate independent bank headquartered in Nebraska that operates in NE, IA, MO, KS, WY, CO, and a few other states. The two banks share a name but have no corporate relationship. To distinguish: the Pinnacle Bank covered on this page is part of Pinnacle Financial Partners (NASDAQ: PNFP), the publicly-traded Tennessee/Georgia-headquartered regional bank, post the January 2026 Synovus merger.
Are Pinnacle and Synovus branches open on Saturday?
Yes, at many branches. Most branches across both Pinnacle and Synovus heritage markets have Saturday hours, typically 9:00 AM to 12:00 PM. Some branches in smaller markets are closed Saturday. The Pinnacle Client Service Center phone line is 24/7 every day including weekends. Confirm with the specific branch using the locator at pnfp.com/locations.
Are Pinnacle and Synovus branches open on Sunday?
No. Branches are closed on Sundays at all Pinnacle and Synovus locations. ATMs at all branches are available 24/7. The Pinnacle Client Service Center phone line at 1-800-PNFP-BNK is 24/7, including Sundays. The mobile app and online banking handle routine banking 24/7. See our Banks Open on Sunday Near Me page for the list of banks with Sunday hours.
For more banking guides
- Bank of North Georgia Near Me, a Synovus heritage brand that is now part of Pinnacle Financial Partners post the January 2026 merger
- Truist Bank Near Me, the largest Southeast US regional bank with overlapping footprint
- Regions Bank Near Me, the Alabama-based Southeast regional with significant Georgia, Florida, and Tennessee overlap
- First Citizens Bank Near Me, another large Southeast regional bank (Raleigh NC HQ) with overlapping markets
- South State Bank Near Me, the Winter Haven FL-headquartered Southeast regional with overlapping footprint
- First Horizon Bank Near Me (formerly First Tennessee), another Memphis-headquartered Tennessee regional
- Banks Open on Holidays Near Me, the federal holiday schedule and which banks observe which holidays
- Banks Open on Sunday Near Me, the full list of banks with Sunday hours
- ATM Near Me, find ATMs at any bank, surcharge-free options, and drive-thru ATMs
- Banks Near Me homepage, a directory of 70+ US, UK, and international banks