WaFd Bank (parent: WAFD Inc., NASDAQ: WAFD), formerly known as Washington Federal, is one of the largest Western US regional banks, with approximately $30+ billion in total assets and approximately 210 branches across 9 western US states. WaFd is headquartered in Seattle, Washington and was founded in 1917 as Washington Federal Savings & Loan. The bank converted from a federal savings bank to a commercial bank in 2019, rebranded from Washington Federal to WaFd Bank in early 2022, and dramatically expanded its California footprint through the March 1, 2024 acquisition of Luther Burbank Savings. WaFd operates a uniquely broad 9-state Western US footprint (Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas) that no other regional bank fully matches.
Map of WaFd Bank locations near me
Use the WaFd branch locator below to find the nearest WaFd Bank in your location, with branch hours, services, and contact details. The map covers all 210 WaFd Bank branches across the 9-state Western US footprint (WA, OR, ID, NV, UT, AZ, NM, CA, TX). You can click ‘Use my location‘ to view branches and ATMs around you on the map.
WaFd Bank at a glance
- Official name: WaFd Bank (a Washington state-chartered commercial bank, Member FDIC; formerly Washington Federal)
- Parent company: WAFD Inc. (NASDAQ: WAFD), formerly Washington Federal Inc.
- Headquarters: Seattle, Washington (425 Pike Street)
- Founded: 1917 as Washington Federal Savings & Loan
- Branches: approximately 210 across 9 US states (Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, Texas)
- Total assets: approximately $30+ billion (post March 2024 Luther Burbank merger)
- Brand history: renamed from Washington Federal to WaFd Bank in early 2022
- Customer service (Client Care Center): 1-800-324-9375 (available 24 hours a day, 7 days a week)
- Credit card customer service: 1-866-661-8550
- International callers: +1-206-624-7930
- Debit card PIN issues: 1-800-992-3808
- Primary routing number: 325070980 (uniform across all WaFd accounts and all states)
- Stock ticker: WAFD on NASDAQ
- FDIC insurance: yes, deposits insured up to $250,000 per depositor, per insured bank, per account ownership category
WaFd Bank branch near me
WaFd Bank operates approximately 210 retail branches across 9 US states in the Western US. Use the official WaFd branch locator at wafdbank.com to find a branch with addresses, phone numbers, hours, services, and a map.
WaFd Bank in Washington (Seattle HQ state)
Washington is WaFd’s home state, with the bank headquartered in Seattle since 1917 and the densest concentration of WaFd branches. Major Washington markets:
- Seattle metro: Downtown Seattle (the corporate HQ), Capitol Hill, Ballard, West Seattle, Northgate, Greenwood, Bellevue, Redmond, Kirkland, Issaquah, Renton, Federal Way, Kent, Auburn, Burien
- Tacoma and South Sound: Tacoma, Lakewood, Puyallup, Olympia, Lacey
- Spokane and Eastern Washington: Spokane, Spokane Valley, Wenatchee, Yakima, Tri-Cities (Kennewick, Pasco, Richland), Walla Walla
- Vancouver, WA (Portland metro)
- Bellingham and Northwest Washington: Bellingham, Mount Vernon, Everett, Lynnwood, Marysville
- Olympic Peninsula: Bremerton, Port Angeles, Sequim, Port Orchard
WaFd Bank in Oregon
Oregon has substantial WaFd presence, particularly across the Portland metro and the Willamette Valley. Major Oregon markets include Portland (downtown plus Eastside, Westside, and Pearl District), Beaverton, Hillsboro, Tigard, Gresham, Lake Oswego, Salem, Eugene, Springfield, Corvallis, Albany, Medford, Ashland, Bend, Redmond, and the Oregon Coast (Astoria, Newport, Coos Bay).
WaFd Bank in Idaho
Idaho is a strong WaFd market, particularly Boise and the Treasure Valley. Major Idaho markets include Boise, Meridian, Eagle, Nampa, Caldwell, Coeur d’Alene, Lewiston, Idaho Falls, Pocatello, Twin Falls, Sun Valley, and Sandpoint.
WaFd Bank in California (post 2024 Luther Burbank merger)
California became a major WaFd market through the March 1, 2024 acquisition of Luther Burbank Savings, a Santa Rosa-headquartered savings bank with 10 California branches plus 1 Washington branch. Major California markets:
- Bay Area: Santa Rosa (the former Luther Burbank HQ), San Francisco, Oakland, Berkeley, San Jose, Walnut Creek, Marin County (San Rafael, Mill Valley)
- Sacramento and Northern California Central Valley: Sacramento, Roseville
- Los Angeles metro: Los Angeles, Beverly Hills, Long Beach, Pasadena
- San Diego
WaFd Bank in Arizona
Arizona WaFd locations are concentrated in the Phoenix metro and Tucson. Major Arizona markets include Phoenix, Scottsdale, Mesa, Chandler, Tempe, Gilbert, Glendale, Peoria, Surprise, Tucson, Sedona, Flagstaff, and Prescott.
Other WaFd Bank states (alphabetical)
- Nevada: Las Vegas, Henderson, North Las Vegas, Reno, Carson City, Sparks
- New Mexico: Albuquerque, Santa Fe, Las Cruces, Rio Rancho, Farmington
- Texas: Dallas, Fort Worth, Plano, Austin, San Antonio, Houston, El Paso, Lubbock, Amarillo, Midland, Odessa
- Utah: Salt Lake City, Sandy, West Valley City, Provo, Orem, Ogden, Park City, St. George, Logan
For the official state list with branch addresses, see wafdbank.com.
WaFd Bank ATM near me
Use the WaFd ATM finder to find the closest WaFd Bank ATM machine around you, including drive-up and 24-hour ATMs at branches. WaFd operates ATMs at all 210 branches across the 9-state Western US footprint.
- WaFd branded ATMs: WaFd checking and savings customers can use any WaFd ATM fee-free for withdrawals, deposits, and balance inquiries.
- MoneyPass surcharge-free ATM network: WaFd consumer checking customers also get access to the MoneyPass network, providing surcharge-free withdrawals at thousands of additional ATMs nationwide.
- Out-of-network ATMs: using a non-WaFd, non-MoneyPass ATM may incur a fee from WaFd plus the ATM operator’s surcharge.
- Drive-up ATMs: many WaFd branches across the Pacific Northwest and Southwest have drive-up ATMs accessible 24/7.
- Deposit ATMs: modern WaFd branch ATMs accept cash and check deposits, with funds typically available the next business day.
WaFd Bank distinctive features
9-state Western US footprint
WaFd Bank operates a uniquely broad 9-state Western US footprint that no other regional bank fully matches. The bank’s 210 branches span the Pacific Northwest (Washington, Oregon, Idaho), the Southwest (Nevada, Utah, Arizona, New Mexico, California, Texas), giving WaFd customers branch access across most of the Western US.
24/7 Client Care Center
Unlike many regional banks with weekday-only customer service, WaFd’s Client Care Center at 1-800-324-9375 is staffed 24 hours a day, 7 days a week, including holidays. Customers can reach a live agent at any hour for routine banking questions, card issues, and account access support.
Mortgage and home loans expertise
WaFd’s heritage as Washington Federal Savings & Loan since 1917 gave it deep expertise in home loans. WaFd is one of the larger portfolio mortgage lenders in the Western US, retaining many home loans on its own balance sheet (portfolio lending) rather than selling them to the secondary market. This gives WaFd flexibility on jumbo mortgages, construction loans, and non-conforming products that some larger banks decline.
March 2024 Luther Burbank Savings acquisition
WaFd completed its acquisition of Luther Burbank Savings on March 1, 2024. Luther Burbank was a Santa Rosa, California-headquartered savings bank with approximately $8 billion in assets, 10 California branches plus 1 Washington branch, and a strong multifamily and jumbo mortgage portfolio. The $654 million acquisition substantially expanded WaFd’s California presence and grew the combined bank to approximately $30+ billion in assets.
Energy and small business lending strength
WaFd is a top SBA lender in the Pacific Northwest and Southwest and one of the larger small business lenders headquartered west of the Mississippi. The bank also has significant Texas commercial lending presence inherited from its earlier Bank of Granbury / Granbury acquisitions.
WaFd Bank hours, Saturday hours, and open now
WaFd Bank branch hours vary by location, but most branches follow this typical schedule:
| Day | Typical hours |
|---|---|
| Monday to Friday | 9:00 AM to 5:00 PM lobby; drive-up often opens earlier at many branches |
| Saturday | 9:00 AM to 12:00 PM at many WaFd branches; some closed Saturday |
| Sunday | Closed at all branches |
WaFd Bank branches are closed on the standard 11 US federal holidays. ATMs at all branches are available 24/7 even when the branch is closed. The WaFd Client Care Center at 1-800-324-9375 is open 24 hours a day, 7 days a week, including holidays. The international callers line at +1-206-624-7930 is available for customers calling from outside the US.
Federal holidays:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (third Monday of January)
- Presidents Day (third Monday of February)
- Memorial Day (last Monday of May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (first Monday of September)
- Columbus Day (second Monday of October)
- Veterans Day (November 11)
- Thanksgiving Day (fourth Thursday of November)
- Christmas Day (December 25)
Is WaFd Bank open now near me? Most WaFd branches keep weekday business hours (9 AM to 5 PM local time) plus Saturday morning hours at many locations. ATMs at all branches are available 24/7. The 24/7 Client Care Center (1-800-324-9375) is always available, including holidays and overnight.
Contact WaFd Bank: customer service phone numbers
- WaFd Client Care Center (main line, 24/7): 1-800-324-9375 (available 24 hours a day, 7 days a week)
- WaFd Credit card customer service: 1-866-661-8550
- International callers (from outside the United States): +1-206-624-7930
- Debit card PIN issues: 1-800-992-3808
- Online and Mobile Banking technical support: 1-800-324-9375 (same as Client Care Center)
- Mortgage: contact through 1-800-324-9375 or your dedicated mortgage banker
- Visit a branch: use the locator at wafdbank.com to find your nearest branch and its direct phone number
About WaFd Bank: 1917 Seattle savings & loan heritage and modern western US footprint
Origin: 1917 Washington Federal Savings & Loan
WaFd Bank was founded in 1917 in Seattle, Washington as Washington Federal Savings & Loan. The bank served Pacific Northwest savers and home loan borrowers, growing steadily through the 20th century as Washington Federal Savings.
20th-century expansion through the Pacific Northwest and West
Through the second half of the 20th century, Washington Federal expanded across Washington, Oregon, and Idaho, then into the Southwest US (Arizona, New Mexico, Nevada, Utah) through a combination of de novo branch growth and acquisitions of smaller Western savings banks and community banks.
2019: Conversion to a national commercial bank
In 2019, Washington Federal converted from a federal savings bank charter to a national commercial bank charter, allowing it to offer a fuller range of commercial banking products beyond its traditional thrift focus on consumer deposits and home loans.
Early 2022: Washington Federal becomes WaFd Bank
In early 2022, Washington Federal rebranded as WaFd Bank, replacing the century-old Washington Federal name with the shorter, modern WaFd identity. The new name reflected the bank’s broader Western US footprint (no longer just Washington Federal) and its commercial bank status.
March 2024: Luther Burbank Savings acquisition
On March 1, 2024, WaFd completed its acquisition of Luther Burbank Savings, a Santa Rosa, California-headquartered savings bank with approximately $8 billion in assets, 10 California branches plus 1 Washington branch, and a strong multifamily and jumbo mortgage portfolio. The $654 million all-stock deal was first announced in November 2022 and completed after regulatory approval delays. The transaction substantially expanded WaFd’s California presence and grew the combined bank to approximately $30+ billion in assets and 210 branches.
WaFd Bank today
WaFd Bank is now a $30+ billion regional bank with 210 branches across 9 western US states (Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, Texas). The bank serves both consumer (checking, savings, mortgages, credit cards) and commercial (middle-market commercial banking, treasury management, small business banking, commercial real estate, multifamily lending) customers across its 9-state Western US footprint.
Frequently asked questions
Where is the Nearest WaFd Bank Branch Near Me?
Use the official WaFd Bank locator at wafdbank.com to find your nearest branch by ZIP code, city, or state. WaFd operates approximately 210 branches across 9 western US states (Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, Texas), with the densest concentration in Washington (the home state and Seattle HQ), Oregon, and Idaho (the original Pacific Northwest footprint), plus a growing California presence after the March 2024 Luther Burbank Savings acquisition.
How to Find the Closest WaFd Bank ATM Around Your Location
Use the WaFd ATM finder at wafdbank.com to find the closest WaFd Bank ATM machine around you. WaFd operates ATMs at all 210 branches across its 9-state Western US footprint. WaFd consumer checking customers also get access to the MoneyPass surcharge-free ATM network, providing surcharge-free withdrawals at thousands of additional ATMs nationwide.
Use the Map to See Locations of WaFd Bank Around You
The map on this page shows WaFd Bank branches and ATMs near your location. WaFd has the densest branch concentrations in Washington (the home state and Seattle HQ), Oregon, Idaho, the Phoenix metro, the Las Vegas area, the Salt Lake City metro, the Texas major metros, and California (post the March 2024 Luther Burbank acquisition).
What is the WaFd Bank customer service phone number?
The main WaFd Bank customer service number is the Client Care Center at 1-800-324-9375, available 24 hours a day, 7 days a week, including holidays. WaFd is one of the few US regional banks with a true 24/7 staffed customer service line. For credit card customer service call 1-866-661-8550. For international callers from outside the United States, use +1-206-624-7930. For debit card PIN issues call 1-800-992-3808.
What is the WaFd Bank routing number?
The WaFd Bank routing number is 325070980, used uniformly across all WaFd accounts in all 9 states for wire transfers, automatic and direct deposits, ACH transactions, and ordering checks. To verify your specific routing number, check the bottom of your checks (the first 9 digits), log in to WaFd Online Banking, look in the WaFd mobile app under account details, or call customer service at 1-800-324-9375.
Is WaFd Bank FDIC insured?
Yes. WaFd Bank is FDIC insured. Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
Where is WaFd Bank headquartered?
WaFd Bank is headquartered in Seattle, Washington (425 Pike Street), and has been Seattle-based since its 1917 founding as Washington Federal Savings & Loan.
How many WaFd Bank locations are there?
WaFd Bank operates approximately 210 branches across 9 US states with approximately $30+ billion in total assets after the March 2024 Luther Burbank Savings acquisition. The largest concentrations are in Washington (the home state since 1917), Oregon, Idaho, Arizona, and California (post Luther Burbank).
What is the difference between Washington Federal and WaFd Bank?
They are the same bank. WaFd Bank is the new name for Washington Federal. The bank was founded in 1917 as Washington Federal Savings & Loan, converted from a federal savings bank to a national commercial bank in 2019, and rebranded as WaFd Bank in early 2022. All Washington Federal customer accounts, routing numbers, debit cards, and checks were transferred to WaFd, and the bank operates from the same Seattle headquarters.
What happened with the Luther Burbank Savings acquisition?
WaFd completed its acquisition of Luther Burbank Savings on March 1, 2024. Luther Burbank was a Santa Rosa, California-headquartered savings bank with approximately $8 billion in assets, 10 California branches plus 1 Washington branch, and a strong multifamily and jumbo mortgage portfolio. The $654 million all-stock deal substantially expanded WaFd’s California presence and grew the combined bank to approximately $30+ billion in assets. Luther Burbank branches were rebranded as WaFd over 2024.
Are WaFd Bank branches open on Saturday?
Yes, at many branches. Most WaFd Bank branches in Washington, Oregon, Idaho, and California have Saturday hours, typically 9:00 AM to 12:00 PM. Some branches in smaller markets are closed Saturday. The WaFd Client Care Center phone line is open 24/7 including Saturday and Sunday. Confirm Saturday hours with the specific branch using the locator at wafdbank.com.
Are WaFd Bank branches open on Sunday?
No. WaFd Bank branches are closed on Sundays at all locations. ATMs at all branches are available 24/7. The WaFd Client Care Center at 1-800-324-9375 is staffed 24/7 including Sunday and holidays. See our Banks Open on Sunday Near Me page for the list of banks with Sunday hours.
Is WaFd Bank really open 24/7?
The branches are not, but the WaFd Client Care Center at 1-800-324-9375 is staffed 24 hours a day, 7 days a week, including all federal holidays. This is unusual among US regional banks of WaFd’s size, most of which have weekday-only or limited weekend phone hours. ATMs at all WaFd branches are also available 24/7. Online banking and the WaFd mobile app handle routine banking 24/7.
For more banking guides
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- US Bank Near Me, the major Minneapolis-headquartered national bank with significant Western US presence
- Wells Fargo Near Me, the major San Francisco-headquartered national bank with overlapping Western US presence
- Banks Open on Holidays Near Me, the federal holiday schedule and which banks observe which holidays
- Banks Open on Sunday Near Me, the full list of banks with Sunday hours
- ATM Near Me, find ATMs at any bank, surcharge-free options, and drive-thru ATMs
- Banks Near Me homepage, a directory of 70+ US, UK, and international banks