Looking for the nearest PNB ATM near me or Punjab National Bank near me, ideally a branch, ATM, or cash deposit machine (CDM) open right now and close to your current location? The PNB locations map below shows your nearest Punjab National Bank branches and ATMs. PNB is India’s second-largest public sector bank after State Bank of India following its April 2020 merger with Oriental Bank of Commerce and United Bank of India, with 10,189+ branches and 11,822+ ATMs across India, plus international branches in London, Hong Kong, Dubai, and Kabul.
PNB (Punjab National Bank) at a glance
- Founded: 19 May 1894 (opened for business 12 April 1895) in Lahore (now Pakistan) by Lala Lajpat Rai, Dyal Singh Majithia, and other Indian nationalists, as one of the first Indian-owned banks
- HQ: Plot No. 4, Sector 10, Dwarka, New Delhi 110075 (HQ relocated from Lahore to Delhi after the 1947 Partition of India)
- Type: Public sector bank (Government of India is majority shareholder; nationalised 19 July 1969)
- Branches in India: 10,189+
- ATMs in India: 11,822+
- Rank: Second-largest public sector bank in India after State Bank of India (post-2020 merger)
- International: UK subsidiary Punjab National Bank (International) Ltd (PNBIL) headquartered in London, plus branches in Hong Kong, Dubai (DIFC), and Kabul; representative offices in Almaty, Oslo, Shanghai, Sydney, and a joint-venture presence in Bhutan, Nepal, Bangladesh, and Myanmar; IFSC Banking Unit at GIFT City, Gandhinagar
- US presence: PNB does NOT operate a US branch or office (different from SBI, ICICI, BoB, and Canara which all have New York branches). If you are in the US, see Chase, Bank of America, Wells Fargo, or Citibank.
- 24/7 toll-free customer care (India): 1800 180 2222 or 1800 103 2222
- Missed call for balance enquiry: 1800 180 2223
- Customer support cell: 0120 2490000 or 011 28044907
- Credit card helpline: 1800 180 2345 or 0120-4616200
- WhatsApp Banking: Save +91 92640 92640 and send “Hi” from your registered mobile number
- Email: care@pnb.co.in
- Branch and ATM locator: pnb.bank.in/LocateUS.aspx (also at locate.pnb.bank.in)
- Mobile app: PNB One (also: BHIM PNB)
PNB branch, ATM and cash deposit machine near me
Map of PNB locations near me
Use the map below to find your nearest Punjab National Bank branch, ATM, or cash deposit machine based on your current location. Click any pin for the exact address and directions. For the most accurate result, allow your browser to share your location, or zoom and pan to a specific area.
For the official PNB locator, visit pnb.bank.in/LocateUS.aspx. You can filter for Branches, ATMs, PUMs (Passbook Update Machines), and CDNs (Cheque Deposit Notes / Cheque Deposit Machines). Searches accept state, district, city, and pincode.
PNB branch locator: find a branch by pincode or IFSC
The official Punjab National Bank branch and ATM locator lets you search any of these ways:
- By your current location: Allow the website or app to use your device location for the nearest results
- By state, district, city, or pincode (PIN code): Drill down to the exact area you want
- By IFSC code: Look up the branch attached to a specific 11-character IFSC (Indian Financial System Code) used for NEFT, RTGS, IMPS, and UPI transfers. PNB IFSC codes start with PUNB followed by 0 and a 6-character branch code (for example, PUNB0123400). Former Oriental Bank of Commerce branches now use PNB IFSC codes (OBC was ORBC); former United Bank of India branches now use PNB IFSC codes (UBI was UTBI).
- By branch code: Direct lookup by PNB branch code
- By type: Branches, ATMs, PUM (Passbook Update Machine), CDN (Cheque Deposit Machine)
The PNB One mobile app on Android and iOS also includes a built-in branch and ATM locator that uses your current location automatically.
PNB ATM near me
Punjab National Bank operates more than 11,822 ATMs across India. Most PNB ATMs are accessible 24 hours a day, 7 days a week, including weekends and public holidays. Branch-attached ATMs typically have a separate 24-hour entrance, and standalone PNB ATM kiosks are also accessible round the clock.
What you can do at a PNB ATM:
- Withdraw cash from your PNB savings or current account
- Check your account balance and recent transactions
- Transfer funds between PNB accounts
- Change your ATM PIN
- Make a cardless cash withdrawal using the PNB One mobile app
- Print a mini statement
- Recharge mobile or DTH (at select ATMs)
Are PNB ATMs free? PNB savings account customers get 5 free transactions per month at PNB ATMs (financial and non-financial combined) and 3 free transactions at other bank ATMs in metro cities (5 in non-metro), subject to the latest RBI guidelines. Beyond the free limit, each transaction carries a small fee. Non-PNB customers using a PNB ATM pay the interchange fee charged by their own bank.
PNB cash deposit machine (CDM)
A PNB cash deposit machine (CDM), sometimes also called a Cash Acceptor Machine, lets you deposit cash directly into your PNB account 24 hours a day without needing a teller. Many newer PNB machines combine cash withdrawal and cash deposit in one combo ADWM (Automated Deposit and Withdrawal Machine).
What you can do at a PNB CDM:
- Deposit cash into your own PNB account using your debit card
- Deposit cash into a third-party PNB account using the recipient’s account number (at select machines)
- Print a transaction receipt
To find your nearest PNB CDM, use the map above or the official locator at pnb.bank.in/LocateUS.aspx filtered for cash deposit machines. Cash deposit limits vary by machine and by RBI rules: typically up to 49,999 rupees per card-based transaction and lower for cardless cash deposits. Coin deposits are not accepted (notes only).
PNB Passbook Update Machine (PUM) and Cheque Deposit Machine (CDN)
In addition to ATMs and cash deposit machines, PNB operates two specialised self-service machine types that show up on the official locator:
- PUM (Passbook Update Machine): A self-service kiosk that automatically prints all pending transactions in your passbook. Insert your PNB passbook and the machine updates it without needing a teller. Typically installed at larger PNB branches.
- CDN (Cheque Deposit Note machine): A self-service machine for cheque deposits. Insert your cheque, enter your PNB account number, and the machine drops the cheque into the secure deposit bin and prints a transaction receipt. Available 24/7 at branch lobbies that have a CDN installed.
PNB around the world: international branches and offices
Punjab National Bank has a measured international presence focused on NRI banking, correspondent banking, and trade finance for Indian businesses abroad. PNB does not operate a United States branch or office (which is different from SBI, ICICI Bank, Bank of Baroda, and Canara Bank, all of which have US branches).
- United Kingdom: Punjab National Bank (International) Limited (PNBIL), a wholly-owned UK subsidiary headquartered at 1 Moorgate, London EC2R 6JH, with multiple UK branches. PNBIL is regulated by the UK PRA and FCA.
- Hong Kong: Hong Kong Branch at Li Po Chun Chambers, 189 Des Voeux Road Central
- UAE: Dubai DIFC Branch at 802 The Gate Building, West Wing, Dubai International Financial Centre, plus a Dubai representative office
- Afghanistan: Kabul Branch
- Representative offices and joint ventures: Almaty (Kazakhstan), Oslo (Norway), Shanghai (China), Sydney (Australia), and JV banks in Bhutan, Nepal, Bangladesh, and Myanmar
- GIFT City IBU: IFSC Banking Unit at GIFT City, Gandhinagar, Gujarat (India’s first international financial services centre)
NRI customers anywhere in the world can use PNB’s online banking, the PNB One mobile app, and the WhatsApp Banking service on +91 92640 92640 from a registered mobile number.
PNB hours, open now and Saturday hours
Is PNB open now? Standard Punjab National Bank branch hours in India are 10 AM to 4 PM, Monday to Friday, with most branches also open on the 1st, 3rd, and 5th Saturdays of the month (typically 10 AM to 1 PM or 2 PM). Branches are closed on the 2nd and 4th Saturdays, on Sundays, and on all national and state public holidays. PNB ATMs and CDMs remain available 24 hours a day, 7 days a week.
- Branches: Mon-Fri 10 AM to 4 PM, alternate Saturdays only (1st/3rd/5th)
- ATMs and CDMs: 24/7 in most cases
- PUM and CDN machines: Available during branch lobby hours at most installations; some 24/7
- 24/7 toll-free customer care (1800 180 2222 or 1800 103 2222): Around the clock
- PNB One mobile app and Internet Banking: 24/7
- WhatsApp Banking: 24/7 self-service via +91 92640 92640
PNB holiday closures. PNB follows the Reserve Bank of India bank holiday calendar, which varies by state. National closures include Republic Day (26 January), Independence Day (15 August), Gandhi Jayanti (2 October), and major festivals (Diwali, Holi, Eid). State-specific holidays may close branches on additional days. To check whether a specific branch is open right now, use the official locator at pnb.bank.in.
Contact PNB
- 24/7 toll-free customer care (India general): 1800 180 2222 or 1800 103 2222
- Missed call for balance enquiry: 1800 180 2223 (call from your registered mobile number and hang up; balance is sent via SMS)
- Customer support cell: 0120 2490000 or 011 28044907
- Credit card customer service: 1800 180 2345 or 0120-4616200
- WhatsApp Banking: Save +91 92640 92640 and send “Hi” from your registered mobile number
- General email: care@pnb.co.in
- PNB UK (PNBIL) customer service: Available at pnbint.com (regulated by UK PRA and FCA)
- Specific branch phone numbers: Use the locator at pnb.bank.in/LocateUS.aspx to find the direct phone for any specific branch
About Punjab National Bank
Punjab National Bank (PNB) is one of the oldest and largest banks in India and was the first Indian-owned bank registered under the Indian Companies Act. It was founded on 19 May 1894 in Lahore (in undivided British India, now in Pakistan) and opened for business on 12 April 1895. PNB was set up by a group of Indian nationalists led by Lala Lajpat Rai, alongside Dyal Singh Majithia, Dyal Singh Singh Bedi, and others, with the explicit aim of creating an Indian-managed and Indian-funded bank in response to the British-owned banks that dominated the colonial Indian banking sector at the time.
PNB’s original headquarters was in Anarkali Bazaar, Lahore. After the 1947 Partition of India, PNB lost its Lahore head office and many of its branches in what became Pakistan, but the bank rebuilt around its Indian branches and relocated its head office to New Delhi. Today PNB’s head office is at Plot No. 4, Sector 10, Dwarka, New Delhi 110075.
PNB was nationalised by the Government of India on 19 July 1969 along with thirteen other major Indian commercial banks.
The 2020 merger with Oriental Bank of Commerce and United Bank of India
On 1 April 2020, Punjab National Bank completed a three-way amalgamation with two other Indian public sector banks: Oriental Bank of Commerce (OBC), a Punjab-based PSB founded in 1943 in Lahore, and United Bank of India (UBI), a Kolkata-based PSB founded in 1950. The amalgamation was announced by the Government of India in August 2019 as part of a consolidation of 10 PSU banks into 4 larger entities. After the merger PNB became the second-largest public sector bank in India after the State Bank of India, with over 10,000 branches and a strong combined footprint across northern, eastern, and western India.
Former Oriental Bank of Commerce and United Bank of India customers are now Punjab National Bank customers. IFSC codes have been reassigned to the PUNB prefix (former OBC ORBC and former UBI UTBI codes are no longer used).
Services offered
PNB offers a comprehensive range of services: savings and current accounts, fixed and recurring deposits, home loans, personal loans, auto loans, education loans, agriculture and MSME loans, business loans, credit cards, debit cards, internet banking, the PNB One mobile app, NRI banking, foreign exchange, demat and trading accounts, mutual funds, insurance distribution, government banking, and treasury services.
Frequently asked questions
Where is the nearest PNB ATM to my current location?
Use the PNB locations map at the top of this page to find your nearest Punjab National Bank ATM based on your current location. PNB operates more than 11,822 ATMs across India. Click any pin for the exact address. For an official search with filters, use the locator at pnb.bank.in/LocateUS.aspx or open the PNB One mobile app.
Where is the nearest PNB cash deposit machine (CDM)?
PNB cash deposit machines (CDMs) accept cash deposits 24/7 without needing a teller. Use the map to find your nearest CDM, or use the official locator at pnb.bank.in/LocateUS.aspx filtered for cash deposit machines. Many newer PNB machines combine cash withdrawal and cash deposit in one combo ADWM (Automated Deposit and Withdrawal Machine).
How do I find the closest PNB branch?
Use the map on the page or the official PNB branch locator at pnb.bank.in/LocateUS.aspx. You can search by state, district, city, pincode (PIN code), IFSC code, or current location. The locator covers regular branches, ATMs, PUMs (Passbook Update Machines), and CDNs (Cheque Deposit Machines). The PNB One mobile app also includes a built-in branch locator.
Is PNB open now?
Standard Punjab National Bank branch hours in India are Monday to Friday 10 AM to 4 PM, with most branches also open on 1st, 3rd, and 5th Saturdays (typically 10 AM to 1 PM or 2 PM). Branches are closed on 2nd and 4th Saturdays, all Sundays, and national or state public holidays. PNB ATMs and CDMs are accessible 24 hours a day, and the 24/7 toll-free line is 1800 180 2222.
Does Punjab National Bank have branches in the United States?
No. Punjab National Bank does not operate a US branch, office, or representative office anywhere in the United States. This is different from SBI (which has a New York branch), ICICI Bank (New York branch plus Texas and California rep offices), Bank of Baroda (New York branch), and Canara Bank (New York branch). PNB’s international operations are concentrated in the UK (PNBIL subsidiary in London), Hong Kong, Dubai, and Kabul, with representative offices in Almaty, Oslo, Shanghai, and Sydney. For everyday US retail banking, major options include Chase, Bank of America, Wells Fargo, and Citibank.
What is a PNB PUM (Passbook Update Machine)?
A PNB PUM (Passbook Update Machine) is a self-service kiosk that automatically prints all pending transactions in your PNB passbook. Insert your passbook and the machine updates it without needing a teller. PUMs are typically installed at larger PNB branches. To find a branch with a PUM, use the official locator at pnb.bank.in/LocateUS.aspx and filter for PUM.
What is a PNB CDN (Cheque Deposit Note machine)?
A PNB CDN is a self-service cheque deposit machine. Insert your cheque, enter your PNB account number, and the machine drops the cheque into a secure deposit bin and prints a transaction receipt. CDNs are typically available 24/7 at branch lobbies that have one installed. To find a branch with a CDN, use the official locator and filter for CDN.
Did PNB merge with Oriental Bank of Commerce and United Bank of India?
Yes. On 1 April 2020, Oriental Bank of Commerce (OBC) and United Bank of India (UBI) were merged into Punjab National Bank as part of a government-led consolidation of 10 PSU banks into 4 larger entities. The merger made PNB the second-largest public sector bank in India by business size after the State Bank of India. Former OBC and UBI account holders are now PNB customers, and their IFSC codes have been reassigned to the PUNB prefix.
What is the PNB One app?
PNB One is Punjab National Bank’s flagship mobile banking app, available for Android and iOS. With PNB One you can manage your PNB accounts, transfer funds, pay bills, recharge mobile and DTH, book fixed deposits, apply for loans, make cardless ATM withdrawals, find your nearest branch or ATM using your current location, and pay any UPI ID. PNB One replaced the older PNB mBanking app and integrates the legacy BHIM PNB app.
What is an IFSC code?
An IFSC code (Indian Financial System Code) is an 11-character alphanumeric code assigned to every Punjab National Bank branch and used to identify the branch for NEFT, RTGS, IMPS, and UPI fund transfers. PNB IFSC codes start with PUNB followed by 0 and a 6-character branch code (for example, PUNB0123400). Former Oriental Bank of Commerce and United Bank of India branches now use PNB IFSC codes with the PUNB prefix. Find the IFSC code of any PNB branch using the official locator at pnb.bank.in or by checking your PNB cheque book and passbook.
What is PNB’s customer service phone number?
The Punjab National Bank 24/7 toll-free customer care number in India is 1800 180 2222 or 1800 103 2222. For a missed-call balance enquiry, call 1800 180 2223 from your registered mobile. For credit card support, call 1800 180 2345 or 0120-4616200. WhatsApp Banking is available on +91 92640 92640 by sending “Hi” from your registered mobile number. You can also email care@pnb.co.in.
Get support
If you have a question about Punjab National Bank services or finding a branch, ATM, or cash deposit machine, you can browse the bank directory on our homepage, see the ATM Near Me guide for general ATM tips, or email us at info@bank-nearme.com.