South State Bank (officially SouthState Bank, N.A.) is one of the largest Southeast US regional banks, with approximately $65 billion in assets and 371 branches across 8 US states (South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado, and Texas). The bank is the principal subsidiary of SouthState Corporation (NASDAQ: SSB) and is headquartered in Winter Haven, Florida. South State has grown through two major mergers: the June 2020 merger of equals with CenterState Bank (which formed the modern SouthState), and the January 1, 2025 acquisition of Independent Bank Group, a $2 billion all-stock deal that added approximately 90 Texas branches plus a new Colorado Front Range footprint. South State traces back to 1934 in Orangeburg, South Carolina, originally as the Bank of Travelers Rest.
Map of South State Bank locations near me
Use the SouthState branch locator below to find the nearest South State Bank in your location, with branch hours, services, and contact details. The map covers all SouthState Bank branches and ATMs across the 8-state Southeast and post-2025 Texas/Colorado footprint. You can click ‘Use my location‘ to view branches and ATMs around you on the map.
South State Bank at a glance
- Official name: SouthState Bank, N.A. (a national bank, Member FDIC)
- Parent company: SouthState Corporation (NASDAQ: SSB)
- Founded: 1934 in Orangeburg, South Carolina (originally as the Bank of Travelers Rest)
- Headquarters: 1101 First Street South, Winter Haven, Florida 33880 (moved to Florida following the 2020 CenterState merger of equals)
- Branches: approximately 371 across 8 US states (South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado, Texas)
- Total assets: approximately $65 billion (post January 1, 2025 Independent Bank Group acquisition)
- Customer service: 1-800-277-2175 (Monday to Friday 7:00 AM to 8:00 PM ET; Saturday 8:00 AM to 5:00 PM ET); 24-hour automated services for BillPay, phone banking, and debit card activation
- Phone banking (automated 24/7): 1-800-763-0555
- Primary routing number: 063114030 (Florida)
- Major recent acquisitions: CenterState Bank (June 8, 2020, “merger of equals”); Atlantic Capital Bancshares (April 2022, Atlanta); Independent Bank Group (January 1, 2025, Texas and Colorado, $2 billion all-stock deal)
- FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category
- Stock ticker: SSB on NASDAQ
South State Bank branch near me
South State Bank operates 371 retail branches across 8 US states. The bank’s footprint is concentrated in the Southeast (its original heritage region) with the addition of Texas and Colorado from the January 2025 Independent Bank Group acquisition. Use the official SouthState branch locator at southstatebank.com/locations to find a branch with addresses, phone numbers, hours, and services.
SouthState in Florida (HQ state since 2020)
Florida became South State’s headquarters state through the June 2020 merger with CenterState Bank, which had been Florida-headquartered. Major Florida concentrations include the corporate headquarters in Winter Haven (Polk County, central Florida), plus Tampa (Hillsborough and Pinellas counties, including the Tampa Rivergate Tower regional headquarters), Orlando (Orange and Seminole counties), Jacksonville, the Florida Panhandle (Pensacola, Tallahassee), South Florida (Miami, Fort Lauderdale, West Palm Beach), Naples and Marco Island, and Sarasota.
SouthState in South Carolina (original home state)
South Carolina is South State’s original heritage market, with the bank tracing back to 1934 in Orangeburg, SC. Major South Carolina concentrations include Columbia (the state capital), Charleston, Greenville, Spartanburg, Myrtle Beach, Hilton Head Island, Florence, and Rock Hill. Many South State employees and customers have multi-generation relationships with the bank in South Carolina.
SouthState in Georgia (post 2022 Atlantic Capital merger)
Georgia became a much larger South State market through the April 2022 acquisition of Atlantic Capital Bancshares, which was Atlanta-headquartered. Major Georgia concentrations include the Atlanta metropolitan area (downtown, Buckhead, Midtown, Sandy Springs, Marietta, Alpharetta, Lawrenceville), Augusta, Savannah, Columbus, Athens, and Macon.
SouthState in North Carolina
North Carolina branches concentrate in Charlotte (the southern half of the state, adjacent to South State’s South Carolina heritage), Raleigh-Durham, Greensboro, Wilmington, and Asheville.
SouthState in Texas (post January 2025 Independent Bank Group acquisition)
Texas became a major South State market through the January 1, 2025 acquisition of Independent Bank Group, a McKinney, Texas-headquartered regional. The Texas footprint covers the major Texas metros: Dallas-Fort Worth (McKinney, Plano, Frisco, Allen, Richardson, Dallas, Arlington), Austin (the city of Austin plus Round Rock, Cedar Park, Pflugerville), and Houston. Approximately 90 Texas branches transferred to South State through the merger.
SouthState in Colorado (post January 2025 Independent Bank Group acquisition)
Colorado is a new state market for South State, added through the January 2025 Independent Bank Group acquisition. Colorado branches concentrate in the Colorado Front Range: Denver, Boulder, Fort Collins, Colorado Springs, and the Boulder-Longmont area.
SouthState in Alabama and Virginia
Alabama branches concentrate in Birmingham, Huntsville, and Mobile. Virginia branches cover Northern Virginia (Arlington, Fairfax, the DC suburbs) and Richmond.
For the official state list with branch addresses, see southstatebank.com/locations.
South State Bank ATM near me
Use the SouthState ATM finder to find the closest South State Bank ATM machine around you, including drive-up and 24-hour ATMs at branches. South State operates approximately 371+ ATMs at branches across the 8-state footprint plus additional standalone ATMs in major markets.
- SouthState branded ATMs: SouthState checking and savings customers can use any SouthState ATM fee-free for withdrawals, deposits, and balance inquiries.
- Out-of-network ATMs: using a non-SouthState ATM may incur a fee from SouthState plus the ATM operator’s surcharge. Some premium account tiers refund a limited number of out-of-network ATM fees per statement cycle.
- Drive-up ATMs: many SouthState branches have drive-up ATMs accessible 24/7, particularly in suburban Florida, South Carolina, and Georgia markets.
- Deposit ATMs: modern SouthState branch ATMs accept cash and check deposits without an envelope, with funds typically available the next business day.
South State Bank distinctive features and recent growth
The 2020 South State + CenterState merger of equals
On June 8, 2020, the original South State Corporation (South Carolina-headquartered) and CenterState Bank Corp (Florida-headquartered) completed a “merger of equals” that created the modern SouthState. The combined company had $34 billion in assets at closing and took the South State name. The corporate headquarters moved from Columbia, South Carolina to Winter Haven, Florida (CenterState’s home market), reflecting the merged company’s roughly equal contributions from each predecessor.
The 2022 Atlantic Capital Bancshares acquisition
In April 2022, South State completed the acquisition of Atlantic Capital Bancshares, an Atlanta-headquartered Georgia bank. The deal added significant Atlanta metropolitan branches and commercial banking presence, making Georgia a much larger South State market.
The 2025 Independent Bank Group acquisition (Texas + Colorado)
On January 1, 2025, South State completed the acquisition of Independent Bank Group, a McKinney, Texas-headquartered regional. The deal was an all-stock transaction valued at approximately $2 billion. Independent Bank Group had approximately $18.9 billion in assets, $15.7 billion in deposits, and $14.6 billion in loans at the time of the transaction. The acquisition gave South State approximately 90 new Texas branches in Dallas-Fort Worth, Austin, and Houston, plus a new Colorado Front Range footprint (Denver, Boulder, Colorado Springs). The combined company has approximately $65 billion in assets, making South State one of the larger US regional banks.
South State Bank hours, Saturday hours, and open now
South State Bank branch hours vary by location, but most branches follow this typical schedule:
| Day | Typical hours |
|---|---|
| Monday to Friday | 9:00 AM to 5:00 PM lobby; drive-up often opens earlier and closes later at many branches |
| Saturday | 9:00 AM to 12:00 PM at many SouthState branches; some closed Saturday |
| Sunday | Closed at all branches |
South State Bank branches are closed on the standard 11 US federal holidays. ATMs at all branches are available 24/7 even when the branch is closed. The SouthState customer service line at 1-800-277-2175 is open Monday to Friday 7:00 AM to 8:00 PM ET and Saturday 8:00 AM to 5:00 PM ET. Automated phone banking, BillPay support, and debit card activation are available 24/7. For exact hours at your specific branch, use the official SouthState locator at southstatebank.com/locations.
Federal holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (third Monday of January)
- Presidents Day (third Monday of February)
- Memorial Day (last Monday of May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (first Monday of September)
- Columbus Day (second Monday of October)
- Veterans Day (November 11)
- Thanksgiving Day (fourth Thursday of November)
- Christmas Day (December 25)
Is South State Bank open now near me? Most SouthState branches keep weekday business hours (9 AM to 5 PM) plus Saturday morning hours at many locations. ATMs at all branches are available 24/7. The SouthState customer service line is open M-F 7 AM-8 PM ET and Saturday 8 AM-5 PM ET (1-800-277-2175). Automated phone banking is 24/7 (1-800-763-0555). See our Banks Open on Holidays Near Me page for the full federal holiday schedule.
Contact South State Bank: customer service phone numbers
- SouthState Customer Care (main line): 1-800-277-2175 (Monday to Friday 7:00 AM to 8:00 PM ET; Saturday 8:00 AM to 5:00 PM ET)
- SouthState Phone Banking (24/7 automated): 1-800-763-0555
- SouthState BillPay support (24/7): available through the main customer care line, with 24-hour self-service automation
- Debit card activation (24/7): use the number on the sticker of a new debit card
- SouthState business credit cards: 1-866-552-8855
- SouthState Mortgage Servicing: use the main 1-800-277-2175 line and select the mortgage option
- SouthState Online and Mobile Banking technical support: 1-800-277-2175 (same as main line)
- Visit a branch: use the locator at southstatebank.com/locations to find your nearest branch and its direct phone number
About South State Bank: history and the Southeast banking legacy
Origin: 1934 in Orangeburg, South Carolina
South State Bank traces back to 1934 in Orangeburg, South Carolina, where it began as a small community bank. The original entity was named the Bank of Travelers Rest. Through the mid-20th century, the bank grew steadily by serving the South Carolina agricultural and small-business economy and through acquisitions of smaller Carolinas community banks.
20th-century expansion
By the late 20th century, the original South State Corporation had grown into one of the larger South Carolina-headquartered banks, with branches across South Carolina, parts of North Carolina, and parts of Georgia. The bank pursued conservative growth through acquisitions of smaller community banks across the Southeast.
The 2020 South State + CenterState merger of equals
On January 27, 2020, South State Corporation (South Carolina-headquartered) and CenterState Bank Corp (Florida-headquartered) announced a “merger of equals” combination. The deal closed on June 8, 2020 and created a combined Southeast regional bank with approximately $34 billion in assets at closing. The combined company kept the South State name but moved its corporate headquarters from Columbia, South Carolina to Winter Haven, Florida (CenterState’s home market). The merger of equals structure recognized roughly equal contributions from each predecessor.
The 2022 Atlantic Capital Bancshares acquisition
In April 2022, South State acquired Atlantic Capital Bancshares, an Atlanta-headquartered Georgia bank, expanding the bank’s Atlanta and Georgia presence.
The 2025 Independent Bank Group acquisition (Texas + Colorado)
On January 1, 2025, South State completed the $2 billion acquisition of Independent Bank Group, a McKinney, Texas-headquartered regional. The deal added approximately 90 Texas branches (Dallas-Fort Worth, Austin, Houston) plus a new Colorado Front Range footprint (Denver, Boulder, Colorado Springs, Fort Collins). The combined company has approximately $65 billion in assets.
South State today
South State Bank is now a $65 billion Southeast and West regional bank with 371 branches across 8 US states. The bank serves both consumer (checking, savings, mortgages, credit cards) and commercial (middle-market commercial banking, treasury management, small business banking, agricultural lending) customers across the Southeast, Texas, and Colorado footprint.
Frequently asked questions
Where is the Nearest South State Bank Branch Near Me?
Use the official SouthState branch locator at southstatebank.com/locations to find your nearest branch by ZIP code, city, or state. SouthState operates 371 branches across 8 US states (South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado, Texas), with the densest concentration in Florida (the headquarters state), South Carolina (the original heritage market), Georgia (post Atlantic Capital), and Texas (post Independent Bank Group).
How to Find the Closest South State Bank ATM Around Your Location
Use the SouthState ATM finder at southstatebank.com/locations to find the closest South State Bank ATM machine around you. South State operates approximately 371+ ATMs at branches and additional standalone ATMs in major markets. ATMs at branches are typically accessible 24/7 even when the branch is closed.
Use the Map to See Locations of South State Bank Around You
The map on this page shows South State Bank branches and ATMs near your location. SouthState has the densest branch concentrations in Florida (home state and headquarters), South Carolina (heritage market since 1934), Georgia (Atlanta metro post-Atlantic Capital), and Texas (post January 2025 Independent Bank Group). The Colorado Front Range and Virginia footprints are smaller but real.
What is the South State Bank customer service phone number?
The main South State customer service number is 1-800-277-2175, available Monday to Friday 7:00 AM to 8:00 PM ET and Saturday 8:00 AM to 5:00 PM ET. For 24/7 automated phone banking call 1-800-763-0555. For business credit cards call 1-866-552-8855.
What is the South State Bank routing number?
The primary South State routing number is 063114030 (Florida). The bank may use different routing numbers depending on the state where you opened your account (and especially for accounts inherited from CenterState, Atlantic Capital, or Independent Bank Group acquisitions). To find your specific routing number, check the bottom of your checks, log in to SouthState Online Banking, look in the SouthState mobile app under account details, or call customer service at 1-800-277-2175.
Is South State Bank FDIC insured?
Yes. SouthState Bank, N.A. is FDIC insured. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Where is South State Bank headquartered?
South State Bank is headquartered at 1101 First Street South, Winter Haven, Florida 33880, in Polk County, central Florida (about 30 miles east of Tampa). The bank traces back to 1934 in Orangeburg, South Carolina, but the corporate headquarters moved to Winter Haven, Florida following the 2020 merger of equals with CenterState Bank.
How many South State Bank locations are there?
South State Bank operates 371 branches across 8 US states with approximately $65 billion in total assets after the January 1, 2025 Independent Bank Group acquisition. The largest concentrations are in Florida (the home state), South Carolina (the original heritage market), Georgia, and Texas (post the 2025 IBTX acquisition).
What happened with the Independent Bank Group acquisition?
South State completed its $2 billion all-stock acquisition of Independent Bank Group on January 1, 2025. Independent Bank Group was a McKinney, Texas-headquartered regional with approximately $18.9 billion in assets and 90+ branches in Dallas-Fort Worth, Austin, Houston, and the Colorado Front Range. The combined company has approximately $65 billion in assets and now operates in 8 states.
What was the CenterState Bank merger?
On June 8, 2020, the original South State Corporation (South Carolina-headquartered) and CenterState Bank Corp (Florida-headquartered) completed a “merger of equals” combination. The combined company kept the South State name but moved its headquarters to Winter Haven, Florida. The merged company had $34 billion in assets at closing and represented roughly equal contributions from each predecessor.
Are South State Bank branches open on Saturday?
Yes, at many branches. Most SouthState branches in Florida, South Carolina, Georgia, and Texas have Saturday hours, typically 9:00 AM to 12:00 PM. Some branches in smaller markets are closed Saturday. Confirm with the specific branch using the locator at southstatebank.com/locations.
Are South State Bank branches open on Sunday?
No. South State Bank branches are closed on Sundays at all locations. ATMs at all branches are available 24/7. The customer service line is closed Sunday but automated phone banking is 24/7. See our Banks Open on Sunday Near Me page for the list of banks with Sunday hours.
For more banking guides
- Truist Bank Near Me, the major North Carolina-headquartered Southeast regional bank with overlapping footprint
- Regions Bank Near Me, the Alabama-based Southeast regional with significant Florida and Georgia overlap
- First Citizens Bank Near Me, another major Southeast regional bank with comparable size and recent acquisitions
- Banks Open on Holidays Near Me, the federal holiday schedule and which banks observe which holidays
- Banks Open on Sunday Near Me, the full list of banks with Sunday hours
- ATM Near Me, find ATMs at any bank, surcharge-free options, and drive-thru ATMs
- Banks Near Me homepage, a directory of 70+ US, UK, and international banks